403 episodes

NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive.

The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events.

By the end of each episode, you’ll feel smarter and more informed to make the most of your finances. Future You will thank you.

Join hosts Sean Pyles, Sara Rathner, and other expert Nerds as they discuss everything personal finance, including:

- Credit cards: credit card rewards, different types of credit cards, credit card annual fees

- Investing and retirement: investment strategies, retirement planning, financial independence, investing in the stock market, money market accounts, financial strategies, mutual funds, short-term bonds, exchange-traded funds (ETFs), Roth IRA investing, robo-advisors, retirement savings

- Personal finance: budgeting methods, emergency funds, paying off debt, frugal living, money management tips, wealth accumulation, money habits, cultivating a money growth mindset, debt-free living, financial resources, budgeting apps and browser extensions, avoiding scams, tax bills, financial success and financial stability

- Banking: high-yield saving accounts, online banking, credit unions

- Loans: student loans, home equity loans, HELOC, student loan forgiveness

- Home: mortgage interest rates, homebuying, home improvement projects, homeowners insurance

- Insurance: travel insurance, pet insurance, auto insurance, home insurance

You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth.

NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

NerdWallet's Smart Money Podcast NerdWallet Personal Finance

    • Business
    • 4.4 • 520 Ratings

NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive.

The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events.

By the end of each episode, you’ll feel smarter and more informed to make the most of your finances. Future You will thank you.

Join hosts Sean Pyles, Sara Rathner, and other expert Nerds as they discuss everything personal finance, including:

- Credit cards: credit card rewards, different types of credit cards, credit card annual fees

- Investing and retirement: investment strategies, retirement planning, financial independence, investing in the stock market, money market accounts, financial strategies, mutual funds, short-term bonds, exchange-traded funds (ETFs), Roth IRA investing, robo-advisors, retirement savings

- Personal finance: budgeting methods, emergency funds, paying off debt, frugal living, money management tips, wealth accumulation, money habits, cultivating a money growth mindset, debt-free living, financial resources, budgeting apps and browser extensions, avoiding scams, tax bills, financial success and financial stability

- Banking: high-yield saving accounts, online banking, credit unions

- Loans: student loans, home equity loans, HELOC, student loan forgiveness

- Home: mortgage interest rates, homebuying, home improvement projects, homeowners insurance

- Insurance: travel insurance, pet insurance, auto insurance, home insurance

You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth.

NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

    Give Yourself a Mid-Year Money Check-in for a Smarter Summer, with Shannah Game

    Give Yourself a Mid-Year Money Check-in for a Smarter Summer, with Shannah Game

    Beat the financial heat with fun summer savings tips and get mid-year financial check-up strategies for a stress-free season.
    Summer Activity Guide: What free things can you do to have a fun summer? Hosts Sean Pyles and Sara Rathner discuss summer money-saving tips to help you understand how to balance fun and finances during the warm months. They begin with a discussion of budget-friendly summer activities, offering tips and tricks on utilizing public facilities like pools and tennis courts, attending free outdoor events, and organizing potlucks with friends. 
    Mid-Year Money Check-in: How can a mid-year money check-in help your finances? Shannah Game, host of the podcast Everyone’s Talkin’ Money, joins Sean to discuss the importance and practicality of reviewing your finances this summer. They discuss overcoming emotional and mental blocks about money, practical exercises like "Rose, Bud, and Thorn" and the "Why, Where, What, and How" framework, and recognizing how emotions influence financial decisions. They also discuss tactics for setting small, manageable financial goals, the significance of community support, and how you can scrutinize every expense to ensure it aligns with your values and propels you toward your financial aspirations.
    Learn more about Everyone’s Talkin’ Money: https://everyonestalkinmoney.com/ 
    In their conversation, the Nerds discuss: summer savings, financial check-up, money-saving tips, affordable summer fun, mid-year financial tune-up, money management tips, summer budget, financial health, emotional money management, small financial goals, community support, transparency in finances, public pools, free outdoor events, budget-friendly potlucks, hiking, public libraries, free museum admission, second-run theaters, car insurance shopping, checking beneficiaries, cell phone savings, internet savings, down payment savings, emergency savings, financial milestones, financial aspirations, financial progress, self-care, financial empowerment, money goals, summer activities, and affordable entertainment.
    To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
    Like what you hear? Please leave us a review and tell a friend.

