The Financial Samurai Podcast Sam Dogen: Financial Samurai founder, personal finance blogger

I've decided that my Home-To-Car Ratio guide is the most important pesonal finance guide for everyone to fall. After all, everybody needs a place to live, real estate is the best asset to build wealth for the average person, and America has a love affair with cars.
My Home-To-Car Ratio guide helps personal finance enthusiasts reduce their car spending and maximize their house spending in a practical way. By following my guide, more people will build more wealth than those who don't!
See: The Right House-To-Car Ratio For Financial Freedom
Real Estate Investing Suggestion To invest in private real estate, take a look at Fundrise, my favorite private real estate investing platform. Fundrise was founded in 2012 and manages over $3.3 billion with over 500,000 investors. The firm focuses on residential and industrial properties in the Sunbelt, where valuations are lower and cap rates are higher. Take advantage of the demographic shift to lower-cost areas of the country. 
Personally, I've invested $954,000 in private real estate since 2016 to diversify my exposure and earn more passive income. I've invested six figures in Fundrise's Flagship Fund and Fundrise is a sponsor of Financial Samurai. 
Join 70,000 others and sign up for my weekly financial freedom newsletter here. If you do, you'll improve your chances of building more wealth. 
 

I catch up with Andre Nader, ex-Facebook employee about what he's been up to one year after leaving his day job. 
We talk about being a stay-at-home dad, the temptation of going back to work, buying property in San Francisco, and his FAANG FIRE newsletter he publishes twice a month. It is the only newsletter I've read that helps tech workers achieve financial independence. 
If you enjoy this episode please rate and review! It helps us grow. Please also share the episode to those who you think would find it useful. 
Regards,
Sam
You can join 60,000+ others and sign up for my free weekly newsletter here. 

I spoke to my wife about how my saver's mindset naturally kicked in after purchasing our new house in October 2023. Our liquidity was tight, and we were literally living paycheck to paycheck for six months. This is when my frugal gene kicked in and made me lock down expenses.
This experience taught me that experiencing financial difficulty often triggers a saver's mindset. The key is to maintain this saver's mindset at all times, not just when you're in a crunch.
Articles Referenced:
Embrace Living Paycheck To Paycheck For A Better Life
Why Earning Less Passive Income Has Changed My Life For The Better
Three Sneaky Expenses That Are Ruining Your Budget
Recommendations
Real estate is my favorite asset class for most people to build long-term wealth. It's important to invest your savings to try and beat inflation.
If you'd like to invest in real estate without a mortgage, check out Fundrise, my favorite private real estate platform. The investment minimum is only $10 to help you diversify and earn more passive income. 
Financial Samurai is a six-figure investor in Fundrise funds and Fundrise is an investor in Financial Samurai. 
Join 70,000 others and subscribe to my free weekly newsletter. You'll increase your chances of achieving financial freedom sooner if you do. 
 
 

Property bidding wars are back, despite persistently high mortgage rates, due to the strength of the economy and the stock market. This episode discusses why people are getting into bidding wars and the best time of the year to buy a house. 
Articles referenced:
Understanding Why People Getting Into Property Bidding Wars
Analyzing Housing Price Dynamics: Helping Buyers Buy At The Best Time
Real estate is my favorite asset class for most people to build long-term wealth. If you'd like to invest in real estate without a mortgage, check out Fundrise, my favorite private real estate platform. The investment minimum is only $10 to help you diversify and earn more passive income. 
Financial Samurai is a six-figure investor in Fundrise funds and Fundrise is an investor in Financial Samurai. 
Join 70,000 others and subscribe to my free weekly newsletter. You'll increase your chances of achieving financial freedom sooner if you do. 

I talk to Emily Luk, Co-Founder and CEO of Plenty, a wealth platform for today's modern couples about her career path from VC, to joining a big startup, to creating her own startup. I wanted to now why she lifted a cushy job with good pay.
If you're a couple interested in a great tool to manage your finances together, check out Plenty. They've got a great cash flow tool that enables individual, joint, and private money management. Plenty also offers Direct Indexing investment at a low cost. 
I've personally met the team multiple times in their offices in San Francisco as I consulted for them. 
If you've enjoyed this episode, please leave a review. Every episode takes hours to produce and every review means a lot.
Thanks!
Sam

For the longest time, I've wondered the following about some men:
Why claim to be retired while having a working spouse? Why work so many hours after having a newborn? Why leave your family when your children are still young and need fathers the most? Doing these things didn't make much sense to me until I had an epiphany: every person has a different inherent desire to provide thanks to biology. And given biology is innate, we cannot help the way we are! 
Read: A Provider's Clock For Men Is Similar To A Biological Clock For Women
For those of you with children and/or debt, it's imperative to get an affordable term life insurance policy to protect your loved ones. Take a look at Policygenius, an insurance market place that will offer affordable life insurance quotes in one place with no obligations. 
My wife and I got matching 20-year term policies during the pandemic and felt an enormous sense of relief. 
Thank you for your shares and reviews of this podcast. They help keep me recording! Sign up for my free weekly newsletter to never miss a thing. - Sam