33 episodes

Picture your dream home. Now look down. There's a bright red line keeping you out. Join host Katie Jensen as we dive into redlining and the legacy of discrimination. You’ll hear first-hand accounts from those who’ve had to fight back to achieve their dreams. And we’ll challenge industry leaders on how to rewrite this legacy.

Find this and more at mortgagenewsnetwork.com

Gated Communities National Mortgage Professional

    • Society & Culture
    • 5.0 • 2 Ratings

Picture your dream home. Now look down. There's a bright red line keeping you out. Join host Katie Jensen as we dive into redlining and the legacy of discrimination. You’ll hear first-hand accounts from those who’ve had to fight back to achieve their dreams. And we’ll challenge industry leaders on how to rewrite this legacy.

Find this and more at mortgagenewsnetwork.com

    NAMMBA Founder On Fostering Inclusivity

    NAMMBA Founder On Fostering Inclusivity

    Finally, Gated Communities proudly welcomes one of the most respected figures in the mortgage industry, the man who brought DEI to the forefront, and runs the largest minority-focused mortgage association in the United States: Tony Thompson, founder and CEO of NAMMBA, also known as the National Association of Minority Mortgage Bankers of America. Thompson shares his story, the origins of NAMMBA, and why inclusion is the key ingredient for companies to achieve more profitability with diversity. Why do some companies see increased profits when diversifying the c-suite while others don’t? Inclusion, Thompson said; they’re not bringing the I in DEI.

    • 31 min
    Why DEI Disappoints

    Why DEI Disappoints

    Broker owner and CEO of Blue Dolphin Capital, Sam Harris III, candidly explains his thoughts on why the mortgage industry continues to fail Black and other under-resourced borrowers as well as aspiring mortgage professionals, despite the amount of DEI initiatives being implemented by companies and associations nationwide. It’s because people aren’t being intentional with their initiatives, Harris said. When a company needs to cut costs to improve on margin, executives ruthlessly slash expenses wherever necessary. But when a company fails to reach DEI goals, they pat their own backs for trying and nothing changes.

    • 59 min
    Breaking Boundaries & Building Trust

    Breaking Boundaries & Building Trust

    Mauro Guzzo, CEO of Guzzo & Co., wants his company to become the McDonalds of the mortgage industry. By that he means he wants the same international presence as McDonalds, offering consumers familiarity and simplicity if they relocate or buy real estate internationally. Guzzo’s goal is to make the process easier for more consumers, who typically have difficulty with the language barrier as well as the different regulations and procedures for getting a mortgage. But in order to establish such a dominant presence, he must earn the trust of foreign banks, regulators, and sometimes politicians who may not even know what a brokerage is.

    • 57 min
    The Next Wave of New Homebuyers: Latinos

    The Next Wave of New Homebuyers: Latinos

    Over the next 20 years, the Urban Institute forecasts that Latinos will be 70% of net new homeowners. UnidosUS, the nation's largest Hispanic civil rights and advocacy organization, is on a mission to encourage the creation of 4 million new Latino homeowners by 2030. Senior housing policy analyst at UnidosUS, Sam Kenney, says the industry doesn’t have to wait because 8 million Latinos are mortgage ready right now!

    • 45 min
    Lenders Avoid The Racist Label With Biascape

    Lenders Avoid The Racist Label With Biascape

    Mortgage lenders and AMCs owe a huge thank you to Jillian White. In this episode, White, an intelligent, hardworking, Black woman, shares the racism she experienced in her 20 years as a real estate appraiser. Now, after transitioning into the tech space and becoming CEO of Appraisal Insights, she’s created BIASCAPE, a new AMC appraisal bias certification that will save lenders when they’re asked by attorneys “What were you doing to prevent bias?”

    • 32 min
    FHA Bias

    FHA Bias

    In an ultra competitive market, cash and conventional are king. But does a buyer need to have those loans to submit the best offer? Top producing loan officer and #1 FHA originator in the nation, Nicholas Barta, says real estate agents and Realtors shouldn't be so quick to dismiss FHA borrowers.
    Mentioned in this episode:
    OCN events
    Womens magazine

    • 35 min

Customer Reviews

5.0 out of 5
2 Ratings

2 Ratings

DougP1234 ,

Great Podcast

Katie does an excellent job exposing the underside of the mortgage and housing business.

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