The Lake Street Review Podcast Germinal G. Van

We discuss Ian's path to becoming a full time broker and developer
What he did before taking the plunge into real estate
How and when did he come to the decision to leave corporate and start a business
Ian's first deal
 
Ian's Outlook for Home prices
 
How he's advising clients to cope with the coincident high prices and high interest rates
 
Why, in his view, the Federal Reserve will soon be back to buying mortgage backed securities
 
How mortgage backed securities (MBS) are valued and what makes them different from other bonds
Ian on Instagram: instagram.com/therealeskateagent
Website: ratliffrealestate.com
The Lake Street Review on Instagram: instagram.com/thelakestreetreview
https://thelakestreetreview.com
Purcell Research
 

In this episode, Jason Purcell and Germinal Van discuss the macroeconomic conditions of the U.S. economy following the release of inflation data. Jason Purcell, a financial professional and co-founder of the Lake Street Review, brings his expert opinion on how he sees inflation affecting the economy, and whether or not the Fed will cut rates in June. Jason believes that the Fed will cut rates at some point even if inflation does not go back to 2% and these cuts will have important ramifications on the labor market.

After two months of absence due to personal reasons, Louis is back on the LSR Podcast to bring his analytical and sharp insights on the political climate and the evolution of the election cycle this year.
In this very episode, Louis and Germinal discuss Biden's nomination to the Democratic Party despite being a weak candidate, Trump's legal woes, the Democrats' strategy to manage Biden's candidacy, and many more. 

In this episode, Germinal G. Van presents the concept of the full-reserve banking system as well as its mechanisms, advantages and disadvantages.
The main concept about the full-reserve banking system is that it is a system where banks are required to hold deposits in reserve, meaning they cannot lend out nay of the money deposited by their customers. This is in contrast to the fractional-reserve banking system, which is the currenct system used in most countries, where banks can lend out a portion of their deposits while keeping a fraction in reserve.
The full-reserve banking system presents a number of advantages such making depositors' money safe, and stabilizing the financial system; but also contains some drawbacks such as limited credit availability and the inability of central banks to monitor the money supply. Germinal G. Van sees these drawbacks, however, as advantages because they enhance a prudent approach to banking and show that central banking is not a necessity to maintain economic stability.

In this episode, Germinal holds a conversation with Gabriel Carrier, a professional mathematician on Markets, Bitcoin ETFs, and Central Banking. Gabriel gave his expert opinion on where he sees the economy going, the problem with central banking, and how Bitcoin could impact our lives in the future. 
Gabriel's email is: contact@praxeologos.com

Fractional-Reserve Banking is a banking system in which a most of depositors' money is lent to borrowers, and a fraction of that money is kept in reserve (10%). This process leads to money creation and banks make their money from the interest income they generate from the loans they grant to borrowers.
Fractional-Reserve Banking is inherently an inflationary system because it relies on credit expansion through the expansion of the money supply. This expansion of credit then creates inflation, increase debt (the national debt and consumer debt), and exposes banks to bank runs, which in turn, weakens the financial system.
Fractional-Reserve Banking exacerbates wealth inequality because commercial banks are far more lenient with upper-class depositors than with lower-social-class depositors. Since banks make money through interest payments on loans, they supply loans with higher interest rates and harsher terms to lower-social-class borrowers than to upper-class borrowers. As a result, banks make money off lower social classes while the upper class continues to lives off loans at cheaper interest rates.