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301 episodes
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Plan Your Federal Retirement Podcast Micah Shilanski & Tammy Flanagan
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- Business
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4.8 • 116 Ratings
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Financial Planner and benefits experts discuss the intricacies of
the Federal Employee Retirement System. This real world experience allows these benefits experts to address questions they are most frequently asked by Feds as well as Human Resource departments on how benefits work.
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Understanding Taxes on Annual Leave Payout for Federal Retirees: Myth vs. Reality
Hello PYFR team! I love the podcast and appreciate it and all the resources you offer. My question is about taxes on the pay-out of annual leave for retirees. I assumed it would be considered income just like salary and would be taxed at whatever rate my income met for that year. But, a colleague who is planning to retire in a few months is planning to use all his leave now because he thinks the payout will be treated like a bonus and taxed at a higher rate. And, are bonuses even taxed a higher rate, or is only the amount withheld higher? Thanks so much! - Kevin
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How to Ensure All Your Years Count Towards Creditable Service
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# 106 How Much Should You Leave To Your Beneficiary
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Survivor Benefit Plan: Does Spousal Age Difference Affect Your Benefits?
I read the $1,000.00 example that you write and 50% of 1K is 500.00 a month for my wife. That makes sense and I understand. My Q is my spouse is 12 yrs YOUNGER than I am. Does the Age difference make a difference in the SBP cost? - Albert
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Customer Reviews
Amazing!
Micah’s advice on federal benefits and taxes are just great. Thank you for all the amazing work!
Very Helpful Show For Federal Employees
I work for the Postal Service, and this show has a lot of helpful information for me. This podcast covers a variety of topics and will help get you thinking about any blindspots you may have in retirement planning.
Great information
The sheer breadth of knowledge and expertise in Micah and Tammy’s brains is staggering. I’m quite a few years away from retirement but listening to them has inspired me to put my “ducks in a row” and set up a PLAN. I want to THANK them both for sharing their client anecdotes, providing tips and explaining tricky concepts clearly.