The Guided Retirement Show Dean Barber

As Modern Wealth Management continues to grow, one of the additions we’re very excited about is our office in Rochester, New York. Our Rochester-based team members specialize in 401(k) plans, which are typically people’s largest asset as they head into retirement. So, we figured it would be good idea to have Michelle Cannan, CPFA™, QKA®, QKC, our head of company retirement plan services and managing director of our Rochester office, join Dean Barber on The Guided Retirement Show to discuss how a 401(k) plan works and many other nuances about 401(k)s.
Along with covering how a 401(k) works for plan participants, Michelle will share a little bit about the roles of the plan sponsor and plan provider.
In this podcast interview, you’ll learn:
How Our Team of Retirement Plan Advisors Works with 401(k) Plan Sponsors The Roles of Retirement Plan Advisor, Record Keeper, Sponsor, and Participant with How a 401(k) Plan Works How 401(k) Plan Automatic Enrollment Works Roth vs. Traditional Considerations START PLANNING
To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/110
Learn More about Retirement Planning
Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

As we attempt to help educate people about market sentiment, we’ve continued to welcome back AllianceBernstein’s David Mitchell as a guest on The Guided Retirement Show. David last appeared on The Guided Retirement Show with Dean Barber in October 2023 to give his market outlook and review market trends from the previous six months.
Dean and David will review some of the things they discussed during that episode. David will also review the last six months of market performances again and give his updated market outlook to help people develop a better understanding of market sentiment.
Note: This was recorded on April 2, which was before the March inflation report was released.
In this podcast interview, you’ll learn:
Shorter-Term Treasuries Oftentimes Are Closely Tied to the Fed Funds Rate Longer-Term Treasuries Attempt to Price in Future Growth and Inflation The Fed’s Challenges with Trying to Engineer a Soft Landing What Opportunities Dean and David Are Looking at in Equities and Fixed Income START PLANNING
To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/109
Learn More about Retirement Planning
Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Estate planning can be a complicated issue. It can run smoothly or there can be a lot of pitfalls that you don't foresee. As Matt Kasper, CFP®, AIF® makes his third appearance on The Guided Retirement Show, he and Dean Barber will go over some key items for successor trustees while discussing the importance of having a solid estate plan and being transparent about your wishes with the next generation.
In this podcast interview, you’ll learn:
The two distinct sides of an estate plan Differences between will-based and trust-based plans The roles of co-trustees, successor trustees, corporate trustees, and contingent successor trustees Estate planning is individual Meet with Us: https://modwm.com/meet-with-us/ 
Ask a Question: https://modwm.com/ask-a-question/
START PLANNING
To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/108
Learn More about Retirement Planning
Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Wealth Planning: Securing Your Financial Future with Jeremiah Johnson, AIF® Show Notes A lot of people think that wealth planning is just about the management of money. That is part of wealth planning, but it’s far from being the only part. Modern Wealth Management Managing Director Jeremiah Johnson, AIF® is going to elaborate on that with Dean Barber on The Guided Retirement Show. Having a good understanding of what wealth planning is all about is pivotal to securing your financial future.
In this podcast interview, you’ll learn:
Wealth Planning Is More Than Managing Your Money Why It’s Important to Have a Financial Planning Team That’s Working for You What It’s Like to Be the CEO of Your Retirement The Meaning of Financial Independence Meet with Us: https://modwm.com/meet-with-us/ 
Ask a Question: https://modwm.com/ask-a-question/
START PLANNING
To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/107
Learn More about Retirement Planning
Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Planning to Retire on $10,000 a Month Show Notes How much do you think you need each month to spend in retirement? There are many factors that will go into determining that number. On this episode of The Guided Retirement Show, Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® are going to walk you through a case study that looks into how much money you would need to spend $10,000 net a month in retirement.
Before they get started, they want to make something very clear. Everyone isn’t going to want to spend $10,000 net a month in retirement. For some people, that will be way more than they need each month. For others, it might not be enough. And there might be some people that spending $10,000 net a month in retirement is just right. This is strictly an example that Chris and Logan will be going through to highlight the planning that’s needed to retire if you’re wanting to spend $10,000 net a month.
In this podcast interview, you’ll learn:
Key considerations for building a spending plan for retirement Things to think about when claiming Social Security Important tax considerations How to interpret a Monte Carlo simulation Meet with Us: https://modwm.com/meet-with-us/ 
Ask a Question: https://modwm.com/ask-a-question/
START PLANNING
To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/106
Learn More about Retirement Planning
Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com

Drew Jones, CFP®, AIF® has a passion in working with small business owners, helping them get their business to be as valuable as it can possibly be before facilitating an exit strategy. As Drew makes his third appearance on The Guided Retirement Show, he and Dean Barber will discuss what small business owners need to do when it comes to retirement planning. 
In this podcast interview, you’ll learn:
The Challenges and Opportunities of Retirement Planning for Small Business Owners  Retirement Planning for Small Business Owners Is a Long Process  Key Retirement Planning Considerations for Small Business Owners  Your Business Is Your Biggest Asset If You’re a Small Business Owner  Meet with Us: https://modwm.com/meet-with-us/ 
Ask a Question: https://modwm.com/ask-a-question/
START PLANNING
To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/105
Learn More about Retirement Planning
Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com