Personal Finance South Africa Rateweb

Rateweb | Many South Africans are faced with a dilemma of choosing whether to register a company with the Companies and Intellectual Property Commission or starting a Sole Proprietorship.Truth is, with the new companies act of 2008, the government is trying to convert close corporations and sole proprietorships to companies. That doesn’t disqualify the formation of sole proprietorships.Let us first understand what comprises a company and a Sole Proprietorship.We will then know what form of en...

Rateweb | Choosing a cheque account is not easy especially as a student. You want to save as much money as you can but wary of unforeseen banking charges. This article will help you in choosing the right cheque account for yourself as a student.Back in the day, you didn’t need any cheque account as a student. In fact, many applied for their first cheque accounts after graduating.How to Choose a Student Cheque Account 2020

Rateweb | You have submitted your CV and got a call back saying that you are scheduled for an interview. Then you get exhilarated and want to celebrate for a moment.Well, after some time you start to think about how the interview will go and how the mood of the interviewer(s) will be like. You ask yourself what will the interviewers ask me and how can I prepare to answer the interview questions.Worry not this article will help with answering interview questions with confidence.10 Most Common ...

Rateweb | Controlling debt can be a daunting task for many, leading to stress and depression. It all starts with money management and managing yourself as a consumer.There is always that one ‘important’ that needs to be taken care of, although that which is deemed ‘important’ isn’t a necessity at the time.How do you relieve your self from reckless spending and consolidate your debt and spending?You need to get your priorities straight. Yes, getting your priorities straight will help you in ma...

Rateweb | Rethabile Sithole the head financial advisor at Radius Checking reckons that “Having the best cheque account means getting low fees, free ATM usage and best customer support. Even better when you receive interest on your account”It is no easy task to identify a great cheque account let alone in a country with so many banks offering many cheques accounts for different clients.Rateweb analysed cheque accounts using Rethabile’s definition of the best cheque account. However, we have ad...

Rateweb | How do you know that you are earning enough salary? To begin with, how do you calculate your worth in an organization you work in?There are many factors to consider given that when it comes to salary there is no exact yardstick to measure one’s actual worth.Your salary is mainly determined by you. Yes, you! According to salary expert Sarah Suleman, “your worth in an organisation is generally all about what your employers perceive of you”.She added that “you can spend all the time le...