20 episodes

The personal finance podcast that will help you master your money.

Does sorting out your money seem daunting to you? Do you ignore letters from your bank because they all sound like gobbledegook? Have you been meaning to sort out your finances for a while but keep putting it off? Maybe you think you’re bad at Maths so there’s no point even trying?

Well do not fear, Penny Radio is here! Now is the time to take control of your financial future!

Penny Radio James Whittington

    • Business

The personal finance podcast that will help you master your money.

Does sorting out your money seem daunting to you? Do you ignore letters from your bank because they all sound like gobbledegook? Have you been meaning to sort out your finances for a while but keep putting it off? Maybe you think you’re bad at Maths so there’s no point even trying?

Well do not fear, Penny Radio is here! Now is the time to take control of your financial future!

    S02E07 - Where There's A Will There's A Way

    S02E07 - Where There's A Will There's A Way

    You've heard of a Will - do you know why you need one though? What happens if you die without a Will in place? How do you write a Will? Tune in to Where There's A Will There's A Way today to find out answers to these important personal finance questions.

    How about Lasting Powers of Attorney and Trusts? These are just as important as Wills but like their less famous (and less welcome) cousins!

    The legal side of personal finance is often forgotten. Don't let this be the missing piece of the puzzle when it comes to taking control of your financial future. Check out the show notes to find out more.

    Craig also reveals his guilty pleasure - the 1980s British wrestling scene!

    • 41 min
    S02E06 - Your Safety Net

    S02E06 - Your Safety Net

    Are you walking a personal finance tightrope without a safety net?! Is your safety net as strong as it should be? Or is it full of holes?

    In this episode we take a look at insurance - what it is and why we have it. Most importantly we discuss how it can protect you and your loved ones from disaster and financial ruin.

    We also delve a bit deeper into the State Welfare system and how it provides a bit of a weak but very important safety net.

    Check out the show notes to record what insurance and State Benefits you already have and to identify any gaps in your safety net.

    Maybe you want to figure out what State Benefits you are entitled to? You can use these State Benefit calculators.

    Don't miss Craig's festive cheese on toast recipe and find out why he is actually Paddington's Dad!

    • 47 min
    S02E05 - Your Future - The State Pension

    S02E05 - Your Future - The State Pension

    We wrap up our quick foray into pensions by delving into what the State Pension is and why it is important to your future.

    We also look at how the State Pension has been decreasing in value and how you may not end up with as much as you think, or at the point you want to retire. So to really take control of our financial futures, we need to build up our private pensions.

    It's really important to know where we are now - how much State Pension we have built up. And how we can build up more. That way we can take control of our financial futures and get to where we want to be. Why not check out how much State Pension you have built up and what you may get for yourself? When will you get your State Pension? When could you afford to retire?

    In other news, Craig reveals his latest podcast venture - Middle Child Syndrome. Be sure to check it out!

    • 36 min
    S02E04 - Your Future - Private Pensions

    S02E04 - Your Future - Private Pensions

    Do you feel like you need a PhD to understand pensions? Does it seem like retirement is lifetime away, so who cares anyway? Well this is the episode for you. Tune in to learn about private pensions and how they can help you take control of your financial future.

    Have you ever asked yourself when can I retire? Or how much do I need to retire? Check out the show notes for a useful retirement calculator to help you figure this out and whether you are saving enough towards your golden years.

    Don't miss Craig's useful travel tips and where to avoid if you're planning a staycation this Christmas and follow our campaign to bring better craft beer to Sainsbury's.

    • 55 min
    S02E03 - Comings & Goings

    S02E03 - Comings & Goings

    On this episode of Penny Radio we take a look at all the comings and goings of our bank accounts. We discuss how tracking your spending can help build your financial framework and helps you see if you are heading in the right direction. Most importantly we tell you how to do it as well. Make sure you check out the Comings & Goings show notes to help you do this for yourself.

    Craig tells us how craft beer is never too far away; the best place to buy coffee in Horsham; and how to waste time at work and get away with it. All whilst celebrating a rare win for Newcastle!

    • 48 min
    S02E02 - Lost in Marks & Spencer's

    S02E02 - Lost in Marks & Spencer's

    We kick off a deeper dive into our current position - something we will be exploring over the next few episodes. This will help us figure out our own starting point when it comes to planning for our financial futures. This really is step 1 of our financial framework. If you know where you currently are and you know where you want to get to, then you can start figuring out how to get there. Find out how this can help stop you from getting lost in Marks & Spencer's when looking for biscuits. You know, those lovely round chocolatey ones!

    Whenever we do look at our current situation we need to remember it really is only a snapshot or photograph of this current moment in time. Our situation is going to change over time and our financial framework will help us adapt to those changes.

    Craig also regales us with memories of the 1998 World Cup, an interesting fact about Hartlepool diplomacy and makes some audacious claims about his gardening abilities!

    Other biscuits at other retailers are also available, but Marks & Spencer's ones are not just any biscuits...

    • 51 min

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