RiedRants RiedRants

Emergency Room Visit 2019
No research. No preparation—other than life—for this week’s episode. This week I will share with you my lovely experience (note the sarcasm) at the ER and hospital with my husband because he could not breathe last Saturday.
I won’t share all the nuance, the errors in recording medical history, the saying something and doing something else or the fact that we played a game of telephone.
This is basically a rant on how frustrating it is when life gives you a sharp left when you thought the road was straight. I spared you the use of the F-ing expletive but may keep in the YouTube version of the podcast.
My original topic was to be customer service...or lack thereof but instead I wanted to check in and let you know that this week was hard and I still wanted to post something.
You may not know about sepsis and I will go over that; but only slightly. I will wonder why so many of us go on in spite of the adversity we face. And I will remind you that we need to put the oxygen on our face before we help others in the event that the cabin loses pressure (note the plane metaphor).
I hope to get back on schedule by the word of the week on Wednesday. Until then thank you for your continued support and patronage.

RR177 Film Review Friday: Overboard (remake)
2018 PG 13 1hr 52 min IMDb 5.9/10, Comedy Romance. 24% Rotten Tomatoes Comedy, Romance Starring: Eugenio Derbez, Anna Faris, Eva Longoria. Director: Rob Greenberg Written by Bob Fisher, Rob Greenberg

Let’s get right to the point. This remake was so incredibly disappointing. I like Anna Faris. She is adorable and I find the movies she is in fun and light hearted entertainment...this one not so much.
I get that many film makers are venturing down that road of diversity, girl power like to switch it up a bit to combat the decades of minimizing and exclusion. Or maybe film makers believe if the movie is changed just enough in some respect it will be better.
In my experience this is rarely the case. Especially with this film offering; some scenes were identical to the Overboard of Russell and Hawn fame. Some of the gender reversals are ludicrous and unrealistic.
This remake seemed perfunctory and ridiculous. I don’t see how anyone can work two or more jobs raise children and study for an exam. (Kurt Russell’s character was working on his own business; a mini golf amusement park).
The movie droned on for about 40 minutes until we got the first laugh. I had considered finding something else until the film got to this mildly amusing status.
In the end it redeemed itself but only a bit. It did not seem to have strived to stand on its own merits. It was trying to live the glory days of the original Overboard movie.
I had high hopes for this film but alas it did not blow my skirt up.
___________
Research and Links:
https://www.imdb.com/title/tt1563742/
https://www.rottentomatoes.com/m/overboard_2018
https://www.rogerebert.com/reviews/overboard-2018
https://play.howstuffworks.com/quiz/how-much-do-you-know-overboard-the-goldie-hawn-classic

Like, share, comment, subscribe:
Home on the web https://riedrants.com/
@RiedRants on Instagram and Twitter
Donate at https://www.patreon.com/RiedRants
Comment at https://www.facebook.com/RiedRants/
Download at https://itunes.apple.com/us/podcast/riedrants/id1234080385?mt=2
Or https://www.stitcher.com/podcast/ried-rants?refid=stpr
Or even https://soundcloud.com/riedrants
https://www.youtube.com/channel/UCz07tkeud_bSx-1dWQC7Urw?view
Music: http://www.bensound.com/royalty-free-music

RR176 Word of the Week: Usury
Cambridge: the activity of lending someone money with the agreement that they will pay back a very much larger amount of money later; the lending of money at extremely high interest rates
Oxford English: The action or practice of lending money at unreasonably high rates of interest.
Investopedia: Usury is the act of lending money at an interest rate that is considered unreasonably high or that is higher than the rate permitted by law.
Etymology: c. 1300, "practice of lending money at interest," later, at excessive rates of interest, from Medieval Latin usuria, alteration of Latin usura "payment for the use of money, interest," literally "a usage, use, enjoyment," from usus, from stem of uti (see use (v.)). From mid-15c. as "premium paid for the use of money, interest," especially "exorbitant interest."
“...throughout history, certain religions have abstained from usury altogether as charging interest went against their core principles. Specifically, Judaism, Christianity and Islam (the three Abrahamic faiths) take a very strong stance against usury. Several passages in the Old Testament condemn the practice of usury, especially when lending to less wealthy individuals without access to more secure means of financing.”
“Predatory lending is broadly defined by the FDIC as “imposing unfair and abusive loan terms on borrowers." Predatory lending often targets groups with less access to and understanding of more traditional forms of financing” “...payday loans, also termed payday advances or small dollar loans,”
Synonyms: exploitation, stealing

