88 episodes

Travis helps you navigate the insane world of student loans, especially if you owe $50,000 to $1 million. If you've ever spent too much time on the phone with your loan servicer, this is the show for you. Every week we share tips on loan forgiveness, investing, crushing debt, and how to get to financial freedom when you owe more than most people's mortgage.

Student Loan Planner Travis Hornsby

    • Careers
    • 4.8, 74 Ratings

Travis helps you navigate the insane world of student loans, especially if you owe $50,000 to $1 million. If you've ever spent too much time on the phone with your loan servicer, this is the show for you. Every week we share tips on loan forgiveness, investing, crushing debt, and how to get to financial freedom when you owe more than most people's mortgage.

    Should You Stay in a Job Because of Loan Forgiveness?

    Should You Stay in a Job Because of Loan Forgiveness?

    Changing jobs can lead to more than changes in your income. It could disqualify you from PSLF. But what if you’re in a job that makes you unhappy? Should you stay? In this episode, I answer those questions and more to help you decide if moving to the private sector is worth it.
    In today’s episode, you'll find out:
    What to do if you feel trapped in your public sector job When is staying with a not-for-profit the best choice How to decide if abandoning PSLF is a financially sound decision The value of a 401k match, paid time off, and health insurance in your decision How much more you need to earn to make up for the loss of PSLF Whether you can switch back to the public sector and return to PSLF The difference in value for PSLF between low- and high-income earners Should you stay with a not-for-profit or open up your own private practice The rule of thumb I use to compare the value of PSLF in your career What to do if you’re on the fence about switching from PSLF to taxable forgiveness  
    Full show notes at: http://studentloanplanner.com/88
    Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts
    Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn  
    Feeling helpless when it comes to your student loans?
    Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

    • 36 min
    How can you invest when everything is so expensive?

    How can you invest when everything is so expensive?

    Investing is a crucial part of building long-term financial stability. Even if you have student loan debt that tops $500,000 or more, here’s a look at how our flagship course, Six Figure Debt to Six Figure Net Worth, can teach you to invest and transform your life.
    In today’s episode, you'll find out:
    Why you should be investing even with student loan debt What you’ll learn in our Six Figure Debt to Six Figure Net Worth course Why the stock market crashed 30% when the pandemic hit What the Fed did to help the market rebound so quickly Why the stock market is strong despite the growing pandemic What’s the best thing to invest in for long-term growth How to choose which fund to put your money in The story behind market capitalization weighted investing How tax loss harvesting can save you big money Why the order of your actions matters for building wealth Why it doesn’t matter if student loan forgiveness happens or not How to define your goal of financial security How to sign up for the Six Figure Debt to Six Figure Net Worth course Full show notes at: http://studentloanplanner.com/87
     
    Links mentioned:
    Six Figure Debt to Six Figure Net Worth Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts
    Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn  
    Feeling helpless when it comes to your student loans?
    Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

    • 48 min
    Compassion Fatigue, Moral Distress, and Mental Health in Veterinary Medicine

    Compassion Fatigue, Moral Distress, and Mental Health in Veterinary Medicine

    Dr. Carrie Jurney joins me in this episode to talk about mental health challenges of veterinary professionals. She is the board president of Not One More Vet, Inc, which is the largest profession-specific mental health advocacy organization that I’m aware of, and helps to foster a community of over 25,000 veterinarians, support staff, and vet students to promote better mental health and self care.
     
    In today’s episode, you'll find out:
    Why compassion fatigue is a real issue How Not One More Vet got its start Why being a vet is more than playing with dogs and cats all day The importance of community among veterinary professionals Why “working harder” won’t fix compassion fatigue or burnout How to recognize if someone you love is struggling mentally The role of student loans in psychologic distress Why younger vets are at higher risk of decreased well-being What drives the cost of veterinary care up How cyberbullying starts among vet professionals How to find mental health support as a veterinary professional  
    Full show notes at: http://studentloanplanner.com/86


    Links mentioned: 
    Not One More Vet The Social DVM American Medical Veterinary Association BetterHelp Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts
    Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn  
    Feeling helpless when it comes to your student loans?
    Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

    • 45 min
    The Coming Chaos in Student Loan Servicing

    The Coming Chaos in Student Loan Servicing

    Big changes are coming to student loan servicers and I’m talking about what it means for your bottom line, your life, and your anxiety levels. I’ll give you a rundown of who the new servicers are and my predictions on what will happen when they take over.
    I also answer listener questions about PSLF payment caps, 1099 vs W2 earnings, and what happens to your credit score after student loan forgiveness.
     
