210 episodes

When considering retirement, do you wonder what financial opportunities you may be missing? Busy lives take over and years pass without taking advantage. In this retirement podcast, Chad Smith and Mike Eklund unveil financial opportunities, to help you balance enjoying today so you are ready to retire later. By day, they are fiduciary fee-only financial advisors who answer questions about tax savings, investment decisions, and how to save more. If you’ve been putting off your financial to-do list or are just not sure what you’ve been missing, subscribe to the show and learn more at www.financialsymmetry.com. Financial Symmetry is a Raleigh Financial Advisor, proudly serving clients in the Triangle of North Carolina for over 20 years.

Financial Symmetry: Balancing Today with Retirement Chad Smith, CFP® and Mike Eklund, CFP®

    • Business
    • 4.6 • 45 Ratings

When considering retirement, do you wonder what financial opportunities you may be missing? Busy lives take over and years pass without taking advantage. In this retirement podcast, Chad Smith and Mike Eklund unveil financial opportunities, to help you balance enjoying today so you are ready to retire later. By day, they are fiduciary fee-only financial advisors who answer questions about tax savings, investment decisions, and how to save more. If you’ve been putting off your financial to-do list or are just not sure what you’ve been missing, subscribe to the show and learn more at www.financialsymmetry.com. Financial Symmetry is a Raleigh Financial Advisor, proudly serving clients in the Triangle of North Carolina for over 20 years.

    Turn Your ‘What Ifs’ into 'What's Next' with Retirement Stepping Stones, Ep #210

    Turn Your ‘What Ifs’ into 'What's Next' with Retirement Stepping Stones, Ep #210

    Many who approach retirement view it as the ultimate goal, but you could have 30+ years to experience the retirement you've worked to build. 
    While much of retirement planning is focused on the numbers, people often fail to intentionally plan out how they'll spend their time.
    In this episode, we explore some common retirement pitfalls and then ten stepping stones to help us overcome challenges you might encounter.
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    📬 Sign up for the Advisor Corner Newsletter here and receive our Pre-Retirement Checklist. 
    🎯 Article - Uncertainty is Underrated
    📰 See the full show notes here
    🌐 Explore the Retirement Podcast Network here

    • 33 min
    5 Reasons to Consider Investing in More Than the S&P 500, Ep #209

    5 Reasons to Consider Investing in More Than the S&P 500, Ep #209

    Many investors have been tempted to invest more, if not all, of their portfolios in the S&P 500 given the incredible run it’s had over the last decade.
    But today we are talking through five reasons why you should consider not making a concentrated investment only in the S&P 500. 
    Don't let recency bias rule your decision-making on the road to your ideal retirement.
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    📬 Sign up for the Advisor Corner Newsletter here and receive our Pre-Retirement Checklist. 
    🎯 Article - A Few Thoughts on Spending Money
    📰 See the full show notes here
    🌐 Explore the Retirement Podcast Network here

    • 23 min
    The Challenges with Divorce in Retirement with Lesli Doares

    The Challenges with Divorce in Retirement with Lesli Doares

    One of the biggest financial disasters that people can experience in retirement is divorce. On this episode of Financial Symmetry, Grace Kvantas chats with licensed marriage and family therapist, Lesli Doares.
    Lesli shares warning signs to look out for, misconceptions about keeping finances separate, and why couples should seek marriage counseling in retirement. Your marriage affects every aspect of your life. Listen in to learn how you can improve it. 
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    📬 Sign up for the Advisor Corner Newsletter here and receive our Pre-Retirement Checklist. 
    🎯 Article - Many Happy Returns by David Booth
    📰 See the full show notes here
    🌐 Explore the Retirement Podcast Network here
     

    • 30 min
    Should I Roll My IRA into My 401K to Do a Backdoor Roth?

    Should I Roll My IRA into My 401K to Do a Backdoor Roth?

    If you have rollover IRA accounts and want to make a backdoor Roth IRA contribution, this episode is for you.
    There are several steps involved to handle this strategy in the right way including understanding how you roll the IRA accounts to your 401k.
    Today we walk through five considerations you should think through before you implement a strategy to complete your Backdoor Roth contributions.
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    📬 Tips each month to help you Enhance Your Today and Enrich Your Tomorrow. Download our Pre-Retirement Checklist Ebook today
    🎯 Subscribe to not miss future episodes here
    📰 See the full show notes here
    🌐 Explore the Retirement Podcast Network here
     
     

    • 21 min
    15 Surprising Financial Facts to Round Out 2023, Ep #206

    15 Surprising Financial Facts to Round Out 2023, Ep #206

    In our usual episodes, we aim to arm you with a particular insight or strategy that can help you inch closer to your ideal retirement.  But, with todays show, we want to close the year by providing a list of 15 surprising financial facts about the year that you could share in a conversation with a friend or family member.
    We also pay tribute to the great investor Charlie Munger, by providing a few of our favorite Mungerisms.
    As you begin your 2024, we thank you all for listening and sharing our show. We look forward to continuing to provide you with helpful steps on your journey to reach an ideal retirement  
    ****
    📬 Tips each month to help you Enhance Your Today and Enrich Your Tomorrow. Download our Pre-Retirement Checklist Ebook today
    🎯 Subscribe to not miss future episodes here
    📰 See the full show notes here
       

    • 19 min
    Planning for Health Insurance in Retirement Pre-Medicare, Ep #205

    Planning for Health Insurance in Retirement Pre-Medicare, Ep #205

    If you are planning on retiring before age 65, there is no doubt that you have had this question.
    What do you do about health insurance? 
    In the United States, the health insurance landscape is ever-changing and takes quite a bit of planning. 
    Many people even feel anchored to their jobs because of the prohibitive costs of health insurance. However, there are options for healthcare before age 65.
    Listen in to discover what your options are and what you should be doing to plan for this complicated aspect of early retirement. 
    Outline of This Episode [2:44] COBRA [8:04] Using your spouse’s plan [10:58] The healthcare exchange [17:57] On choosing more than one option Resources & People Mentioned Episode 204 - 10 Tax Planning Opportunities You Don’t Want to Miss

    • 21 min

Customer Reviews

4.6 out of 5
45 Ratings

45 Ratings

Ima listener ,

AWESOME!

A Must listen to show! Really knowledgeable hosts!

Jim Clague ,

Like The Show

Like the show

Annie DJ ,

Actionable!

I’ve been listening to Chad and Mike for a while now and they have only gotten better with time. The shows are intentionally brief, but contain actionable items.

Their latest episode 118 provides a deeper insight into their investing philosophy. I like that some episodes are designed for beginners and then they mix in other episodes that are more technical and you may have to listen to twice.

Well worth your time!

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