Like, share, comment, subscribe:
Home on the web https://riedrants.com/
@RiedRants on Instagram and Twitter
Donate at https://www.patreon.com/RiedRants
Comment at https://www.facebook.com/RiedRants/
Download at https://itunes.apple.com/us/podcast/riedrants/id1234080385?mt=2
Or https://www.stitcher.com/podcast/ried-rants?refid=stpr
Or even https://soundcloud.com/riedrants
https://www.youtube.com/channel/UCz07tkeud_bSx-1dWQC7Urw?view
Music: http://www.bensound.com/royalty-free-music

Research and Links
https://dictionary.cambridge.org/us/dictionary/english/usury
https://www.investopedia.com/terms/u/usury.asp
https://en.oxforddictionaries.com/definition/usury
https://www.etymonline.com/word/usury
https://www.thesaurus.com/browse/usury
https://www.law.cornell.edu/uscode/text/12/86
https://www.law.cornell.edu/uscode/text/12/85
https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=16&ved=2ahUKEwjU-5X-genhAhVHuVkKHTQHB4oQFjAPegQIAhAC&url=https%3A%2F%2Fwww.cuna.org%2FuploadedFiles%2FAdvocacy%2FPriorities%2FState_Government_Affairs%2Fa-z_usury_lawguide.pdf&usg=AOvVaw38hWqxTua7MEAt4_gv0InT
https://consumer.findlaw.com/credit-banking-finance/usury-laws.html

RR175 Topic: Credit Cards, Inception, Interest and in general.
I find myself back in the hospitality industry and am reminded of how we tend to pay for food and drink.
I remember the days of Master Charge and Bank Americard
Bank Americard (from Bank of America nka Visa) inception date was 1958. It had a paper consumer credit card with a $300 limit.
In 1975 the first debit card had its debut.
1975 Bank Americard changes names to Visa because it sounds the same in every language. After going global it’s important that name makes sense to everyone I suppose.
1996 Financial literacy training was launched. Likely because folks were getting themselves in trouble paying with plastic.
2008 IPO the largest one in history
MasterCard fka MasterCharge is in my opinion the little guy trying to keep up
American Express was historically and may still be the cool kid on the block credit card. Because it is inferred that to carry this card you must be financially secure enough to pay it off every month. Then they came up with American Express Blue; the revolving line of credit. With an unbelievable 26% APR
Speaking of unbelievable the AmEx black card is by invitation only and the annual fee is $2500.
AmEx Green is $95 per year and 20% interest with the payment option.
Fees to use credit include the annual fee and the interest rate.
Yes, credit card can come in handy but they are the sweets of the financial world nice to have as well as satisfying but can get us into a heap of trouble.
Apparently credit cards are exempt from adhering to usury laws. But usury laws are not the greatest either because some lenders can charge 36% interest. Payday loan outlets can charge as much as 500% according to one article.
This is part of the reason we need to be sure to understand the ramifications of using credit for purchases.

Research and Links:
https://usa.visa.com/about-visa/our_business/history-of-visa.html
https://www.businessinsider.com/history-of-credit-cards-2015-2
https://www.investopedia.com/terms/u/usury-laws.asp
https://en.wikipedia.org/wiki/Usury
https://wallethub.com/edu/cc/usury-laws/25568/
https://www.daveramsey.com/
https://www.creditcardinsider.com/blog/metal-credit-cards/
https://cashmoneylife.com/10-reasons-credit-cards-are-good/
https://www.visualcapitalist.com/history-consumer-credit-one-infographic/
https://americansforfairnessinlending.wordpress.com/the-history-of-usury/

Like, share, comment, subscribe:
Home on the web https://riedrants.com/
@RiedRants on Instagram and Twitter
Donate at https://www.patreon.com/RiedRants
Comment at https://www.facebook.com/RiedRants/
Download at https://itunes.apple.com/us/podcast/riedrants/id1234080385?mt=2
Or https://www.stitcher.com/podcast/ried-rants?refid=stpr
Or even https://soundcloud.com/riedrants
https://www.youtube.com/channel/UCz07tkeud_bSx-1dWQC7Urw?view
Music: http://www.bensound.com/royalty-free-music