    In today’s episode, you'll find out:
    The federal student loan program pre-2010 How the direct student loan system works now Why the government outsources student loan servicing My thoughts on the effectiveness of current student loan servicers A rundown of the five new student loan servicers Why I think hiring new servicers will be a disaster What’s contributing to the ‘perfect storm’ in student loans Why I think the CARES Act payment suspension will be extended What to do to prepare for a servicer switch if you’re pursuing PSLF How to prepare if you’re not pursuing PSLF Why having a student loan plan in place now will make the transition easier My advice on why you shouldn’t panic

    Full show notes at: http://studentloanplanner.com/85


    Links mentioned:
    Get a student loan plan Book a follow-up consult for existing clients Like the show? There are several ways you can help!


    Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn  
    Feeling helpless when it comes to your student loans?
     
    Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

    • 48 min
    Nicole Hatcher on Being a PA and Systemic Racism in Medicine

    Nicole Hatcher on Being a PA and Systemic Racism in Medicine

    Nicole Hatcher is a physician assistant and the personal finance expert behind Frugal Chic Life. She shares her story of becoming a PA and her experiences with racism and bias as a professional. We also talk about degree creep as a hurdle for Black people getting a college education and how to make healthcare professions more accessible to minorities.
     
    In today’s episode, you'll find out:
     
    Why Nicole chose to go into the medical field Why she decided to become a PA instead of a doctor The ways being a PA is more flexible than being a doctor Where the PA profession got its start How much PA school costs The average student debt of a PA The earning potential of a PA right out of school How systemic racism shows up in healthcare Nicole’s experiences with racism as a professional How degree creep is widening the racial wealth gap How Nicole is promoting financial literacy  
    Full show notes at: http://studentloanplanner.com/84
     
    Like the show? There are several ways you can help!

    Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn  
    Feeling helpless when it comes to your student loans?
    Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

    • 54 min
    What does the future of student loan refinancing look like after the pandemic?

    What does the future of student loan refinancing look like after the pandemic?

    The student loan interest freeze is set to expire on September 30. Even if Congress passes a bill to extend the relief, you’ll have to start repaying your loans eventually. But there’s an election coming that could change the future of student loan refinancing.
    Join me as I talk about what refinancing might look like after the pandemic and how the election could impact your decision to refinance your federal loans.
    In today’s episode, you'll find out:
    Why common student loan repayment strategy is bad advice 3 criteria you must meet before refinancing your student loans My thoughts on whether Congress will extend the student loan payment freeze Why you should wait to refinance federal loans How to get the best interest rate now if you want to refinance later The impact of Biden’s plan vs. Trump’s plan on student loan refinancing Why your student loan debt is not a death sentence Plus, answers to listener’s questions about student loan repayment

    Full show notes at: http://studentloanplanner.com/83
     
    Like the show? There are several ways you can help!

    Subscribe on Apple Podcasts, Spotify or Google Podcasts. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn  
    Feeling helpless when it comes to your student loans?
    Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

    • 43 min

Customer Reviews

4.8 out of 5
74 Ratings

74 Ratings

FInomenal Phone ,

Loved the conversation about the racial wealth gap

Love the podcast and especially appreciated the recent episode with Lauryn Williams. She’s amazing!

These conversations around racial inequality are so important. Thank you for including the stats and studies to really being the disparity into focus.

Keep up the great work!

Teresa D. L. ,

Great show!

I look forward to listening to your podcast every week. It helps to keep me on track with my student loan plan and to know that there are many other people in the same situation as myself. Thank you for providing such valuable information. I recommend your show to all my friends that have student loans.

SLPforSLP ,

Thank you

After listening to your podcast for several months, I had a consultation with Lauryn in 2019. She gave me the final push I needed to eradicate my credit card debt, organize my overall financial health, and give me professional direction on my hefty student loans as a speech-language pathologist. I continue to listen to your podcast, and especially during this pandemic nightmare, have appreciated your honest feedback and perspective on managing student loans and overall personal finance. I’m sticking to my long-term strategy!

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