Mindful Money Jonathan DeYoe

Jessica Perrone is a seasoned finance expert with more than 16 years of experience. As a mom of three teenage girls and a passionate advocate for financial education, she is dedicated to empowering young people with knowledge about money and investing. Jessica’s innovative and relatable approach has led her to develop a curriculum that makes finance approachable, fun, and relatable for teens of all backgrounds.
In this episode, I talk with Jessica about her passionate advocacy for financial literacy, especially among young women. Jessica shares her unique approach to smarter spending, emphasizing the importance of removing emotion from financial decisions. We dive into her personal upbringing and how it shaped her financial teaching methods, including how she educates her three teenage daughters about budgeting and work ethic. We cover crucial credit management strategies, generational differences in handling credit, and the role of credit scores in long-term financial health. Jessica and I also discuss empowering women in finance, challenging societal norms, and practical strategies for taking control of your financial destiny.
In this episode:
[00:00] - Intro[01:19] - Meet Jessica Perrone[01:50] - Jessica's background and family life[04:04] - Financial lessons learned from childhood[08:38] - The importance of credit scores[14:20] - Jessica's financial journey[20:39] - Three ways to invest[22:23] - The inspiration behind Her Financial IQ[23:20] - Empowering women through financial education[27:42] - Mindfulness in financial decisions[32:44] - Choosing the right financial advisor[39:11] - Advice for young women on financial success[42:06] - Final thoughts and how to connect

Get full show notes and links at https://mindful.money. 
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.


This podcast uses the following third-party services for analysis:

Chartable - https://chartable.com/privacy

Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 14 languages. His third book, The Behavioral Investor, was Axiom's best investment book of 2019 and is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making. His latest book, The Soul of Wealth, will be published in October of 2024. When he's not decoding market psychology, Daniel is a father of three, a fanatical follower of the St. Louis Cardinals, an explorer of the American South, and an amateur hot sauce chef.
In this episode, I talk with Daniel about his fascinating journey from psychology to finance, the importance of understanding evolutionary biases in financial decision-making, and the real value that financial advisors bring beyond mere investment advice. Daniel shares insights from his books, particularly his forthcoming work, The Soul of Wealth, which focuses on finding meaning and happiness beyond monetary wealth. 
In this episode:
[00:00] - Intro[03:06] - Daniel's early lessons on money and entrepreneurship[08:54] - The arc of Daniel's writing and research[14:11] - Understanding evolutionary influences on decision-making[24:09] - The four meta biases[29:50] - The real value of financial advice[33:17] - Defining true wealth[35:29] - The power of generosity[39:51] - How to build greater financial success[41:56] - One thing people should stop doing[44:03] - The last thing Daniel changed his mind about
Get full show notes and links at https://mindful.money. 
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.


This podcast uses the following third-party services for analysis:

Chartable - https://chartable.com/privacy

W. Ben Utley, CFP®, not only serves as the Service Team Leader at Physician Family Financial Advisors but also co-hosts their podcast of the same name. Well-recognized for his expertise, Ben has been featured in The New York Times and listed among the "150 Best Financial Advisors for Doctors" by Medical Economics Magazine. As a Certified Financial Planner, Ben provides physician clients with solutions that extend beyond achieving financial freedom, ensuring they also have the time to enjoy it.
In this episode, I talk with Ben about his journey from a chemistry background to becoming a renowned financial advisor. We discuss the harmful effects of hustle culture, identifying and preventing burnout, and establishing work-life balance. We also dive into the importance of core habits like reading, writing, exercising, cooking, and how mindfulness or faith can serve as a foundation for financial success. Ben emphasizes the value of knowing “how much is enough” and shares insights into providing a positive impact through financial advising.
In this episode:
[00:00] - Intro[02:04] - Ben’s early life and entrepreneurial journey[04:08] - Transition to financial advisory[10:55] - Balancing work and personal life[13:44] - Understanding burnout and workaholism[16:28] - Finding balance in a market economy[20:07] - The FIRE movement: A critical perspective[23:27] - Embracing career longevity[25:16] - Finding fulfillment in work[34:50] - Core habits for personal and financial success[35:47] - The importance of relationships and service[38:07] - What’s important to know about Ben
Get full show notes and links at https://mindful.money. 
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.


This podcast uses the following third-party services for analysis:

Chartable - https://chartable.com/privacy

Kalani Leifer is the Founder and CEO of COOP Careers, a company aiming to overcome underemployment through digital skills and peer connections. Kalani began his career as a history teacher at Kappa International High School in the Bronx, NY (with Teach For America). Later, he worked as a consultant at McKinsey in Zurich and Dubai, and as a project leader at Google in California. Kalani grew up in the Bay Area, graduated from Stanford, and earned a master’s in education from Lehman College, CUNY.
In this episode, I talk with Kalani about the profound impact of peer support and community in navigating career challenges. Kalani shares his unique perspective, shaped by his upbringing on Stanford’s campus amidst the economic disparities of Palo Alto and East Palo Alto, and his early teaching experiences. We discuss the broken promise of higher education for first-generation college students, many of whom face unemployment or underemployment despite their degrees. Through Kalani's insights, we explore the crucial role of social networks in career advancement and how peer relationships can drive long-term career success and upward economic mobility.
In this episode:
[00:00] - Intro[02:06] - Kalani’s background and early influences[07:36] - Navigating the challenges of higher education[12:27] - The reality for college graduates[18:35] - Why building and maintaining relationships is so important[26:22] - How COOP Careers works[27:34] - The struggles of job hunting for graduates[28:36] - COOP’s unique curriculum: head, heart, and hustle[31:34] - Challenges in workforce development[33:07] - Networking and the importance of relationships[37:12] - The need for federal and state investment[43:34] - Advice for recent graduates[48:01] - The future of COOP and final thoughts
Get full show notes and links at https://mindful.money. 
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.


