8 episodes
Retirement Well Crafted Dave Sprague, RICP®
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- Business
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5.0 • 6 Ratings
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Retirement Well Crafted is a podcast that focuses on the challenges, strategies, and realities facing those in, or nearing, retirement. Our goal is to provide actionable information and ideas that will empower our audience to live their post-work years on their own terms.My father was fond of saying “whatever you do, do it on purpose”. This philosophy certainly applies as we craft our retirement plans. We all have our own vision of what a successful retirement looks like - let’s make sure we get there on purpose. It’s my sincerest hope “Retirement Well Crafted” will help lay a foundation for achieving your vision.
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Let's Talk About a Stressless Retirement
In this episode, I introduce my Stress Relief strategy which helps reduce stress on your retirement portfolio, empowers you to maximize your retirement lifestyle and, quite often, increase your legacy. Once again ... it's all about efficiency!
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Episode 7: "Safe" money and which retirement income strategy is best for wealthy investors.
In today's episode we discuss how, or if, "wealth" impacts which retirement income strategy to choose. We discuss how wealth can be relative, revisit the main strategies available, and give you some things to consider when choosing the plan that best fits your personality. I'll also touch on one of my hot button topics in this industry ... defining bonds as a safe investment.I've been very fortunate in my career to be in a position where I constantly learn new things from some ver...
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Social security shortfalls, throttling back as you approach your Retirement Max Q, and the retirement 'two-step' that can boost overall wealth while guaranteeing your retirement lifestyle.
Social security is set to start running a 23% shortfall in 2033. In episode 6 we discuss the likelihood of this happening and how it impacts your retirement income planning. We also continue our discussion on Retirement Max Q and the Fragile Decade by running through an example of how one couple de-risked, or "throttled back" their portfolio in the years leading up to retirement in order to ensure their quality of life in retirement. Additionally, we look at how guaranteeing your retire...
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WEP, GPO, The Fragile Decade and Retirement Max 'Q'
In this episode we discuss how the Windfall Elimination Provision and the Government Pension Offset impact a listener's social security. We also discuss how retirement's Fragile Decade is very similar to NASA's Max Q when it comes to determining success or failure.
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Taking Social Security Early and Selecting a Retirement Income Strategy to Match Your Personality
In this episode, we answer a listener's question on taking social security early and provide a few thoughts to consider for anyone looking to make this decision. We also spend some time discussing how you can align a retirement income strategy that best fits your personality.
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Bert, Bonds and Seeking Portfolio Efficiency
In this episode, we introduce a new team member and dive into a hot take regarding the role of bonds in retirement income planning. Additionally, we discuss the power of aligning the needs of the portfolio with the most efficient tool to accomplish those needs.
Customer Reviews
Worthwhile Listen!
The info is delivered in a clear, easy to understand way and is useful for those of us in or near retirement. I’m looking forward to hearing more!