296 episodes

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place!
I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP.
Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter

Retirement Starts Today Benjamin Brandt CFP®, RICP®

    • News
    • 4.5 • 404 Ratings

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place!
I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP.
Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter

    Risk Management: Spring Client Meetings

    Risk Management: Spring Client Meetings

    Risk is what is left over after you think you’ve thought of everything. – Carl Richards
    Getting to financial independence is job #1, but staying financially independent comes a close second. 
    To do so you’ll need to be aware of the risks that could empty your accounts. Being vigilant of these risks and having a plan to work through or avoid them could save you hundreds of thousands of dollars. Listen in to hear how you can save your financial independence.
    Outline of This Episode [1:22] 3 big risks to look out for in retirement [5:01] Long-term care [13:55] Getting scared out of the market [20:12] Getting scammed Resources & People Mentioned The Retirement Podcast Network Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 29 min
    Spend More Money!

    Spend More Money!

    There are two ways you can ruin your retirement: running out of money and dying with regret. 
    If you are listening to this podcast, chances are, you’ve been a diligent saver and probably aren’t in danger of the first one. 
    That’s why, today, we’re exploring an article from the White Coat Investor on ways to spend more money. 
    Don’t risk ending your days with regret. Listen in to find out how you can enjoy all that you have worked for.
    Outline of This Episode [1:22] Two ways to ruin retirement [5:13] Strategies for spending more money [12:47] How to spend your HSA Resources & People Mentioned The Retirement Podcast Network BOOK - Die with Zero by Bill Perkins 8 Ways to Spend More Money Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 17 min
    Medicare Mistakes

    Medicare Mistakes

    It can be easy to forget your age as the birthdays roll around. However, when you’re about to turn 65 you’ll know. Medicare and all of their relevant service providers won’t let you forget. 
    You may feel inundated with the amount of mail, emails, and even phone calls and text messages, but rather than ignoring all the excess information, it’s important to dig in and learn so tha you can make the best decision for your healthcare. 
    To help you avoid potentially expensive and health-altering mistakes, today we’ll review 5 of the biggest Medicare mistakes you can make by reviewing an article by Rick Fine from The Sensible Financial Planning blog.
    Outline of This Episode [1:36] The 5 biggest Medicare mistakes [14:05] A rule of 55 question Resources & People Mentioned The Retirement Podcast Network Sensible Financial Planning blog Medicare Basics: What to Expect as You Approach Age 65 with Danielle Roberts Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 20 min
    The Four Unique Risks in Decumulation

    The Four Unique Risks in Decumulation

    You’ve been accumulating your savings your entire life, but when the time comes to draw down your investments, there are new risks. In this episode, we’ll discuss four risks that come with the decumulation phase of retirement. 
    Press play to learn how to avoid these risks in retirement. 
    Are you looking for a new advisor? One of our listeners is looking for a checklist to help him hire a retirement advisor. While answering that question I went ahead and made my advisor checklist available to all of you to download here.
    Outline of This Episode [1:47] Understand effective strategies for the decumulation phase [11:20] Do I have a checklist to use to hire a retirement advisor?  Resources & People Mentioned The Retirement Podcast Network Questions to ask a retirement advisor Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 21 min
    More Muscles = Better Retirement

    More Muscles = Better Retirement

    A lot of us are looking to get in shape in retirement. This is a good thing since part of living an even better retirement is looking after your health and muscle mass. Staying healthier and more active longer will ensure that you are making the most out of your retirement. In addition, maintaining a healthy muscle mass is a huge part of keeping your health as you age.
    In this episode, we’ll explore a Scientific American article on keeping your muscles strong as you age. Make sure to listen in to discover some tools that I use to track my health and wellness as I enter the second half of my life.
    Outline of This Episode [1:12] Keeping up your muscles [5:23] What I’m doing to stay healthy [10:01] How can two opposite approaches achieve the same goal? Resources & People Mentioned The Retirement Podcast Network Scientific American article Dexa Scan InBody Scan My Fitness Pal Whoop Band Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 16 min
    Index Funds Have Officially Won

    Index Funds Have Officially Won

    Do you have index funds in your portfolio? Chances are you do! 
    Our retirement headline today describes the rise of index funds over active funds and why that’s important. Discover how index funds connect with my investment philosophy by pressing play now. 
    Outline of This Episode [1:22] Index funds have grown exponentially over the years [2:23] What are index funds [5:58] How index funds fit into my investment philosophy [10:04] Will my estimated Social Security benefit decrease if I retire before full retirement age? Resources & People Mentioned The Retirement Podcast Network Morning Star article Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 16 min

Customer Reviews

4.5 out of 5
404 Ratings

404 Ratings

Ttt111ttt ,

Solid Information

The show is data driven while taking human tendencies into consideration. Generally geared to those nearing or in retirement who are financially prepared.

Keep up the good work!

The Big Guava ,

Best Retirement Podcast

There are several really good retirement podcasts, but I feel that Benjamin’s is the best of the lot. Every episode is chock full of actionable information and education. Add to it the consistent, easily digestible structure, and dash of unique humor, the Retirement Starts Today podcast delivers on every level. Thanks, Benjamin!!

Rbdiaz ,

Great show, informative and practical host

I have been listening to Benjamin’s podcast for several years and have recommended it to several other family and friends. There are several things I enjoy about his program, including his philosophy, content, communications style, and personality.

PHILOSOPHY- I think Benjamin provides a nice balance of building/maintaining wealth and spending/enjoying retirement. He comes across as very common sense and not too academic.

CONTENT - he chooses content which is meaningful and practical for his audience. He doesn’t overload on guests, but the ones he has are well worth it.

STYLE and PERSONALITY - As mentioned in Philosophy point above, Ben seems to be practical and not overly academic. He covers academic topics in a very relatable fashion. Ben has a “midwestern” personality… friendly, down to earth, but very informative.

Overall, I highly recommend this and his other podcast.

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