This podcast uses the following third-party services for analysis:

Chartable - https://chartable.com/privacy

Upcoming Event!
How Can Mindfulness Help You Reach Financial Independence?
Do you want to reduce money anxiety, but don’t know who to trust?
Would you like to learn how to set up and manage your own retirement plan?
Do you want to know how we create a passive income stream you can’t outlive?
If yes, join us and learn how to answer the 4 critical financial independence questions:
Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
Learn more: https://courses.mindful.money/financial-independence-bootcamp
In this episode, I speak with Aimée Eubanks Davis, the inspiring Founder and CEO of Braven. Aimée shares her personal journey, from growing up in a hardworking family in Chicago to leading a national nonprofit that empowers first-generation, low-income, and underrepresented college students.
We dive into her experiences and the pivotal moments that shaped her understanding of economic mobility, systemic barriers, and the importance of education. Her passion for creating equitable opportunities shines through as she discusses the importance of internships, social capital, and long-term economic mobility.
Aimée's story is a testament to resilience and the transformative power of opportunity, making this conversation both heartfelt and enlightening. This episode is a must-listen for anyone interested in education, social justice, and the power of community support. Join us for an engaging and motivating discussion that highlights the incredible potential within every student.
📺 Watch on YouTubehttps://youtu.be/LB2aKFpxtXI
Key Takeaways00:03:28: Starting and Growing a Family Business
00:10:28: Turning Point in Family's Financial Situation
00:12:24: Moving to the Suburbs and Realizing Economic Differences
00:17:45: Challenges Faced by First-Generation College Students
00:21:37: Introduction to Braven and Its Mission
00:26:01: Measuring Success and Impact of Braven
00:28:00: Unique Approach of Braven in Higher Education
00:31:41: Scaling Braven and Future Goals
00:34:39: Closing the Systematic Loop and Wealth Gap
00:38:23: Long-Term Impact and Wealth Gap Analysis
Tweetable Quotes"One thing that I often talk to people about is how many things are tied together, from education to healthcare to economic mobility.""I think in some ways, I got an accidental education in being an entrepreneur, but also in how systems can actually work against certain people being able to acquire money and wealth over time.""Who you know matters, but it's actually who knows you that matters more. And if you're not in certain networks, you have no idea that an internship matters."Guest ResourcesWebsite - https://braven.org/
LinkedIn - https://www.linkedin.com/in/aimee-eubanks-davis
Facebook - https://www.facebook.com/aimee.eubanksdavis/
Instagram - https://www.instagram.com/aimeeeubanksdavis
Twitter - a...

Upcoming Event!
How Can Mindfulness Help You Reach Financial Independence?
Do you want to reduce money anxiety, but don’t know who to trust?
Would you like to learn how to set up and manage your own retirement plan?
Do you want to know how we create a passive income stream you can’t outlive?
If yes, join us and learn how to answer the 4 critical financial independence questions:
Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
Learn more: https://courses.mindful.money/financial-independence-bootcamp
In this episode, I speak with TJ van Gerven, a Financial Planner and Founder of Modern Wealth Builders. TJ shares his journey from growing up with contrasting financial influences—his father, a self-employed plasterer with a scarcity mindset, and his mother, who came from a more affluent background. We dive into how these experiences shaped his approach to financial planning, particularly for millennials. TJ emphasizes the importance of understanding time horizons when buying a home and the true costs associated with real estate, challenging the common belief that homeownership is always the best investment.
We also explore TJ's innovative approach to financial planning, including his use of a subscription model to make financial advice more accessible to younger clients. He discusses the value of focusing on cash flow, tax planning, and the importance of having a disciplined, rules-based strategy. TJ's insights are not just about numbers; they’re about helping people use their money as a tool to live better lives. Whether you're considering a sabbatical, navigating equity compensation, or just trying to get a handle on your finances, TJ's practical advice and genuine passion for helping others make this episode a must-listen.
📺 Watch on YouTubehttps://youtu.be/ATG2dn18R4I
Key Takeaways00:03:08: Early Lessons on Money and Entrepreneurship
00:07:15: Family Dynamics and Financial Lessons
00:10:24: Career Path from Virginia Tech to Financial Planning
00:13:05: Choosing Financial Services and Early Career Challenges
00:17:29: Conference Experiences and Networking
00:21:07: Financial Advisor's Circle of Competence
00:29:14: Big Issues in Financial Planning: Real Estate and Stock Options
00:32:46: Planning for Sabbaticals and Financial Independence
00:34:48: Simplifying Financial Success for New Couples
00:43:21: Impactful Travel Experiences
Tweetable Quotes"Millennials think that buying a house is this natural progression, and what I try to educate them on is, number one, let's focus on time horizon. That is the biggest factor for a primary residence purchase, in my experience, is understanding how long do you plan to be in this house?""I think the value for advisors moving forward is going to be about making people's lives better in the sense that you're helping them use their money as a tool and not necessarily about maximizing performance, because we know that's kind of commoditized and there's a lot of good solutions for that already.""I just don't think people have the basic financial education around just the concept of compound interest. I think if people understand that with a reasonable expected return, you actually can achieve a meaningful amount of wealth if you have a disciplined saving strategy over a long time...