31 episodes

While researching for her book, Cindy Couyoumjian, a Certified Financial Planner with over 3 decades in the financial industry, came to an alarming realization about our society… most Americans have become financially illiterate. Now, her mission is to awaken individual investors and empower you with facts and knowledge to help you make better financial decisions.

Check the background of this investment professional on FINRA’s BrokerCheck.
Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities.
Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable.
Licensed to sell securities in the following states: AZ, CA, CO, DC, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, SC, TN, TX, UT, VA, & WA.
Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites.

Financial Literacy Cindy Couyoumjian

    • Business
    • 5.0 • 3 Ratings

While researching for her book, Cindy Couyoumjian, a Certified Financial Planner with over 3 decades in the financial industry, came to an alarming realization about our society… most Americans have become financially illiterate. Now, her mission is to awaken individual investors and empower you with facts and knowledge to help you make better financial decisions.

Check the background of this investment professional on FINRA’s BrokerCheck.
Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities.
Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable.
Licensed to sell securities in the following states: AZ, CA, CO, DC, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, SC, TN, TX, UT, VA, & WA.
Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites.

    Ep 031: How It’s Possible To “Go Broke, Safely”

    Ep 031: How It’s Possible To “Go Broke, Safely”

    Check the background of this investment professional on FINRA’s BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA.
    Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    • 9 min
    Ep 030: The Average Worker Has High Retirement Expectations, Perhaps TOO High

    Ep 030: The Average Worker Has High Retirement Expectations, Perhaps TOO High

    Check the background of this investment professional on FINRA’s BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA.
    Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    • 8 min
    Ep 029: Worried The Pandemic Will Delay Your Retirement? Take Steps To Reengage With Savings Plan

    Ep 029: Worried The Pandemic Will Delay Your Retirement? Take Steps To Reengage With Savings Plan

    Check the background of this investment professional on FINRA’s BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA.
    Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    • 10 min
    Ep 028: When Can You Finally Retire? You Need To Consider These Three Basic Factors

    Ep 028: When Can You Finally Retire? You Need To Consider These Three Basic Factors

    Check the background of this investment professional on FINRA’s BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    • 9 min
    Ep 027: End Of Year Tax Strategies - With The Undecided Senate, Should You Wait Or Are There Opportunities To Consider Before The Year’s End?

    Ep 027: End Of Year Tax Strategies - With The Undecided Senate, Should You Wait Or Are There Opportunities To Consider Before The Year’s End?

    Check the background of this investment professional on FINRA’s BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA.
    Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    • 9 min
    Ep 026: What Retirement Risk Worries You Most?...You Might Be Focusing On The Wrong Thing

    Ep 026: What Retirement Risk Worries You Most?...You Might Be Focusing On The Wrong Thing

    Check the background of this investment professional on FINRA’s BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    • 10 min

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