How To Boost Your Credit Score Family Money Adventure

Credit scores are a 3-digit number that represents your credit health. Whether you have a good score, bad score, or no score, there are actions you can take that can help improve your score, which can help you qualify for lending and credit cards and open other doors. A good credit score can also save you money. 
 
In this episode, we'll discuss:
What is a credit score?
Is your credit score actually important? 
Ways to check your score for free
Simple steps you can take today to boost your credit score
 
Speaking of simple…
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Resources On Credit And Race U.S. News & World Report: How Race Affects Your Credit Score
Forbes Advisor: From Inherent Racial Bias to Incorrect Data—The Problems With Current Credit Scoring Models
Money Management International: Why Good Credit is Harder to Achieve in Communities of Color and What You Can Do About It
Board Of Governors Of The Federal Reserve System: How Much Does Racial Bias Affect Mortgage Lending? Evidence from Human and Algorithmic Credit Decisions
Bankrate: How race impacts credit: the history and effect on lending practices
GOBankingRates: Black Americans Are More Likely To Be Denied Credit — Here’s Why, According to Experts
Resources For Free Credit Score and Credit Report Access AnnualCreditReport.com
Mint
CreditWise from Capital One
Credit Karma
Credit Sesame
Credit.Com
Experian
TransUnion








Credit Boosting Programs Experian Boost 
UltraFICO
StellarFi
Grow Credit
TurboTenant (requires your landlord to also sign up for a free account)
Resources for Family Adventurers Learn More About Credit From Michelle Lambright Black at CreditWriter.com
National Foundation for Credit Counseling (NFCC)
Why You Need A High-Yield Savings Account
Earn High-Yield Savings With A Cit Bank Savings Connect Account
Best Budgeting Apps For Families In 2023
Values-Based Budgeting: Spending Your Money On What You Love
11 Must-Have Gifts For Travel Lovers
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