78 episodes

Financial Regulation can be complicated. Join us for interviews with state financial regulators, commissioners, policymakers, and CSBS staff to gain further insight on how banks, money transmitters, check cashers, and all forms of financial services are supervised and supported by our regulatory system.

Simply Stated - All Things Finance Conference of State Bank Supervisors (CSBS)

    • Government
    • 4.3 • 10 Ratings

Financial Regulation can be complicated. Join us for interviews with state financial regulators, commissioners, policymakers, and CSBS staff to gain further insight on how banks, money transmitters, check cashers, and all forms of financial services are supervised and supported by our regulatory system.

    Ransomware Self-Assessment Tool, Version 2.0

    Ransomware Self-Assessment Tool, Version 2.0

    • 23 min
    What Goes Into Getting a Mortgage Broker License?

    What Goes Into Getting a Mortgage Broker License?

    Guest
    Rich Madison, Vice President, Credentialing and Accreditation Programs

    In today's episode, we discuss:
    What a mortgage broker's license isWhat it means for your mortgage broker to be licensedWhere you can search for a licensed or registered mortgage brokerWho to contact if you have concerns

    • 10 min
    The Making of NMLS: Epilogue - Lessons Learned and Wisdom from the Regulators

    The Making of NMLS: Epilogue - Lessons Learned and Wisdom from the Regulators

    In the epilogue, we ask regulators to share their insights on the importance of NMLS, what we gain from a state-federal regulatory partnership and lessons learned from the NMLS development process.
    About "The Making of NMLS" Series

    The Housing and Economic Recovery Act, or HERA, was signed into law fifteen years ago on July 30, 2008. HERA included the SAFE Act, which required mortgage loan originators to register or be licensed in the Nationwide Multi-State Licensing System (NMLS).

    In celebration of 15 years of NMLS, CSBS is releasing a podcast series about the creation of NMLS. Join us each week through August as we interview the regulators and leaders responsible for one of history's most ambitious 50-state projects.

    Guests
    Vickie Peck - Executive Vice President, Products & SolutionsBuz Gorman - Executive Vice President, General CounselJohn Ryan - Former CSBS President and CEONeil Milner - Former CSBS President and CEOBill Matthews - Former President and CEO of State Regulatory Registry LLCSteve Antonakes - Former Massachusetts Commissioner of Banks; Former Deputy Director of the CFPBGavin Gee - Former Director of the Idaho Department of Finance; Former CSBS ChairJoe Smith - Former North Carolina Commissioner of BanksTom Gronstal - Former Superintendent of Banking in IowaDarrin Domingue - Former Chief Examiner of the Louisiana Office of Financial Institutions

    • 17 min
    The Making of NMLS: 4 - A Mortgage Crisis, Congress, and 50 State Legislatures

    The Making of NMLS: 4 - A Mortgage Crisis, Congress, and 50 State Legislatures

    When we left off from the last episode in September 2005, the CSBS Board of Directors had just approved the development of NMLS. In episode four, we discuss the significant trouble brewing in the mortgage market in 2006. As the mortgage crisis unfolded, state regulators pushed forward with the development of NMLS. As Congress investigated the crisis, state regulators shared NMLS as a possible solution for reigning in the market.

    About "The Making of NMLS" Series

    The Housing and Economic Recovery Act, or HERA, was signed into law fifteen years ago on July 30, 2008. HERA included the SAFE Act, which required mortgage loan originators to register or be licensed in the Nationwide Multi-State Licensing System (NMLS).

    In celebration of 15 years of NMLS, CSBS is releasing a podcast series about the creation of NMLS. Join us each week through August as we interview the regulators and leaders responsible for one of history's most ambitious 50-state projects.

