The Quality Insurance Podcast Jared Morgan

Surviving a Direct Hit
Pastor Wes, his family, and the youth minister and his family chose the safest place they could think of when weather turned deadly on December 10th, 2021. After sheltering in the tunnel under the road, between buildings, he emerged to destruction in downtown Mayfield and substantial damage to his church.
The next day, he returned to inspect the damage. These are the pictures he took before cleanup began.

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This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit qualityinsurance.substack.com

Episode Introduction
Episode 2 includes Paul Ludovissie and Jared Morgan discussing the night that the tornado hit Mayfield, KY. Paul is the agent for First Baptist Mayfield along with many other churches in Mayfield, Kentucky and graves county. Paul may, or may not, get emotional in this interview.
The second conversation is a one sided interview with Jared Morgan. He describes the turmoil that construction cost inflation creates when a large loss like the Mayfield Tornado hits. In normal times, it’s bad, and those who opted for low building limits are punished. In times of 60% plus inflation in less than 18 months, it’s a disaster, even for those keeping up with their building limits (or attempting to).
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This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit qualityinsurance.substack.com

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit qualityinsurance.substack.com

So why a podcast? I love podcasts. I drive 60 minutes each day from home to work, and frankly have felt like an agency podcast could be a great way to communicate with our clients.

Here’s what you will find in Episode 1:

Where did the name of the podcast come from? You can also discover this by calling our office.

Josh Williams, two time Bluegrass Guitar Player of the Year and Grammy winner with Rhonda Vincent and the Rage, recorded our intro and transition music!

Property inflation is making life difficult for property owners. Whatever limit you have on your insurance policy, it’s likely not enough if your property is totally destroyed.

What’s the difference in Market Value and Replacement Cost?

Not only are higher building limits driving insurance costs higher, higher used car values are going to drive auto insurance premiums higher. Probably MUCH higher.

What’s coming in future episodes? Interviews with local business owners and leaders, motivational posts (TOM BRADY…insurance sales crybaby), how INFLATION is impacting everyone, Wes Fowler, pastor of First Baptist Mayfield, and more.

At the end of the day, we hope this publication is worth your time as a way to learn a little bit more about insurance and risk management.