HerMoney with Jean Chatzky Jean Chatzky Her Money

It’s open enrollment season, which means now is the perfect time to take a closer look at how much you’re spending on healthcare, and see if there are better ways to save. The research shows that medical expenses have been rising for years, but we typically underestimate how much we’re paying. Synchrony Health & Wellness CEO Beto Casellas, helps us break down all of our options for saving on healthcare — from HSAs and FSAs to healthcare financing. In Mailbag, we answer questions about managing a family member’s mortgage and finding a forensic accountant. And in Thrive, the results of our latest State of Women 2022 study.

One of the most powerful ways to create social change is to do it with your wallet. And that’s why, on this HerMoney episode, we’re talking about how to support Black-owned businesses this holiday season. Joining us is LaToya Williams-Belfort, the executive director of the Fifteen Percent Pledge, which has called on retailers to dedicate 15% of their purchasing power to Black-owned businesses. We discuss what it really means for companies to support racial justice, and how consumers can continue to invest in Black entrepreneurs into 2023. In Mailbag, we answer questions about I-bonds and teaching investing to the next generation. In Thrive, a beginner’s guide to donor-advised funds.

Few things can impact our budgets and our financial lives quite like layoffs and inflation. This week, we’re tackling all your questions on how to manage during lean times. We address how to “beat” inflation, what to do if you know your company is headed for layoffs, whether or not our household spending impacts inflation, and how best to assist an elderly parent on a fixed income. Email us your questions for Jean at mailbag@hermoney.com!

In many ways, our jobs define us. Which can be a powerful thing. But at some point, we all have to create an identity that’s bigger than a job title. And nobody has done that better than our guest for this episode. Brandon Copeland is an NFL veteran, entrepreneur, philanthropist, and college professor. Listen in as Brandon and Jean chat about life as a professional athlete, how he juggles multiple careers, and why personal finance for all is his passion. In Mailbag, we hear from a listener who’s worried about losing salary gains in the upcoming recession. In Thrive, a financial checklist for your first pet.

For women, the path to becoming a successful business leader is filled with systemic barriers. But some of the most innovative companies are led by women — Stitch Fix, Feeding America, and Ellevest, just to name a few. How do these women do it, and what can we learn from them? CNBC reporter Julia Boorstin looked at the data and interviewed more than 60 female executives on what sets them apart. We talk with her about why female leaders are often better at expressing empathy, navigating stressful situations, instilling their companies with purpose, and more. In Mailbag, we answer questions about purchasing I-bonds and tackling wealth inequality. In Thrive, everything you need to know about cover letters.

Retirement is about more than just putting your feet up. It’s about finding fulfillment. How should you prepare your finances, your health, and your social network so you can take advantage of all that retirement has to offer? And how should women in particular plan for their later years? Maddy Dychtwald, co-founder of Age Wave, shares her insights on what it really means to be happy and healthy in old age — and how we can all get there. In Mailbag, we answer questions about pension plans and raise negotiations. In Thrive, tips for getting your small business off the ground.