12 episodes

Make Your Money Matter is a show dedicated to separating myth from truth, so you may avoid the most common mistakes many Americans make with their money and make better financial decisions.

Your host Brad Barrett, CFP® is a Managing Director and Partner at One Capital Management, a top ranked independent investment advisory firm managing over $2.5 Billion in assets for clients across the country. He has advised individuals and families for over 15 years, is an active member of Kingdom Advisors, a biblically based advisory network and holds the Certified Financial Planner™ designation.

Make Your Money Matter Brad Barrett

    • Business
    • 5.0 • 4 Ratings

Make Your Money Matter is a show dedicated to separating myth from truth, so you may avoid the most common mistakes many Americans make with their money and make better financial decisions.

Your host Brad Barrett, CFP® is a Managing Director and Partner at One Capital Management, a top ranked independent investment advisory firm managing over $2.5 Billion in assets for clients across the country. He has advised individuals and families for over 15 years, is an active member of Kingdom Advisors, a biblically based advisory network and holds the Certified Financial Planner™ designation.

    What is your retirement number?

    What is your retirement number?

    There’s a popular retirement advertisement that asks “what’s your retirement number?” Most retirees agree that having a higher retirement number through saving is better than having a lower number. 
    And while that’s true, it misses the mark about the most important retirement aspect: 
    Retirement income. 
    Retirement income lets you spend every penny of your retirement every month without worrying that you’ll run out of money. 
    In this episode, I’m revealing why your retirement income lets you enjoy your retirement instead of saving every cent so you don’t run out. 
    Show Highlights Include:
    How to avoid blowing all your retirement money (without depriving yourself of vacations or fancy dinners) (8:53)  Why living in an “Atmosphere of Scarcity” in retirement robs you of giving your grandchildren memories they’ll remember long after you’re gone (9:08)  The counterintuitive way saving more for retirement can bankrupt your nest egg (10:23)  How to spend every penny of your retirement without worrying about running out of money (10:46)  Why having only $900k in your nest egg can be more fulfilling than having $1 million (12:39)  How to retire 3 years earlier than you thought and have enough money to enjoy your retirement (18:34)  To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    • 21 min
    History of the Dow and why it matters

    History of the Dow and why it matters

    If you've ever invested or talked about the market, you've likely heard about the “Dow Jones.” Yet, few people have an understanding of what that is or how it started.  
    The Dow watches over some of the biggest and most prominent companies in the country. Paying attention to them is the only way to make sure everything fits into the future of your plan (and lasts).
    In this episode, I discuss how the history of the Dow protects your retirement today.  
    Show Highlights Include:
    How to predict and understand the market today through the story of Charles Dow and Edward Jones. (1:57) Using history lessons to preserve your retirement finances in any market. (6:02) How to avoid putting all your eggs in one basket with a diversified portfolio. (10:11) Why creatinga risk-free retirement plan starts by understanding twelve industrial companies. (15:34) To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    • 21 min
    One Capital Management Client Experience: Overview

    One Capital Management Client Experience: Overview

    Looking for the best financial advisor is more complicated than you think. And you're going to have a lifelong relationship with them, you need someone who is about more than the numbers.
    Having a plan that never runs out of cash starts with an advisor who knows how to best serve you. Having a happy and stress-free retirement depends on you (not a number). 
    In this episode, you'll discover how to find the best financial advisor for your retirement goals.
    Show Highlights Include:
    Why planning your dream retirement should be like a fine-dining experience. (1:46) The wealth conversations that make your retirement planning simple, smooth, and impactful. (5:37) How to ensure you never run out of money in retirement with the ‘Discovery Process.’ (9:52) Why the most trustworthy advisors use the ‘DDF cycle’ to deliver on your retirement goals. (14:35) Using ‘cultural parameters’ to have the most enjoyable (and productive) retirement planning experience. (21:17) How the evolution of technology builds a plan exactly as you want it. (26:10) To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    • 30 min
    How much income can I receive in retirement from my investments?

    How much income can I receive in retirement from my investments?

    To avoid running out of money in retirement, you have to be realistic about how much you save and spend. And if you aren’t realistic with your money, the entire plan could fall apart.
    Retirement is about knowing how much you need, not how much you make right now. And most people spend their entire lives building a plan around the wrong number. 
    In this episode, I discuss how to build your retirement plan around income (instead of bad habits).
    Show Highlights Include:
    Retirement Planning lessons from the story of Atlantis (and how to avoid “the fall” of your own portfolio). (1:30) The Mountain Climber’s guide to building a successful plan and reaching your retirement goals. (5:44) How to ensure your income for life through one mathematical equation. (10:02) Using the ‘Trinity Study’s ‘golden number’ to protect your portfolio from inflation and unstable environments (while improving your plan as you age). (15:55) The worst financial mistakes most Americans make in your retirement years (and how to prevent building bad habits right now). (20:57) To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    • 23 min
    How much should you contribute to your retirement plan?

    How much should you contribute to your retirement plan?

    Not knowing how much money to contribute to retirement seems like a small problem, but has the potential to damage your finances for a lifetime. And you don’t want to be stuck in your retirement years counting pennies and avoiding vacations.
    In this episode, I discuss the ‘ripple effect’ of bad financial planning and the small changes you can make for retirement income that lasts a lifetime. 
    Show Highlights Include:
    How to plan your perfect retirement with the “Billy Graham Effect”. (1:53) How to retire at any age using the ‘rule of thumb’ in retirement planning. (6:42) The different contribution rates to recommend at each age (and how to ensure you’re saving enough for retirement each year). (12:54) The ‘Fidelity’ strategy for funding your dream retirement (and never running out of cash in your vacation years). (18:17) To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    • 23 min
    How to manage debt of any amount

    How to manage debt of any amount

    Everyone has debt, but no one likes to talk about it. And you might feel so overwhelmed by the idea of organizing finances that you ignore them altogether…which makes your stack of bills taller and more unbearable. So where do you begin?
    In this episode, I discuss what debt you should pay off first and how these conversations fit into a successful financial strategy that lasts a lifetime (no matter how much you owe).
    Show Highlights Include:
    What the “Diderot Effect” does to your wallet and how to avoid trapping yourself in debt instantly. (1:40) What the “Good Debt, Bad Debt” model reveals about the debts you pay off first. (4:22) Designing your own version of the ‘Snowball Method’ for paying off debt at your own pace. (9:00) The three wealth management tools you need to earn more than you spend and avoid debt in the future. (13:49) To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    • 20 min

Customer Reviews

5.0 out of 5
4 Ratings

4 Ratings

Amy M124 ,

Great!!

Amazing podcast!!

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