Helping listeners achieve financial freedom sooner rather than later. Financial Samurai is America's number one personal finance blog and podcast helping you make more money, save more money, and live the life that you truly want.
The Best Age To Get Life Insurance And Quantifying Your Anxiety Of Death
We are currently experiencing a tridemic: flu, RSV, and COVID-19. Many children are sick this winter and it reminds me of the importance of life insurance. Life insurance applications increased to record highs during the pandemic. But more concering is that life insurance payouts increased by 5X more than demand!
To shop around for affordable life insurance, take a look at PolicyGenius. Both my wife and I have used PolicyGenius to save, double our coverage, and renew our policies. I've known the founder for 10 years.
Your Anxiety Of Death Can Be Quantified By Life Insurance Demand Data
The Best Age To Get Life Insurance Based On Logic And Reasoning
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The Best Age Range To Retire And Live Your Best Life
Thinking about retiring? Contrary to popular belief, the ideal age to retire is not ASAP! After 10 years of early retirement, or fake retirement as I like to call it, let me share the best age range to retire to minimize regret and maximize happiness.
Post for more details and charts: The Ideal Age To Retire To Minimize Regret And Maximize Happiness
Great retirement products:
Personal Capital - Favorite free wealth management app. I've been using the app since 2012.
NewRetirement - A fantastic retirement speciality planner with more powerful features.
More Financial Samurai:
Buy This, Not That - My WSJ bestselling book on helping you achieve financial freedom sooner, rather than later.
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How To Become A Better Investment Forecaster And Make More Money
Recently, I came up with a thesis on November 1, 2022 that the 2.7% decline in the Series I Bond rate was the most bullish economic indicator I've seen all year. See: The Most Bullish Indicator Yet
Nine days later, on November 10, 2022, the thesis was spot on as October inflation numbers came in below expectations. How did well-paid PhD economists & Wall Street strategists not recognize upcoming inflation figures will likely come in below EXPECTATIONS?
Conversely, how did a tired, stay-at-home dad without a job since 2012 get it right? This episode is on how to make better investment forecasts to hopefully make more money. We won't be able to get investing right all the time, but we can do work to help increase our odds of making better decisions.
To Support Financial Samurai:
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How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye (The #1 book on helping you negotiate a severance. Mass layoff season is here. Prepare yourself to walk away with potentially more money.)
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Lessons From The FTX Cryptocurrency Exchange Collapse
FTX, the second largest cryptocurrency exchange collapse overnight from over $16 billion to $0. A discussion on what happened and what we can learn as financial freedom seekers and small business owners to preserve our wealth. The developments are still ongoing.
See: Lessons Learned From The FTX Collapse
Also, mass layoffs are heating up. I recommend preparing for a layoff before you are actually laid off. Because once you're laid off, you no longer have leverage. Please read How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. You can save $10 off the book by inputting "saveten" during check out.
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The Most Bullish Economic Indicator Of The Year
This week, the Treasury department announced Series I bonds will pay an annualized interest from November 1, 2022 through April 2023 of 6.89%, down from the 9.62% rate offered since May 2022. A 2.73% decline is massive.
Learn what it means for the economy, stocks, and real estate.
Post to read: It's Easier To Generate More Passive Income In A Bear Market
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Positive Of A Bear Market: More Passive Income
Although going through another bear market is a bummer, the positive is we can all generate more passive income! And given we can now generate more passive income we can also get that much closer to financial freedom!
It's Easier To Generate More Passive Income In A Bear Market
How To Have A Risk-Appropriate Asset Allocation When Investing
NewRetirement - An excellent retirement planning software
Fundrise - My favorite way to invest in private real estate and diversify a portfolio for less volatility and more passive income
Buy This, Not That: How To Spend Your way To Wealth And Freedom - The best personal finance book
I enjoy this show. Not too long and just enough information to think about the finance world. I think my roommate at UCB went to UCB MBA program the same time you did!
Best personal finance podcast, hands down!
Sam has a gift of translating super complex concepts into terms the average person can understand. Topics are always extremely relevant, and he packs so much knowledge into such short, concise episodes. Best personal finance podcast you’ll find!
Keep it up, Sam!!
Way more than a financial podcast
I started to listen to this podcast to educate myself about finances, and I discovered a sort of mental coach. His remarks are helping me navigate my daily life, find motivation in my career and align my efforts with my rewards. His voice is also very soothing; therefore, even if I read all his posts, I also want to listen to the same topics in the podcast version. I am not a podcast person, but I do love this one.