102 episodes

Do you struggle with money? You’re not alone.
Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration it becomes destructive. 
The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort.
Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life.
If you aren’t happy with your finances, feel like money takes more time that it should, or want to place your financial decisions into the broader context of your life, this show is for you. 
Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy, but do NOT improve outcomes.

This podcast uses the following third-party services for analysis:

Chartable - https://chartable.com/privacy

Mindful Money Jonathan DeYoe

    • Business
    • 5.0 • 21 Ratings

Do you struggle with money? You’re not alone.
Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration it becomes destructive. 
The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort.
Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life.
If you aren’t happy with your finances, feel like money takes more time that it should, or want to place your financial decisions into the broader context of your life, this show is for you. 
Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy, but do NOT improve outcomes.

This podcast uses the following third-party services for analysis:

Chartable - https://chartable.com/privacy

    102: Ryan Craig - Apprenticeships for Skill Development and Economic Growth

    102: Ryan Craig - Apprenticeships for Skill Development and Economic Growth

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I speak with Ryan Craig, who brings a wealth of knowledge from the intersection of education and workforce development. Together, we tackle the pressing issue of America's skilled labor gap, dissecting how apprenticeships serve as a robust answer to our education and economic concerns.
    Ryan doesn't hold back in sharing the raw stats on college outcomes and the transformative power of earn-and-learn models. His insights offer a refreshing perspective on building a workforce that is not just skilled, but also equitable and economically sound.
    Our conversation is a deep dive into the mechanics of apprenticeships and why they're the hidden heroes of career development. We're not just talking theory here; Ryan provides a practical guide for anyone curious about how to get involved with apprenticeships, whether you're a learner eager to jumpstart your career or an employer looking to invest in future talent.
    This chat is an honest look at the work ahead of us, highlighting the successes of apprenticeship programs abroad and the potential they hold for the U.S. labor market. If you've ever wondered about the alternatives to traditional college paths or how to foster economic growth in tangible ways, this is the episode you won't want to miss.
    📺 Watch on YouTubehttps://youtu.be/b4sTSKe3jD4
    Key Takeaways00:00 Revolutionizing Education and Workforce Skills
    11:06 The Power of Apprenticeships
    19:14 Expanding Apprenticeships Beyond Building Trades
    25:27 Importance of Funding for Apprenticeships
    Tweetable Quotes"An apprenticeship is a job, first and foremost, that doesn't require you to have the specific skills or experience that you're going to need in the job because that's the point of the apprenticeship. You're gaining the skills and experience as you go.""The odds are kind of against you. Now you can increase those odds by attending a selective or very selective college or university, which is hard to do. You can increase those odds if you're wealthy and you're not taking on debt, obviously, which will then expand the choices you can make post-graduation.""What automation has done to cybersecurity, I'm afraid generative AI is about to do to all the jobs across the economy... But that higher value work you won't be able to do without some relevant experience, and so we're going to see this experience gap that we're already seeing turn into a chasm."Guest ResourcesLinkedIn - https://www.linkedin.com/in/ryan-craig-b4617a80/
    Website - https://www.achievepartners.com
    Twitter - a...

    • 34 min
    101: Henry Oliver - Late Bloomers Success Stories

    101: Henry Oliver - Late Bloomers Success Stories

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I speak with Henry Oliver, a man whose passion for celebrating life's late bloomers is both infectious and deeply insightful. We dive into the rich narratives of those who've found their stride well beyond the conventional timelines of success, and Henry, with his upcoming book "Second Act," provides a beacon of hope for anyone questioning their path.
    It's a chat that truly resonates with me, as we discuss the beauty of self-discovery that doesn't adhere to society's script and the potential that lies within a life lived at one's own pace. Henry's personal journey is a testament to the theme of our talk – it's never too late to pivot and embrace the talents that have been simmering beneath the surface.
    As we share stories of historical late bloomers and the influence of serendipity in our lives, I'm reminded of the power of readiness to meet opportunity. This conversation is an invitation to you, the listener, to rethink achievement, explore the uncharted terrains of your own capabilities, and hold fast to the idea that your curiosities might just be the key to unlocking a fulfilling new chapter, no matter your age.
    📺 Watch on YouTubehttps://youtu.be/izqERFEmnA4
    Key Takeaways00:00 Late Bloomers and Financial Mindfulness
    03:09 Exploring Views on Life Success
    07:54 Late Bloomers and Talent Development
    13:55 Variation in Intelligence and Life Paths
    23:22 Encouraging Multiplicity and Late Bloomers
    28:35 The Role of Luck and Readiness
    36:38 Embracing the Second Act
    Tweetable Quotes"There are other people like that and once you write a short post saying, 'oh, there's a thing here,' all of a sudden you see it everywhere, and you're like, 'oh my God, late bloomers is such a thing.'""I want to get you to perhaps think differently because we don't know how many more people could be late bloomers. If we find another six like the people I've profiled, another Frank Lloyd Wright, another Margaret Thatcher, that's great, let's have them.""You don't spot talent by what persistently happens to them, but by what they persist at. There is something that you have been persisting at in your life, something. That's your route, that's your thing. It never turns on the head of a pin without that quiet preparation."Guest ResourcesLinkedIn - https://www.linkedin.com/in/henry-oliver-5165b189/
    Website - https://www.commonreader.co.uk/
    Twitter - https://twitter.com/HenryEOliver
    Mindful Money ResourcesFor all...

