89 episodes
The Financial Samurai Podcast Sam Dogen: Financial Samurai founder, personal finance blogger
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4.3 • 288 Ratings
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Helping listeners achieve financial freedom sooner rather than later. Financial Samurai is America's number one personal finance blog and podcast helping you make more money, save more money, and live the life that you truly want.
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The Best Time To Go To Work Is During A Pandemic
Is the grass greener on the other side? Maybe! But it sure seems like work is awesome for knowledge workers during the pandemic. I discuss this topic with my wife.
We'll talk about public school rankings later!
Mentioned posts:
https://www.financialsamurai.com/the-best-time-to-work/
https://www.financialsamurai.com/how-to-convince-your-spouse-to-work-longer-so-you-can-retire-earlier/ -
The Investment Crossover Point Where Work No Longer Matters
Are you feeling less and less motivated to work because your investmentreturns are surpassing your active income? Let's discuss the crossover point where spending any amount of time working no longer makes sense.
I've talked to regular income-earning folks and folks making millions a year. The growing feeling of apathy towards work is the same!
Post: https://www.financialsamurai.com/investment-returns-versus-active-income/ -
The Importance Of Always Thinking Ahead Even If People Think You're Crazy
If you dare to publicly think ahead, you may be beaten over the head. However, it's important to always plan for the future and forecast how things might turn out if you want to build greater wealth and happiness. It's your life at stake!
Posts mentioned:
https://www.financialsamurai.com/proper-safe-withdrawal-rate/
https://www.financialsamurai.com/how-to-get-rich-practice-predicting-the-future/
https://www.financialsamurai.com/reasons-for-hiring-a-financial-advisor-or-investment-manager/ -
Why The U.S. Housing Market Could Go Up Another 30%+: Canada Comparison
Although the U.S. housing market is very strong, there's a chance prices could go up even further if it gets as hot as the Canadian housing market.
International investors and a self-realization by Americans are the two X factors that could cause the U.S. housing market to jump by another 30% - 75%.
Posts Mentioned:
https://www.financialsamurai.com/what-if-the-u-s-housing-market-turned-into-the-canadian-housing-market/
https://www.financialsamurai.com/why-is-united-states-property-so-cheap/ -
Why An Umbrella Policy Is A Must To Protect Your Assets
nvestors have gotten surprisingly much wealthier since the pandemic began. Therefore, it's important to protect your assets with an umbrella policy.
If you haven't updated your umbrella policy in several years, you are likely underinsured for liability and lawsuits.
See: Your Umbrella Policy Needs To Be Updated
https://www.financialsamurai.com/your-umbrella-policy-needs-to-be-updated/ -
The Ideal Time To Contribute To A Roth IRA
The ideal time to contribute to a Roth IRA is when you're young and poor. In other words, if you're a student and in your 20s earning less than the maximum income limit, you should be contributing.
However, if you're about the 22% federal marginal income tax rate, it's a push.
Tax diversification in retirement is important!
https://www.financialsamurai.com/disadvantages-of-the-roth-ira-not-all-is-what-it-seems/
https://www.financialsamurai.com/never-contribute-to-roth-ira/
Customer Reviews
Informative and eye opening series of podcasts!
Great recent found for me to come across! Perfect length for story telling and really full of information which is still presented quite interestingly! Thanks Sam!
One of the best financial podcasts
Sam has unique insight in how to think about money, how to plan for the future and how to become financially independent in real life. In the beginning I was uncomfortable with his high expectations because mainstream advice will give you the kuddos as soon as you get out of debt, however over time I’ve realized that it isn’t going to help anyone to give a rosy picture of where you are financially if that picture isn’t true. So I love his thoughts and thoughts on all sorts of topics - Sam thanks for all your work to help us think things differently and also challenge us to think ahead! Please continue to contribute despite some naysayers. It’s not easy to hear the truth and it’s always better to oversave and plan than the other way! You’re a great husband and father and for that I respect you even more.
Decent insights clouded by bias and lack of diligent study on topics
Sam has some decent insights but I had to stop listening to his podcast after hearing his position on safe withdrawal rates. Sam used some basic bar napkin math assumptions and recommended 1% or less SWR.
This is irresponsible and can impact his readers who need an ACADEMIC answer. Early retirement now (legit academic and math based site) has a great series on SWR where you can hear from an expert in the space rather than a wreck less amateur.