278 episodes

We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun.

We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.

We help you spend less time thinking about money while getting better results.

The SeedTime Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40

Occasionally, we interview guests like Mark Batterson, Annie F. Downs, Joshua Becker, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.

And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.

Get a FREE preview at https://seedtime.com/scoreboard

Seed Time Money (Christian living & Personal Finances‪)‬ Bob & Linda Lotich | Christian Financial Coaches

    • Religion & Spirituality
    • 4.9 • 177 Ratings

We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun.

We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.

We help you spend less time thinking about money while getting better results.

The SeedTime Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40

Occasionally, we interview guests like Mark Batterson, Annie F. Downs, Joshua Becker, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.

And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.

Get a FREE preview at https://seedtime.com/scoreboard

    (💸02/40) Find your starting point by calculating your “Assets Under Management”

    (💸02/40) Find your starting point by calculating your “Assets Under Management”

    Today, we're embarking on a journey to unlock the first of two crucial numbers every Christian should track to lead a thriving financial life that honors God.

    Whether you're aiming to be debt-free or dream of being more generous without living like a pauper, this episode is your first step towards realizing those goals.
    Here's what we're diving into today:
    Understanding Assets Under Management (AUM): Why is AUM the second most important number for Christians to track? We'll explore how rethinking 'net worth' as 'assets under management' can change your perspective on stewardship and align your financial management with Biblical principles.
    Practical Steps to Calculate Your AUM: Learn how to quickly and easily calculate your AUM with tools you already have at home. This isn't just about knowing your financial status—it's about managing God's gifts wisely and with purpose.
    Real-Life Impact of Knowing Your AUM: We'll share personal stories and insights on how understanding and managing our AUM has profoundly affected our financial decisions and spiritual life. Discover how this approach can lead to greater financial peace and a more focused pursuit of God's plan for your resources.
    Encouragement for Your Financial Journey: Whether your AUM is positive or negative, this number represents a starting point, not a final judgment. We discuss how every financial state presents an opportunity for growth and a deeper understanding of God's provision.
    Get our FREE AUM worksheet at https://seedtime.com/AUM
     

    • 27 min
    (💸01/40) how we went from stranded with $7 to giving $1 million (the full story)

    (💸01/40) how we went from stranded with $7 to giving $1 million (the full story)

    As we get started with this new series "Our 40-week checklist to giving $1 million", today we are starting with the story of what God has done the last few years. Here's a little of what we are covering. 
    Our wild ride from the edge of financial despair to experiencing financial miracles. Have you ever considered that your financial situation might just be the perfect setup for a miracle? I'll share the game-changing moments that reshaped our view on money and led to abundance in ways we never expected. Dreaming of giving away a million dollars might sound out of reach, but what if I told you it's possible? Let's talk about what happens when your biggest dreams and divine inspiration collide. We've got a strategy for financial victory that goes beyond the numbers. It's about mindset shifts and making smart moves. Curious about the twists and turns on that road? We're sharing all. Generosity isn't just for those with overflowing bank accounts. We found that giving, no matter where you're at financially, has the power to transform not just the receiver's life but yours too. Let's explore how the joy of giving can be part of your life, regardless of your financial status. For us, financial freedom became a tool, not the ultimate goal. It's a means to live out our mission, not the mission itself. What could redefining financial freedom mean for your life and purpose? Sometimes, the key to a financial breakthrough is found where you least expect it. We discovered simple yet profound changes that turned everything around for us. I'm excited to share those with you. Our financial story is more than just our own personal victory. It's a ripple in a larger pond, a call to action for everyone. Let's delve into how your financial journey can impact not just your life but those around you, in ways you might not even imagine. Tune in to not just hear a story of financial transformation but to ignite a spark for your own journey towards a richer life in every sense of the word.



    Links:
    SeedTime.com/true

     

     





     

    • 55 min
    (💸0/40) Big announcement!

    (💸0/40) Big announcement!

    Hey, it's Bob! I've got some incredible news to share with you.
     
    We're kicking off a 40-week series titled "Our 40-week checklist to giving $1 million". Join us as we unveil our strategic checklist over the rest of 2024, packed with actions to propel you forward. Let's do this together!
     