    • 47 min
    100 Versus "The Gathering Darkness" Part 9 - What About Social Responsibility (ESG)?

    100 Versus "The Gathering Darkness" Part 9 - What About Social Responsibility (ESG)?

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I dive deep into the world where ethics meet investments, and I'm thrilled to guide you through the often-misunderstood realm of Socially Responsible Investing (SRI) and Environmental, Social, and Governance (ESG) principles. It's not just about aligning your portfolio with your personal values, but also about securing a robust financial future for you and your family.
    Together, we'll explore how to responsibly invest in the great companies that innovate and refuse to lose our money, and I'll share with you the tools and strategies to do so without forgoing profits. This is for those who believe in the power of conscientious investing and for anyone looking to navigate the challenges of balancing moral integrity with market returns.
    We'll confront fears, debunk myths, and discuss practical solutions that cater to your principles while aiming for a secure retirement. I'm right there with you, supporting ESG values and discussing how modern investment tools like indices and ETFs can reflect individual beliefs.
    It's all about empowering you with the knowledge to make informed decisions that resonate with your ethics and financial goals. So, join me as we tackle the big questions and uncover the realities of SRI and ESG investing.
    Whether you're already on the path of responsible investing or just curious about what it entails, this episode is an invaluable resource for managing your wealth with a clear conscience. Let's take this enlightening journey together and empower our investment choices in the ever-evolving landscape of finance.
    📺 Watch on YouTubehttps://youtu.be/gNcHXvjwSLQ
    Key Takeaways00:00 The Importance of Socially Responsible Investing
    14:12 The Concept of Responsible Investing
    Tweetable Quotes"The importance of investors having an 'adult memory' can't be overstated. It's about committing to owning shares in the great businesses of the US and the world, which can bolster asset accumulation, retirement income, and legacy creation.""Whether it's responsible doesn't predictably move the long-term needle. The cost of the tool has a larger known effect on the long-term performance outcome to a client than does the moniker responsible.""The opportunity to invest with SRI and ESG in mind is a privilege. I'm proud to do it, I'm proud to offer it as a choice for people who can afford to make that choice. It isn't right for everyone."Mindful Money ResourcesFor all the free stuff at Mindful Money: https://mindful.money/resources
    To buy Jonathan’s first book - Mindful Money: a href="https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369" rel="noopener noreferrer"...

    • 19 min
    099 Versus “The Gathering Darkness” Part 8 - Defining The Great Companies of the US and the World

    099 Versus “The Gathering Darkness” Part 8 - Defining The Great Companies of the US and the World

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I take you through the ins and outs of equity investment, peeling back the layers of complexity to reveal a clear, tax-efficient strategy that can grow your wealth with ease.
    We talk about the power of global all cap portfolios and how they might just be the one-fund solution you've been looking for. Together, we'll explore why market timing and security selection might not be the keys to investment success that they're often made out to be.
    I'll share with you my personal journey towards embracing a portfolio that's not only simple to manage but also aligns with my belief in responsible investment. I'm also excited to dive into the heart of our ongoing series 'Versus the Gathering Darkness' in Part Eight, where we tackle the psychological hurdles to investing and celebrate the forward- thinkers who ensure our money is never idle.
    This episode isn't just about understanding the 'what' and 'how' of investing in great companies globally—it's also about the 'why'. It's about adopting an investment mindset that moves beyond the individual to consider our collective impact on society and the environment.
    So join me, and let's journey together towards a future where our financial decisions help build a more prosperous and ethical world.
    📺 Watch on YouTubehttps://youtu.be/IjY9ikfSyd0
    Key Takeaways00:00 Mindful Money Management for More Life
    09:12 Low-Cost All Cap Index Investing
    Tweetable Quotes"If you understand that market timing and security selection cannot add value over time and are more likely to reduce performance, then one global all-cap portfolio could, and perhaps should, make up your entire equity portfolio.""Performance favors indexing. At the same time, quality of life—lower stress, fewer decisions, less regret—also favors indexing.""There are no facts about the future. We do not know what is coming next, and even if we did, we could not predict how markets would react."Mindful Money ResourcesSPIVA Scorecard  
    Domestic Indices:
    S&P 1500
    S&P 500
    S&P 400
    S&P 600
    a...