    Guests
    Vickie Peck - Executive Vice President, Products & SolutionsBuz Gorman - Executive Vice President, General CounselJohn Ryan - Former CSBS President and CEONeil Milner - Former CSBS President and CEOBill Matthews - Former President and CEO of State Regulatory Registry LLCSteve Antonakes - Former Massachusetts Commissioner of Banks; Former Deputy Director of the CFPBGavin Gee - Former Director of the Idaho Department of Finance; Former CSBS ChairJoe Smith - Former North Carolina Commissioner of BanksTom Gronstal - Former Superintendent of Banking in IowaDarrin Domingue - Former Chief Examiner of the Louisiana Office of Financial Institutions

    • 18 min
    The Making of NMLS: 3 - Betting it All to Build NMLS

    The Making of NMLS: 3 - Betting it All to Build NMLS

    In episode three, we discuss the work that went into building NMLS and the opposition faced along the way. Staff worked to harmonize legislative and regulatory requirements across state agencies, develop uniform documents, gather feedback from the mortgage industry and work out the funding and maintenance structure of the system. The episode culminates with a look at the debate between states on whether to launch and adopt the system.

    Producer's Note:  In this episode, the host refers to the SAFE Act passing in July 2007. HERA and the SAFE Act passed July 30, 2008. In addition, the host mentions the states being given one year to adopt NMLS. While every state held a legislative session within one year, the SAFE Act provided two years for states to adopt NMLS.

    About "The Making of NMLS" Series

    The Housing and Economic Recovery Act, or HERA, was signed into law fifteen years ago on July 30, 2008. HERA included the SAFE Act, which required mortgage loan originators to register or be licensed in the Nationwide Multi-State Licensing System (NMLS).

    In celebration of 15 years of NMLS, CSBS is releasing a podcast series about the creation of NMLS. Join us each week through August as we interview the regulators and leaders responsible for one of history's most ambitious 50-state projects.

    Guests
    Vickie Peck - Executive Vice President, Products & SolutionsBuz Gorman - Executive Vice President, General CounselJohn Ryan - Former CSBS President and CEONeil Milner - Former CSBS President and CEOBill Matthews - Former President and CEO of State Regulatory Registry LLCSteve Antonakes - Former Massachusetts Commissioner of Banks; Former Deputy Director of the CFPBGavin Gee - Former Director of the Idaho Department of Finance; Former CSBS ChairJoe Smith - Former North Carolina Commissioner of BanksTom Gronstal - Former Superintendent of Banking in IowaDarrin Domingue - Former Chief Examiner of the Louisiana Office of Financial Institutions

    • 16 min
    The Making of NMLS: 2 - Building the Supervision Coalition

    The Making of NMLS: 2 - Building the Supervision Coalition

    In episode two, we start with an interview with then-CSBS President and CEO John Ryan. John shares the story behind when state regulators decided it was time to develop a nationwide licensing system. We determine exactly who had the idea first, the initial reaction of commissioners in 2003 and what ultimately led to embarking on the creation of NMLS.

    About "The Making of NMLS" Series

    The Housing and Economic Recovery Act, or HERA, was signed into law fifteen years ago on July 30, 2008. HERA included the SAFE Act, which required mortgage loan originators to register or be licensed in the Nationwide Multi-State Licensing System (NMLS).

    In celebration of 15 years of NMLS, CSBS is releasing a podcast series about the creation of NMLS. Join us each week through August as we interview the regulators and leaders responsible for one of history's most ambitious 50-state projects.

    Guests
    Vickie Peck - Executive Vice President, Products & SolutionsBuz Gorman - Executive Vice President, General CounselJohn Ryan - Former CSBS President and CEONeil Milner - Former CSBS President and CEOBill Matthews - Former President and CEO of State Regulatory Registry LLCSteve Antonakes - Former Massachusetts Commissioner of Banks; Former Deputy Director of the CFPBGavin Gee - Former Director of the Idaho Department of Finance; Former CSBS ChairJoe Smith - Former North Carolina Commissioner of BanksTom Gronstal - Former Superintendent of Banking in IowaDarrin Domingue - Former Chief Examiner of the Louisiana Office of Financial Institutions

    • 21 min

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