The latest news from the world of personal finance plus advice for those trying to make the most of their money.
The Cost of IVF
How much would you pay to increase your chances of having a baby? Would you travel abroad? Borrow money or ask family for help?
The use of private IVF clinics is soaring and prices for a cycle of treatment can reach over £10,000. Felicity Hannah chats to Jess, Steve, Peter and Pragya.
And our expert panel responds to their questions and experiences.
Tone Jarvis-Mack – Chief Executive – Fertility Foundation
Kayleigh Hartigan – Founder – Fertility Mapper
Katherine O’Brien - Associate Director of Communications and Campaigns – British Pregnancy Advisory Service
Ukrainian refugees struggling to open UK bank accounts
Ukrainian refugees are now beginning to arrive in Britain under the Homes for Ukraine Scheme. Money Box has been contacted by two host families having difficulty helping their guests open UK bank accounts. Karina, a doctor, escaped from Kyiv and with her mother and her 5 year old daughter. They then travelled 1,700 miles to London. They are being hosted by Roger Corke and his family. They need a bank account to get benefits and give them some financial independence. We'll hear about their experiences and get a response from the banks and the government.
Energy company bosses have been grilled in Parliament this week by MPs unhappy about price rises that critics are warning could push millions of people into fuel poverty by the end of this year. Also discussed at the same meeting was the issue of credit balances - when suppliers hold onto customers' money above and beyond what they actually owe. We'll hear from a listener about that and discuss plans by the energy regulator Ofgem to put in place more regulation to protect credit balances.
Also, one listener's experience of opening a new bank account and his shock at realising he also had access to three accounts from another couple. We'll investigate that.
Presenter: Paul Lewis
Reporter: Dan Whitworth
Researcher: Sandra Hardial
Editor: Jess Quayle
Saving Money but not on Chocolate
Energy bills, the big food shop, the price of filling up the car - everything costs more just now and there’s no sign it’s going to change soon.
Felicity Hannah and guests ask where can you look for cheaper options, to make our money go further, but still have some fun?
She is joined in the studio by expert deal hunters who promise not to suggest cutting back on Easter eggs.
Bukiie Smart, accountant and the creator of the Save Spend Invest.
Claire Walsh, a chartered financial planner.
And journalist & money saver extraordinaire Mike Powell.
Producer Smita Patel
Editor Emma Rippon
Small Businesses and Scams
Scams are on the rise and small businesses are no safer from fraudsters than consumers. And in some cases, businesses are being scammed by their own customers.
Action Fraud, the UK’s national reporting centre for fraud and cyber-crime, say that one in four small businesses are affected by fraud every year, with costs to businesses estimated at early £19 billion.
How do entrepreneurs keep their budding business safe? What should companies do to protect their data? And when it all goes wrong, who can help small businesses?
Louise Cooper hears from Shara, Raoul and Louise about their experience of scammers targeting their businesses.
And she’s joined by our expert panel:
Paul Meskall - Manager of Fraud & Cyber Crime Prevention - UK Finance
Dr Roger Barker - Director of Policy and Corporate Governance - Institute of Directors
Gary Rycroft - Partner - Joseph A. Jones & Co.
"A special place in hell for crypto fraudsters"
The Government announced plans this week to impose more regulation on firms where people legally buy and sell bitcoin. One major crypto platform where people do this is called Kraken - which is where 77-year-old Graeme moved more than half a million pounds which thieves then stole. Graeme was robbed of his savings, his car, and his house by thieves who manipulated him to buy cryptoassets. We hear from Curtis Ting, a Managing Director of Kraken.
In an extreme case of council tax arrears, we hear from Robert who has just received his first council tax bill after 24 years living in the same house. The London Borough of Barnet is demanding more than £30,000 in arrears. So what's going on? And does Robert have to - finally - cough up? We hear from barrister Alan Murdie who specialises in council tax, and edits the Council Tax Handbook for the Child Poverty Action Group.
Thinking of claiming a Working From Home tax rebate? Listen to this first. HM Revenue & Customs has told Money Box it will be launching a consultation this year to find new ways to tackle repayment agents who charge people for claiming routine tax rebates which they could claim free themselves. If you go via an agent, it could take half your pay out in fees. Money Box reporter Dan Whitworth investigates, and we also hear from technology journalist David McClelland.
Presenter: Paul Lewis
Producer: Paul Waters
Reporter: Dan Whitworth
Researcher: Marianna Brain
Production Coordinator: Janet Staples
Editor: Emma Rippon
Millions of households are facing a £700 a year rise in fuel costs from now with the increase in the energy price cap. This comes on top of other hikes in the cost of living like council tax and more expensive food bills. How are people coping now the cap has been lifted? An expert panel gives advice.
Dhara Vyas - Policy, Advocacy & Campaigns Energy UK
Abby Jitendra - Principal Policy Manager on Energy, Citizens Advice
Standard UK Listening
This should be part of your standard podcast listening if your in the UK.
The more you listen to it the more you'll find youself understanding.
Always full of great advice and useful information.
Great show. I always look forward to listening.