RR174 Max Steel Film Review
2016 PG 13 1hr 32 min IMDb 4.6/10, Action Adventure Family. 0% Rotten Tomatoes Action & Adventure, Comedy, Science Fiction & Fantasy Drama Starring: Ben Winchell, Josh Brener, Maria Bello Director: Stewart Hendler. Written by Christopher L. Yost
Every single critic review on rotten tomatoes seemed to hate this flick for one reason or another.
Budget of 10M Gross USA 3.8M gross worldwide 6.2M Clearly this movie was not a hit at the box office. Definitely a film that stayed in the red.
But I disagree with the notion it had no value and was bad. This is a light hearted movie that had great plucky comic relief. Certainly this is the reason that I liked this film.
No, it was not the greatest acting. Yes, the villain was hokey. Yes, the super suit was silly. But was it any worse than Star Kid? As I look up the reviews for star kid I see that movie was not well received either. Another movie that I watched and found it to have entertainment value.
Maybe it is because when I watch a movie I watch according to my mood. If I want a kid flick with a scifi theme I never expect it to be an epic masterpiece. Sometimes you only want to decompress and watching a ground breaking phenomenal movie is unnecessary.
Hokeiness incarnate included the practice fight scene in the abandoned building, the hero vs. nemesis fight scene, when are hero newly discovers energy emitting from his hand and he attempts to smother it with a pillow.
Fun Stuff is the interaction between Max and Steel. For me this is really what made the film entertaining. Without this element it is likely I would have passed on this film.

Like, share, comment, subscribe:
Home on the web https://riedrants.com/
@RiedRants on Instagram and Twitter
Donate at https://www.patreon.com/RiedRants
Comment at https://www.facebook.com/RiedRants/
Download at https://itunes.apple.com/us/podcast/riedrants/id1234080385?mt=2
Or https://www.stitcher.com/podcast/ried-rants?refid=stpr
Or even https://soundcloud.com/riedrants
https://www.youtube.com/channel/UCz07tkeud_bSx-1dWQC7Urw?view
Music: http://www.bensound.com/royalty-free-music

Research and Links:
https://www.imdb.com/title/tt1472584/
https://www.rottentomatoes.com/m/max_steel
https://www.rogerebert.com/reviews/max-steel-2016
https://variety.com/2016/film/reviews/max-steel-review-1201889470/
https://www.pluggedin.com/movie-reviews/max-steel/
https://en.wikipedia.org/wiki/Max_Steel action figure

RR173 Word of the Week: Notoriety vs. Publicity
I went over this word back in 2017 before the show was broken down into three segments. I want to go over it again only because I have heard folks using it again presumably thinking it is the same as publicity.
Notoriety
Cambridge: the state of being famous for doing something, esp. something immoral or bad (Also infamy)
Oxford English: The state of being famous or well known for some bad quality or deed.

Publicity
Cambridge: the activity of making certain that someone or something attracts a lot of interest or attention from many people, or the attention received as a result of this activity
Oxford English: Notice or attention given to someone or something by the media. (first definition)
Notorious Etymology: 1590s, from Middle French notoriété or directly from Medieval Latin notorietatem (nominative notorietas), from notorius "well-known" (see notorious).
Notorious 1540s, "publicly known," from Medieval Latin notorius "well-known, commonly known," from Latin notus "known," past participle of noscere "come to know," from PIE root *gno- "to know." Negative connotation arose 17c. from frequent association with derogatory nouns. Related: Notoriously.
Publicity Etymology: 1791, "condition of being public," from French publicité (1690s), from Medieval Latin publicitatem (nominative publicitas), from Latin publicus (see public (adj.)). Sense of "a making (something) known, an exposure to the public" is from 1826, shading by c. 1900 into "advertising, business of promotion." Publicity stunt first recorded 1908.

It seems that another creator has the same disconnect that I have with the present day use of this word. This writer covers more of the origins and usage than I do here. My hope is to spread the word that notoriety is not a word that is interchangeable with publicity.
Synonyms: celebrity, fame, flak, infamy, opprobrium, renown, spotlight, ballyhoo (extravagant publicity), dishonor, disrepute

Research and Links
https://dictionary.cambridge.org/us/dictionary/english/notoriety
https://dictionary.cambridge.org/us/dictionary/english/publicity
https://en.oxforddictionaries.com/definition/notoriety
https://en.oxforddictionaries.com/definition/publicity
https://www.etymonline.com/word/notoriety
https://www.etymonline.com/word/notorious?ref=etymonline_crossreference
https://www.etymonline.com/word/publicity
https://www.grammarphobia.com/blog/2011/10/notoriety.html

Like, share, comment, subscribe:
Home on the web https://riedrants.com/
@RiedRants on Instagram and Twitter
Donate at https://www.patreon.com/RiedRants
Comment at https://www.facebook.com/RiedRants/
Download at https://itunes.apple.com/us/podcast/riedrants/id1234080385?mt=2
Or https://www.stitcher.com/podcast/ried-rants?refid=stpr
Or even https://soundcloud.com/riedrants
https://www.youtube.com/channel/UCz07tkeud_bSx-1dWQC7Urw?view
Music: http://www.bensound.com/royalty-free-music