Lending Changes You Need To Know About With VanDyk Mortgage Lending Operations Manager The HartBeat for Realtors

Hello! With all the changes happening in the mortgage world, VanDyk Mortgage Lending Operations Manager, Rich Passanante, was cool enough to spend some time with me. Rich is my go to guy when it comes to guideline questions and deal saving. He is the best!

I think you will really like this video and get a ton of information from it. As you watch it, just remember that we are closing loans. People are buying and selling real estate. You don’t need 20% down and 800 credit scores to buy a house. It helps your chances but is not needed.

Some of the topics we discuss


Buying a home while furloughed?
Can you buy a home after being fired due to the      pandemic?
New employment verification rules
New FHA loan overlays for loans under a 640 credit      score. FYI- We can go down to a 580 credit score on FHA

We cover some other topics as well but if you are interested in keeping up to date on the mortgage world, then check this out. Let me know what you think if you make it all the way thru. Feedback is always welcome!

As always, let me know if I can ever help you or your clients call or text my cell at 239-910-5668 or they can use e-mail or social media. Heck, they even send us a fax, That still works! 😊

Have a great day!

I do Mortgages for a living, if I can ever help you buy or refinance a home let me know!

· Apply for a mortgage now at https://timhart.floify.com/apply-now

· TEXT “APPLY” to 239-437-4278

· Call me or text me 239-910-5668

· Talk to my team were here to help! 239-437-4278

· Check out my website www.TimHartJr.com

Connect with me on Social Media

YouTube - http://bit.ly/2Ourk8c

Instagram - https://www.instagram.com/timhart453/?hl=en

Facebook - https://www.facebook.com/TimHartJr

LinkedIn - https://www.linkedin.com/in/timhartjr/