The Banker Next Door Dr. Joseph Bergquist

This episode provides a weekly update on U.S. banking industry news.

This episode looks at several articles detailing certain actions currently being undertaken by banks in the U.K. and Europe. Investors are expecting a surge in bad commercial real estate loans at European banks. U.K. banks expect to hike loan loss provisions in the coming years and German banks are seeking to curtail potential losses from U.S. commercial real estate.

This episode looks at several BID Daily Newsletters from PCBB around bank boards. The first newsletter considers what constitutes a good board of directors. The second newsletter considers age restrictions around board members. A link to both newsletters is below.
Link - The Makings of a Successful Board of Directors (pcbb.com)
Link - The Changing State of Board Age Restrictions (pcbb.com)

This episode looks at a recent article by Ashley Fahey from The Business Journals titled “Office-upfit costs continue to rise but have leveled off from inflation spikes.” The article examines the cost of office fit out expenses across the U.S. The article further explains that landlord tenant-improvement allowances are shifting. A link to the article is below.
Link - Office-upfit costs rise amid amenities, flexible workspaces, technology - Philadelphia Business Journal (bizjournals.com)

This episode looks at a recent blog post by Ken Summar from Jack Henry titled “Do the 5 C’s of credit still matter?” The blog article explains the 5 C’s of credit, how technology may be affecting or influencing them, and proposes some additional C’s that should be considered. A link to the article is below.
Link - Do the 5 C’s of Credit Still Matter? | FinTalk (jackhenry.com)

In this last episode of the series, we look at what has transpired from the end of the book in 2021 to today. I pose the question one more time, did the Fed save the day or permanently destroy our economy? What do you think?