    • 15 min
    098 Versus "The Gathering Darkness" Part 7 - Outcome of a Lifetime Commitment to Equities

    098 Versus "The Gathering Darkness" Part 7 - Outcome of a Lifetime Commitment to Equities

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, we dive deep into the world of financial fortitude, with a focus on not just weathering the storm, but creating a legacy that'll ripple through generations.
    I've laid out a blueprint that demystifies the complex world of investing, breaking down how a disciplined approach and the magic of compounding can turn even the humblest of savings into a retirement nest egg that's nothing short of impressive. And trust me, it's not just about stashing away cash; it's about cultivating a mindset that recognizes the power of great companies and the role they play in growing your wealth over time.
    I'm genuinely excited to guide you through the nuances of building and maintaining wealth that outlives you. We'll explore the indispensable concept of an 'adult memory' when it comes to managing finances and why embracing innovation and minimizing losses can be game changers in your investment journey.
    I'll also share insights on strategic legacy planning: how to pass on wealth and the wisdom needed to manage it across multiple generations. So whether you're taking your first step towards saving or you're looking to fine-tune your retirement plan, this episode is packed with practical advice that can help steer you towards a future where 'happy investing' is a tangible reality for you and your loved ones
    📺 Watch on YouTubehttps://youtu.be/Hxy7AmQLpoU
    Key Takeaways00:00 Long-Term Benefits of Investing
    16:08 Wealth Compounding and Legacy Planning
    30:12 Three Points of Financial Success
    Tweetable Quotes"Success is the ability to go from failure to failure without losing enthusiasm. In investing, this means holding on to your diversified shares through market declines without losing your drive.""The goal, as Charlie Munger so wisely expressed, is to never interrupt compounding unnecessarily. This is the essence of building wealth—allowing the great companies to grow and expand your portfolio over time.""Wealth is a river capable of growing deeper and wider as it flows downstream to the next generation. By committing to smart investing and prudent spending, one can create legacy wealth that is not just transgenerational but multi-generational."Mindful Money ResourcesFor all the free stuff at Mindful Money: https://mindful.money/resources
    To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369
    To buy Jonathan’s second book – Mindful Investing: a...

    • 35 min
    097 Versus “The Gathering Darkness” Part 6 – Support Owning Great Businesses By Understanding The Summary Objection

    097 Versus “The Gathering Darkness” Part 6 – Support Owning Great Businesses By Understanding The Summary Objection

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, we take a deep dive into the timeless approach of equity ownership for wealth building. It's all about cutting through the noise and focusing on the proven success of investing in the finest companies worldwide.
    I tackle the 'this time is different' myth head-on, offering historical evidence that demonstrates the resilience of shares through economic ups and downs. I'm here to equip you with the mindset to stand firm in your investment decisions, even when headlines and market fluctuations test your resolve.
    By joining me, you're not just listening to another finance podcast—you're stepping into a space where we confront economic uncertainty with informed strategies that have stood the test of time. I'm genuinely thankful for you walking this path with me toward investment enlightenment.
    In our journey together, I stress the importance of conviction in your investment choices and the power of compounding for your financial legacy. The goal here is to share knowledge that empowers you to build and secure long-term wealth, beyond the short-term volatility that can so easily distract.
    So, if you're ready to reaffirm your belief in the value of global shares and want a companion in navigating these sometimes stormy investment waters, this is the episode for you. Let's reinforce our financial acumen together.
    Remember, this isn't just about money—it's about sustaining prosperity and enabling philanthropy through savvy investing. Join me as we continue to build on these crucial concepts.
    📺 Watch on YouTubehttps://youtu.be/sT8OKHxjEN0
    Key Takeaways00:00 Owning Great Businesses for Long-Term Wealth
    11:41 The Power of Belief in Investing
    16:45 Ownership of US and World Shares
    Tweetable Quotes"Every rational, profit-seeking business does two things we can't imagine the stock market doing. First, rational profit-seeking businesses refuse to lose money any longer than they have to. When an event occurs, the business is acting to protect investors' capital and position for recovery. Every employee, every manager, every executive, and every board member are thereto protect and grow investors' capital.""The five beliefs which I hope you're going to save and revisit are truths about how the world economies and markets work. They are factual, they are foundational, they're based on evidence. 'This time is different' is always an attempt to separate you from that history and evidence.""Believing the five, you believe in something more powerful, more true, more real, more enduring than headlines, and you cannot be scared out of your genuinely well-asset allocated and broadly diversified portfolios of the great companies of the US and the world. Not being scared out means never having to decide when to re-enter and it means never...

    • 17 min

Customer Reviews

5.0 out of 5
21 Ratings

21 Ratings

Nerdjenni ,

Love this podcast

Really enjoy this podcast and the way that each episode helps us to reveal our own relationship with money. Thank you to Jonathan for asking the deeper questions to spark reflection and to help me feel more free.

The Constant Journey ,

Wisdom!!

Johnathon is amazing. I love how he gives back and shares his knowledge in a way that is so full flow and considers a holistic perspective. Amazing podcast.

Seeking peace, joy, love ,

Learn How to Create a Rich Life!

Jonathan is not only the author of two great books (Mindful Money & Mindful Investing)... he is an extremely talented podcast host. His questions are thoughtful, soulful and insightful. If you are interested in learning how to craft a rich life in every sense of the word, this is a must listen podcast.

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