    • 35 min
    How to Navigate Income Swings in a Creative Career

    How to Navigate Income Swings in a Creative Career

    Discover how to navigate financial uncertainty in a creative career with insights from a jazz saxophonist's personal journey.
    How can creative professionals manage financial uncertainty in their careers? 
    What are the essential financial strategies for artists dealing with fluctuating income?
    Hosts Sean Pyles and Abby Badach Doyle discuss the financial challenges in creative careers and strategies for overcoming them to help you understand how to thrive financially while pursuing your passion. They begin with a discussion of the unique financial hurdles faced by musicians, artists and writers, with tips and tricks on managing unpredictable income, the importance of saving and maintaining mental health amidst financial instability. 
    Then, jazz saxophonist Roger Romero joins Abby to discuss his personal journey to a full-time music career. They discuss the support systems needed for a successful creative career, the logistics of managing seasonal income and advice for aspiring artists who are considering full-time careers pursuing their passions. Romero's insights provide valuable lessons on building a supportive community, continuously learning and developing skills, and the importance of financial planning for long-term success. 
    In their conversation, the Nerds discuss: thriving in the arts, creative careers, music industry, financial stability, navigating income swings, student debt, pursuing passion, artistic ambition, financial balance, creative journey, performing and teaching, continuous learning, music gigs, financial planning, supportive community, building a reputation, managing unpredictable income, mental health, financial challenges, seasonal income, saving money, tax season, professionalism, creative fulfillment, careers in music, supportive family, engineering to music, odd jobs, wedding band gigs, social media networking, music production, gear investments, teaching music, networking in music, and financial unpredictability.
    To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
    Like what you hear? Please leave us a review and tell a friend.

    • 32 min
    The "New" Meaning of Inflation and How It's Impacting Your Finances

    The "New" Meaning of Inflation and How It's Impacting Your Finances

    Understand the evolving definition of inflation, potential changes to medical debt reporting and their impact on your finances.
    Why does the consumer’s perception of inflation differ from the economist’s perspective?
    How does this shift in understanding impact our economy?
    Hosts Sean Pyles and Anna Helhoski talk about the gap between how regular people and economists talk about inflation and what this means for consumers. Chief Financial Correspondent at Axios and host of the Slate Money podcast, Felix Salmon, joins the show to discuss as well.
    Then, they explore the proposed Consumer Financial Protection Agency rule to keep medical debt off credit reports to help you understand how this could impact your credit score and financial well-being. You’ll walk away with a better understanding of the evolving definition of inflation, the potential changes to medical debt reporting, and how these shifts could influence your financial decisions.
    In their conversation, the Nerds discuss: inflation, medical debt, credit report, cfpb rule, consumer price index, economic impact, wage growth, financial news, inflation rate, credit score, debt reporting, financial advice, consumer perception, financial literacy, personal finance, economic trends, credit reporting agencies, election impact, financial podcast, smart money, debt management, economic discourse, financial wellbeing, inflation growth, finance tips, debt relief, money management, credit agencies, wage inflation, credit rules, debt collection, financial insights, money news, medical bills, credit impact, financial planning, debt impact
    To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
    Like what you hear? Please leave us a review and tell a friend.

    • 16 min
    Mathew Knowles on Drive, Success, and Destiny's Child: Presenting Earn & Invest

    Mathew Knowles on Drive, Success, and Destiny's Child: Presenting Earn & Invest

    What drives Mathew Knowles, respected record executive, entrepreneur, author, public speaker, and father to Beyonce and Solange? This special presentation of the podcast Earn & Invest delves into what drove him to succeed and how drive has been both a positive and a negative in his life.
    The Earn & Invest podcast features thought-provoking conversations intended to empower you to earn and invest wisely, shaping your future while making informed decisions today. Every Monday, wide-ranging panel discussions explore various financial topics, fostering engaging conversations that challenge conventional wisdom and provide fresh perspectives. On Thursdays, Earn & Invest features individual interviews that offer deep insights from experts who share their experiences and expertise. The show's goal is to equip you with the essential questions necessary to navigate a richer path towards not only financial independence but living a life full of purpose, identity, and connections.
    Listen to Earn & Invest wherever you get your podcasts. Learn more at https://www.earnandinvest.com/

    • 51 min
    Moving Could Benefit You: Budgeting for a Brighter, Safer Future in the LGBTQ+ Community

    Moving Could Benefit You: Budgeting for a Brighter, Safer Future in the LGBTQ+ Community

