Retire Confidently Podcast Telton W. Hall

Reasons People Don't Change:Lack of motivation. People may not be motivated to change their financial behavior because they don't see the need for change. They may be comfortable with their current financial situation, or they may not believe that they can change their behavior.Fear of failure. People may be afraid to change their financial behavior because they are afraid of failing. They may have tried to change their behavior in the past and failed, or they may have heard stories of other ...

Here are some considerations about paying tithing during retirement:· Your income sources. In retirement, your income may come from a variety of sources, including Social Security, pensions, retirement savings, and investments. You will need to decide how you want to tithe on these different sources. Some people choose to tithe on their gross income, while others tithe on their net income after taxes. You may also want to consider tithing on the earnings from your in...

Whether or not to tithe on retirement funds is a personal decision. There is no right or wrong answer, and it is important to do what feels right for you.Some people believe that tithing is a way of showing gratitude to God for all that they have, including their retirement funds. They believe that by tithing, they are returning a portion of what God has given them.Others believe that tithing should only be done on income that is earned while working. They believe that retirement funds are al...

Life insurance that can be transferred to an annuity is called a life insurance annuity. It is a type of life insurance policy that allows the policyholder to convert a portion of the death benefit into an annuity. The annuity will then pay out a regular income stream to the policyholder during their lifetime.There are two main types of life insurance annuities:Immediate annuities start paying out income immediately, either as a lump sum or in regular payments.Deferred annuities do not start ...

This week we get a little nerdy. Who am I kidding. We get A LOT nerdy. We chat about fixed annuities vs. variable annuities.Fixed indexed annuitiesOffer a guaranteed minimum interest rate with the potential for additional growth based on the performance of a market index, such as the S&P 500.Are less risky than variable annuities, but they also have the potential for lower returns.Have surrender charges that may prevent you from accessing your money early.Variable annuitiesInvest yo...

No. AND. Yes. No, your Social Security benefit will not go up once you begin to withdraw it. Your benefit is calculated based on your earnings history and your full retirement age. If you start taking benefits before your full retirement age, your benefit will be reduced. If you start taking benefits after your full retirement age, your benefit will be increased. However, your benefit will never go up after you start taking it.For example, let's say you have a full retirement age of 66 and yo...