    Each week, we'll unpack a specific action step that we took (and that you should too) that helped us reach that goal of giving away $1 million. 
     
    Let's walk the journey of faith together, anticipating God's miracles in our finances. Your part matters, and with each episode, we embark on a natural-meets-supernatural adventure. Get inspired with our episodes to fuel your financial journey ahead.
     
    Join us for 40 weeks of transformation, learning, and growth. Let's do this!! 
     
     
    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime. 

    • 3 min
    He interviewed 233 millionaires, and they do this ONE thing from the book of Genesis

    He interviewed 233 millionaires, and they do this ONE thing from the book of Genesis

    If you’re curious about how millionaires build wealth, this episode is for you. 233 Millionaires were interviewed, and they did this ONE thing from the book of Genesis…
     
    🔍 Key Highlights: 
    Tom Corley's Study: We explore Tom Corley's fascinating study on millionaires, revealing surprising habits that led to their success. 
    Biblical Insights: Drawing parallels between Corley's findings and biblical principles, we delve into uncovering timeless wisdom from Genesis 41.
    Financial Strategies: We break down practical steps to implement these principles in our modern lives, discussing strategies like the 1 percent challenge, the 50/50 rule for raises, and the importance of automating savings.
    Multiplication vs. Addition: Understanding the difference between saving and investing and why moving from addition to multiplication is crucial for long-term financial growth.
    Biblical Stewardship: Emphasizing the bigger picture of financial success as a means to advance God's kingdom and be a blessing to others.
     
     
    Resources Mentioned:
    Tom Corley’s CNBC article: I spent 5 years interviewing 233 millionaires—here’s the No. 1 career move that made them rich
    "Millionaire Next Door": A classic book confirming the correlation between savings, investing, and achieving millionaire status.
    SeedTime’s True Financial Freedom: Interested in diving deeper into these topics with your small group or church? Check out SeedTime.com/true for a six-week journey of financial discovery.
    Watch this episode on our SeedTime Money Podcast YouTube channel!
     
    If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 
    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    • 20 min
    The Biblical secret to financial miracles that most Christians miss

    The Biblical secret to financial miracles that most Christians miss

    If you're seeking a breakthrough in your finances and wondering what you might be overlooking, this episode is tailored just for you. We've uncovered a pattern, a biblical approach, that seems to unlock God's provision in ways that defy human logic.
    Why You Should Listen:
    Discover the often-overlooked biblical pattern behind financial miracles and how you can apply it to your own life.
    Learn about the delicate balance between taking action and trusting God for the outcome, with practical examples from the Bible and real-life scenarios.
    Understand why God's timing and obedience to His calling are crucial components in witnessing miracles in your finances and beyond.
    Get inspired by a compelling testimony of financial breakthrough that defies human logic, highlighting the power of divine intervention when we align our steps with God's direction.
     
    🔍 Key Highlights: 
    The consistent pattern observed in financial miracles, both biblically and in personal experiences.
    The significance of Joshua 1:8 in understanding God's formula for prosperity and success.
    The critical role of our participation in God's miracles, illustrated through stories of Jehoshaphat, the boy with loaves and fishes, and David with his five smooth stones.
    An encouraging testimony of a couple facing insurmountable medical debt and their miraculous journey to financial freedom as they stepped out in faith towards full-time mission work.
    The importance of waiting for God's timing and how it plays a crucial role in experiencing breakthroughs.
    Strategies for hearing from God and understanding His will for your financial life and beyond.
     
    Resources Mentioned:
    The True Financial Freedom class by SeedTime
    The book Simple Money, Rich Life by Bob Lotich
    The SeedTime Podcast episode: how to hear from God with your giving
    Tune in, be encouraged, and discover the biblical secret to financial miracles that could change your life.
    🌟Don't forget, if this episode speaks to you, or you know someone who could benefit from it, share the love. And for more engaging and transformative content, follow us on Instagram @seedtime or reach out for more personalized advice or prayer requests. We're here to serve you on your journey towards true financial freedom in God's way.
     
