134 episodes

Helping listeners achieve financial freedom sooner rather than later. Financial Samurai is America's number one personal finance blog and podcast helping you make more money, save more money, and live the life that you truly want.

The Financial Samurai Podcast Sam Dogen: Financial Samurai founder, personal finance blogger

    • Business
    • 4.5 • 369 Ratings

Helping listeners achieve financial freedom sooner rather than later. Financial Samurai is America's number one personal finance blog and podcast helping you make more money, save more money, and live the life that you truly want.

    The Best Age To Get Life Insurance And Quantifying Your Anxiety Of Death

    The Best Age To Get Life Insurance And Quantifying Your Anxiety Of Death

    We are currently experiencing a tridemic: flu, RSV, and COVID-19. Many children are sick this winter and it reminds me of the importance of life insurance. Life insurance applications increased to record highs during the pandemic. But more concering is that life insurance payouts increased by 5X more than demand!
    To shop around for affordable life insurance, take a look at PolicyGenius. Both my wife and I have used PolicyGenius to save, double our coverage, and renew our policies. I've known the founder for 10 years. 
    Posts mentioned:
    Your Anxiety Of Death Can Be Quantified By Life Insurance Demand Data
    The Best Age To Get Life Insurance Based On Logic And Reasoning
    To never miss a thing, joing 55,000+ others and subscribe to my free weekly newsletter. You'll boost your personal finance knowledge and make better decisions. 

    • 12 min
    The Best Age Range To Retire And Live Your Best Life

    The Best Age Range To Retire And Live Your Best Life

    Thinking about retiring? Contrary to popular belief, the ideal age to retire is not ASAP! After 10 years of early retirement, or fake retirement as I like to call it, let me share the best age range to retire to minimize regret and maximize happiness.
    Post for more details and charts: The Ideal Age To Retire To Minimize Regret And Maximize Happiness 
    Great retirement products:
    Personal Capital - Favorite free wealth management app. I've been using the app since 2012.
    NewRetirement - A fantastic retirement speciality planner with more powerful features. 
    More Financial Samurai:
    Buy This, Not That - My WSJ bestselling book on helping you achieve financial freedom sooner, rather than later. 
    Financial Samurai Free Weekly Newsletter - Join 55,000+ others and never miss a thing. 

    • 12 min
    How To Become A Better Investment Forecaster And Make More Money

    How To Become A Better Investment Forecaster And Make More Money

    Recently, I came up with a thesis on November 1, 2022 that the 2.7% decline in the Series I Bond rate was the most bullish economic indicator I've seen all year. See: The Most Bullish Indicator Yet
    Nine days later, on November 10, 2022, the thesis was spot on as October inflation numbers came in below expectations. How did well-paid PhD economists & Wall Street strategists not recognize upcoming inflation figures will likely come in below EXPECTATIONS?
    Conversely, how did a tired, stay-at-home dad without a job since 2012 get it right? This episode is on how to make better investment forecasts to hopefully make more money. We won't be able to get investing right all the time, but we can do work to help increase our odds of making better decisions.
    To Support Financial Samurai:
    Buy This, Not That: How To Spend Your Way To Wealth And Freedom (Instant Wall Street Journal Bestseller to help you build more wealth and make more optimal choices.)
    How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye (The #1 book on helping you negotiate a severance. Mass layoff season is here. Prepare yourself to walk away with potentially more money.)
    Free Financial Samurai Newsletter (Join 55,000+ subscribers so you never miss a thing)
    Follow On Twitter @FinancialSamura

    • 13 min
    Lessons From The FTX Cryptocurrency Exchange Collapse

    Lessons From The FTX Cryptocurrency Exchange Collapse

    FTX, the second largest cryptocurrency exchange collapse overnight from over $16 billion to $0. A discussion on what happened and what we can learn as financial freedom seekers and small business owners to preserve our wealth. The developments are still ongoing. 
    See: Lessons Learned From The FTX Collapse
    Also, mass layoffs are heating up. I recommend preparing for a layoff before you are actually laid off. Because once you're laid off, you no longer have leverage. Please read How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. You can save $10 off the book by inputting "saveten" during check out. 
    Join 55,000+ others and sign up for my free weekly newsletter so you never miss a thing on Financial Samurai. Everything is written based off firsthand experience and knowledge. 

    • 10 min
    The Most Bullish Economic Indicator Of The Year

    The Most Bullish Economic Indicator Of The Year

    This week, the Treasury department announced Series I bonds will pay an annualized interest from November 1, 2022 through April 2023 of 6.89%, down from the 9.62% rate offered since May 2022. A 2.73% decline is massive. 
    Learn what it means for the economy, stocks, and real estate. 
    Key links:
    Post to read: It's Easier To Generate More Passive Income In A Bear Market
    Purchase a hard copy of my instant Wall Street Journal bestseller, Buy This, Not That. It will be the best personal finance book that you will ever read. 
    Join 60,000+ other subscribers and sign up for my free weekly newsletter here. I review all the week's key insights and posts. 
     

    • 9 min
    Positive Of A Bear Market: More Passive Income

    Positive Of A Bear Market: More Passive Income

    Although going through another bear market is a bummer, the positive is we can all generate more passive income! And given we can now generate more passive income we can also get that much closer to financial freedom!
    Mentioned posts:
    It's Easier To Generate More Passive Income In A Bear Market
    How To Have A Risk-Appropriate Asset Allocation When Investing
    Great Products:
    NewRetirement - An excellent retirement planning software
    Fundrise - My favorite way to invest in private real estate and diversify a portfolio for less volatility and more passive income
    Buy This, Not That: How To Spend Your way To Wealth And Freedom - The best personal finance book
     

    • 18 min

Customer Reviews

4.5 out of 5
369 Ratings

369 Ratings

mom12589 ,

Great show

I enjoy this show. Not too long and just enough information to think about the finance world. I think my roommate at UCB went to UCB MBA program the same time you did!

fire060491 ,

Best personal finance podcast, hands down!

Sam has a gift of translating super complex concepts into terms the average person can understand. Topics are always extremely relevant, and he packs so much knowledge into such short, concise episodes. Best personal finance podcast you’ll find!

Keep it up, Sam!!

Gratitudeforyou ,

Way more than a financial podcast

I started to listen to this podcast to educate myself about finances, and I discovered a sort of mental coach. His remarks are helping me navigate my daily life, find motivation in my career and align my efforts with my rewards. His voice is also very soothing; therefore, even if I read all his posts, I also want to listen to the same topics in the podcast version. I am not a podcast person, but I do love this one.

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