The Plan for Happy Podcast Adam Walkom and Adrian Johnson

Today’s discussion looks at the prospect of a Labour Government in the UK and what it means for taxation policy.
I am joined by Nimesh Shah, CEO of Blick Rothenberg, a chartered accountants and tax advisory business.
 
Nimesh and I dig into the announcements, rumours and reports on what we can expect potentially in a few months time. In detail we discuss.
The situation for non-doms and how recent announcements have already caused a stir;How being a Landlord cannot get much worse;The potential for small business to benefit; 
And make sure you listen to the end where we talk about the potential opportunities a new Labour government would have.
 
I hope you enjoy my conversation with Nimesh Shah

Today’s special guest is Abraham Okusanya, author of “Beyond The 4% Rule” and founder of Timeline portfolios.
 
Abrahams’ firm Timeline now has over £4bn in assets in the portfolio and
 
Why index investing just takes market worry away.How the technology revolution is only just beginning for individual investors.What the best way to draw your retirement income is – focusing on different amounts at different times. 
I hope you enjoy my conversation with Abraham

Today’s discussion is with Nick Bird, Senior Business Development Manager at Triplepoint.
 
If you’ve got older parents you won’t want to miss this episode. Planning for inheritance tax is some of the easiest most cost-effective planning you can do as you can easily measure how much tax you can save by make a few decisions.
 
In this discussion, Nick & I look into inheritance tax planning and discuss:
Why is estate planning so important? The concept of Business Property Relief and how tax policy encourages investments into UK companies.Gifting – how, when, and how much is possible.Housing – the hardest asset to deal with and a few options to think about. 
And make sure you listen to the end where Nick describes a few specific investment options you can use.
 
Enjoy!

Today’s edition features a special guest, someone very familiar to the podcast… Adam Walkom! Our usual host is sat in the other seat this week, as his colleague, friend and fellow partner at Permanent Wealth, Adrian Johnson, takes the reins. 
 
Adam is in the hot seat to discuss his new book, Plan for Happy: A step-by-step guide to growing your money. His aim with this book is to work directly with the reader and take them through the financial planning process – from understanding their financial history, to setting long-term goals and everything in between. Adam also provides specific actions the reader can take in terms of increasing saving, how to be tax-efficient in their investing and what investment strategy they can use.
 
In this episode, Adam and Adrian discuss some of the main topics, themes and ambitions of the book, including:
The emotional context of money;The importance of active decision-making vs letting things drift;A more balanced approach to saving in financial planning, including the benefits of having multiple savings pots for different short-term and long-term life goals;Adam’s approach to investing and his ambition to help his readers and clients understand the foundational elements of equity, long-term growth and volatility, and work this understanding into a financial plan;The age-old question: Is debt is a good or a bad thing? 
Make sure you stay tuned until the end to hear Adam give his 30-year-old former self 3 tips on what he should do with his money!
 
To purchase your copy of Plan for Happy, follow this link: https://amzn.eu/d/6EJVtAq.

Ed Conway – Author of Material World – on the 6 materials that we need to power the modern world.
 
Today’s guest is Ed Conway – economics editor at Sky News – but also author of a fantastic book – Material World.
 
Material World explores in detail the 6 basic materials that the modern world needs to overcome all it’s problems. From feeding 7+ billion people, to building semiconductors and solving climate change. To do all of that, we are going to need MORE of these materials and not less, as some of the extreme fringe of society hope for.
 
Ed’s story is a rollicking ride from the depths of the deepest open-pit copper mine in the world, that can fit the Burj Khalifa, to blue-green lithium pools in Chile, the story is very well-researched and thoroughly entertaining.
 
I hope you enjoy my conversation with Ed Conway.

After reading Law at university, then some time in the hospitality industry Caspar was drawn to the Central London Residential Real Estate market. He kicked off his property career with Foxtons before moving from being a sales agent to being a buying agent with Black Brick.
 
Our discussion covers:
The role of a residential buying agent as a relatively new service;An update on the London residential market generally;How the fast and significant rise in interest rates in the last twelve months has impacted buyers and what tactics are being deployed;What the main considerations are for mid-career professionals; andA bit of outlook for the near term – not surprisingly, Caspar is a great advocate for living in London! 
To find out more about Black Brick https://www.black-brick.com/