Retirement Starts Today Benjamin Brandt CFP®, RICP®

We may think of many things when it comes to rising interest rates, but often we fail to understand how that could lead to rising IRS penalties. 
In this episode of Retirement Starts Today, we’ll take a look at an informative article from the WSJ about how to avoid rising IRS penalties. 
Make sure to stick around for the listener questions segment where I answer Jeff’s question on how to bridge the income gap between retirement and Social Security.
Outline of This Episode [1:42] Paying quarterly tax withholding [8:24] My two tips on avoiding penalties [11:48] On bridging Jeff’s retirement income gap Resources & People Mentioned The Retirement Podcast Network WSJ article Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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When was the last time you checked your beneficiaries on your retirement account? After listening to today’s episode, I guarantee you’ll be logging in to verify.
In the retirement headlines segment, we’ll check out a Yahoo Finance article titled ”They Broke Up In 1989, But Now His Ex-Girlfriend Is Inheriting His $1 Million Retirement Account After Nearly 40 Years.” How’s that headline for clickbait? It certainly got me to click!
Make sure to stick around to hear how a reverse mortgage could play a part in your retirement planning. 
Outline of This Episode [1:52] How an ex-girlfriend ended up with a million-dollar retirement account [5:53] My takeaways [9:07] Using reverse mortgage in a positive way [14:45] Things to be wary of Resources & People Mentioned The Retirement Podcast Network Yahoo Finance article Wade Pfau BOOK - Die with Zero by Bill Perkins Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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While, for some people, the transition to retirement goes perfectly smoothly, that’s not the case for everyone. 
Most of us are counting the days until retirement. We’re excited by all the prospects this new stage in life will bring. However, some people struggle with the change. In this episode of Retirement Starts Today, we’ll look at a common issue with retirement from a psychological perspective with this article from Psychology Today.
In the listener question segment, I’ll touch on how to bridge the gap between the beginning of retirement and collecting Social Security and discuss how to invest for the short-term in retirement. It’s time to up your retirement game; press play to get started.
Outline of This Episode [1:22] I just retired so why am I unhappy? [8:55] What the hapipest retirees do [11:00] How to generate income to bridge an income gap before Social Security [16:05] How to invest for the short-term in retirement Resources & People Mentioned The Retirement Podcast Network Psychology Today article Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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It’s no secret that I want you to spend more money in retirement.
Why?
Because you’ve worked for it! 
Retirement is about living the life that you have saved for all these years, so I’m looking for any way I can find to help you get out there and enjoy it. 
One way that has been gaining popularity in recent years is semi-retirement. In this episode of Retirement Starts Today, we’ll look at an article that shows how partial retirement has been shown to lead to an increase in spending levels in retirement.
Outline of This Episode [1:22] How semi-retirement has led to a surge in retirement spending [6:15] Would part-time work increase your spending confidence? [7:48] Keep contributing to a simple IRA or cease contributions and move funds to a Traditional IRA Resources & People Mentioned The Retirement Podcast Network ThinkAdvisor article Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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We’ve all heard the saying, “Money can’t buy happiness.” However, research suggests that while money may not buy lasting joy, it can certainly enhance our lives if spent wisely. The key lies in how we spend our money.
On this episode of Retirement Starts Today, we’ll explore a recent article on spending money to maximize your happiness. 
Stick around for the latest book update and sign up for the newsletter to learn how to preorder and stay up to date on book giveaways!
Outline of This Episode [1:22] How we spend our money [5:18] Consider purchases you make [8:05] How to get more from your financial independence [10:25] Explaining inherited IRA rules Resources & People Mentioned The Retirement Podcast Network BOOK - The Myth of Happiness by Sonja Lyubomirsky  BOOK - Happy Money by Ken Honda BOOK - If Money Doesn’t Make You Happy Then You Probably Aren’t Spending It Right by Daniel Gilbert  Money happiness article Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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By now, we’ve all heard of AI, but many people still have mixed feelings about this revolutionary tool. Since I’ve been using it in my life on a daily basis, I have been wanting to share how you all can use AI to help with retirement planning. 
When I came across this article from Business Insider, I knew I found my opportunity. Even if you’ve never used AI before, you’ll want to listen in to hear how you can use this versatile tool to help you plan your retirement. 
Outline of This Episode [1:52] How AI is changing the way we work [4:04] Comparing AI advice with a human financial advisor [6:34] How I would use AI in retirement planning [16:22] How to set up an AI prompt Resources & People Mentioned The Retirement Podcast Network Business Insider article Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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