    Watch this episode on our SeedTime Money Podcast YouTube channel!
     
    If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 
    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    • 28 min
    John Mark Comer on why "Christian" doesn't mean what you thought and the one thing you must do to truly follow Jesus

    John Mark Comer on why "Christian" doesn't mean what you thought and the one thing you must do to truly follow Jesus

    Today we dive deep with John Mark Comer, author of "Practicing the Way," exploring transformative insights that bridge the gap between our financial lives and our journey with Jesus. 
    Why You Should Listen:
    Why “Christian” Doesn’t Mean What You Thought & the Invitation Jesus is Really Offering
    This one thing heals wounds better than church, Bible study, and therapy
    The mistake most Christians make when praying
    Why following Jesus requires you to accept that you will have many unlived lives
    And a lot more...
     
    🔍 Key Highlights: 
    The Apprentice vs. the Christian: We unpack the powerful idea that the term "Christian" might not fully capture the depth of following Jesus. Instead, we explore the concept of being an apprentice to Jesus, embracing learning and growth in a way that transforms our entire life.
    The Misuse of the Word "Christian": John Mark Comer sheds light on how the term "Christian" has been diluted in modern Western culture, often disconnected from the disciple-making Jesus envisioned.
    The Power of God's Love: We discuss how meditating on God's love can profoundly change us, more than decades of striving to be more loving could ever achieve.
    The Role of Spiritual Practices: The conversation takes a dive into practical steps and spiritual practices that can help us access the grace and power of God in our lives, moving beyond knowledge to a lived experience of God's love.
    The Importance of Prayer: We challenge the common approach to prayer as a one-sided conversation, encouraging a deeper, contemplative engagement with God that transcends words.
    The Concept of Renunciation: A thought-provoking discussion on the necessity of renunciation in our lives, especially in the context of discipleship, vocation, and family, highlighting the need to live in alignment with our deepest values.
    Choosing the Way of Jesus: An exploration of how embracing the way of Jesus involves making tough choices about how we live, work, and relate to others, prioritizing what truly matters over societal expectations.
     
    Resources Mentioned
    "Practicing the Way" by John Mark Comer
    "Praying Like Monks, Living Like Fools" by Tyler Staton
    "The Ruthless Elimination of Hurry" by John Mark Comer
     
    💫Connect with Us:
    For more enriching discussions and resources on living a faith-filled life that honors God with your finances, visit SeedTime.com. Interested in connecting with our community or diving deeper with a small group or church? Visit SeedTime.com/true for more details on how we can support your journey.
     
    🔊Let's Continue the Conversation:
    We'd love to hear from you! Reach out to us on Instagram @seedtime, or send an email to Bob@seedtime.com. Let's explore how we can continue to grow together in faith and financial stewardship.
     
    Thank you for tuning in to the SeedTime Money Podcast. If this episode has touched your heart or sparked curiosity, consider sharing it with a friend or leaving us a review. Your support helps us reach more people with the message of combining faith and finances in a way that honors God.
    Watch this episode on our SeedTime Money Podcast YouTube channel!
     
    If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 
    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    • 38 min

Customer Reviews

4.9 out of 5
177 Ratings

177 Ratings

Andrew@7 ,

Solid Gold

Such a fantastic resource that offers a gospel centered approach to money 🙌🏻

Frmgrl@hrt ,

Great practical advice

I love their book Simple Money Rich Life, and am so excited I found their podcast too. I enjoy getting the biblical foundation and background for all of their financial recommendations and habits. I have recommended the book to several friends so far, and I am going to purchase a few to have on hand for gifts. Thank you for all the great information!

mdLLs2332 ,

Great podcast for financial growth with spiritual wisdom and humor mixed in!

Great podcast!! I’ve read simple money rich life and loved it- such a great combination of practical financial tips combined with spiritual wisdom. I especially love the focus on giving and having a “kingdom finance” mentality. I’m planning to take the TFF and 10x courses down the road. In the meantime, I love the weekly podcasts as a way to keep my financial priorities in order, plus I always get a laugh at something y’all say!

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