    Learn how moving could benefit you if you feel compelled to relocate due to safety concerns — and how to budget for a sudden move.
    How do you financially and emotionally prepare for relocating due to safety concerns? 
    What are the financial impacts of such a forced move? 
    Hosts Sean Pyles and Alieza Durana discuss their experiences planning finances for relocations to help you understand the complex challenges faced by individuals seeking safer environments, particularly in the LGBTQ+ community. 
    Alieza begins by interviewing G Chesler, a non-binary trans person, about their move from Washington DC to Portland, Oregon, providing valuable insight into the necessity of finding a supportive community, navigating healthcare and identity respect, and the emotional relief of living in an affirming environment. Their conversation reveals the deep emotional impact of living in a state that does not recognize or respect one's gender identity, the struggles with accessing appropriate healthcare, and the powerful sense of belonging found in a more accepting community.
    Then, Alieza speaks with Lindsey Young, founder of the LGBTQ+ focused financial planning and investment management services firm Quiet Wealth, about the financial aspects of relocating for safety. They discuss creating a relocation financial plan, managing the costs associated with a sudden move and the importance of building a supportive community in the new location. They also focus on how to minimize income loss, budget for moving expenses and strategically utilize debt. This episode addresses two pressing issues for the LGBTQ+ community: the urgency of relocating due to hostile environments and the strategies to mitigate the financial strain that accompanies such a move. 
    In their conversation, the Nerds discuss: LGBTQ+ relocation, financial planning, safe spaces for the LGBTQ+ community, emotional strategies, financial strategies, LGBTQ+ families, moving for safety, affordable cities, remote work, disability accommodations, community exchange networks, gender parity, workplace accessibility, hate crimes, discriminatory laws, queer community, non-binary transition costs, housing costs, sales tax savings, supportive communities, LGBTQ+ support organizations, moving expenses, financial stability, relocating for safety, job stability, moving costs, safety concerns, building connections, gender affirming care, LGBTQ+ legislation, and financial security.
    To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.
    Like what you hear? Please leave us a review and tell a friend.

    • 32 min
    How Consumers Feel About the Economy — and Why It Matters

    How Consumers Feel About the Economy — and Why It Matters

    Learn how consumer sentiment affects the economy and your finances, plus insights on job market trends and inflation impact.

    How do consumer sentiment indexes work and why should you care about them? What impact do these indexes have on the economy and your personal finances? Hosts Sean Pyles and Anna Helhoski discuss the intricacies of consumer sentiment, highlighting the University of Michigan's Index of Consumer Sentiment and The Conference Board's Consumer Confidence Index. They explain how these reports measure public feelings about the economy and why these sentiments matter in order to help you understand the influence of consumer opinions on economic trends and spending habits.

    Then, they delve into recent money news headlines, including job market trends and their implications for the economy. By examining the latest employment data, Sean and Anna provide insights into how job growth and unemployment rates influence Federal Reserve decisions and overall economic stability. They also break down the recent movement in GameStop stock following the return of day trader “Roaring Kitty” Keith Gill and explain how your insurance rates could be impacted by your car collecting data on your driving habits.

    In their conversation, the Nerds discuss: consumer sentiment, economic indicators, job market trends, consumer confidence index, personal finance, inflation impact, recession signs, economic forecasts, financial stability, unemployment rate, Federal Reserve decisions, economic growth, job growth, spending habits, employment data, interest rates, economic stability, financial trends, economic health, stock market trends, meme stocks, financial news, economic conditions, wage growth, business conditions, future economy, inflation rate, economic predictions, financial planning, job market analysis, consumer opinions, economic reports, financial data, job creation, market analysis, and economic insights.

    To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

    Like what you hear? Please leave us a review and tell a friend.

    • 12 min

Customer Reviews

4.4 out of 5
520 Ratings

520 Ratings

Little Ricky #2 ,

I love nerd wallet it saiid on there 14000 something I think it’s a plus not bad

Baller

bunnybreath ,

Life changing

Can’t believe I’m saying this about a podcast but it’s been life changing. It’s exactly the kind of warm, lighthearted, but also deep conversation I needed about a very loaded and complicated topic in my life. I’m learning so much. I have been able to implement my new knowledge right away by using the practical tips offered. Thank you to the amazing hosts.

SJfromUSA ,

Barrier to entry

Recently found this show and want to like, but the incessant addressing of me/us as “Listener” is tough to endure. Cringe. We are smart enough to know when you are talking to each other or us.

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