100 episodes

What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show!

JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients across the country, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNER™ Professional, offer real-world knowledge on a diverse range of topics including Social Security planning, investing for your retirement, the fundamentals of 401(k) and IRA accounts. Jim and Chris make learning about your retirement both educational and entertaining!



Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: AZ, CA, CO, IA, IN, MA, NY, TN, TX, WI, and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning through Jim Saulnier and Associates, LLC. Cambridge and Jim Saulnier & Associates are not affiliated.

The Retirement and IRA Show Jim Saulnier, CFP® & Chris Stein, CFP®

    • Investing
    • 4.2 • 315 Ratings

What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show!

JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients across the country, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNER™ Professional, offer real-world knowledge on a diverse range of topics including Social Security planning, investing for your retirement, the fundamentals of 401(k) and IRA accounts. Jim and Chris make learning about your retirement both educational and entertaining!



Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: AZ, CA, CO, IA, IN, MA, NY, TN, TX, WI, and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning through Jim Saulnier and Associates, LLC. Cambridge and Jim Saulnier & Associates are not affiliated.

    Updated RMD Rules and Reverse Mortgages: EDU #2115

    Updated RMD Rules and Reverse Mortgages: EDU #2115

    Jim and Chris sit down with a special guest, Jan Jordan, to explain the updated Required Minimum Distribution (RMD) rules from the IRS and discuss details regarding reverse mortgages.

    • 54 min
    Retirement Benefits, Social Security, Annuities, and QLACs: Q&A #2115

    Retirement Benefits, Social Security, Annuities, and QLACs: Q&A #2115

    Jim and Chris sit down to discuss listeners questions relating to retirement benefit plans, Social Security, annuities, and QLACs. (3:30) An Indiana listener looks for advice on when to collect his Railroad Retirement Benefits (RRB). (17:30) A Californian asks for clarification about how receiving two years of wages after retirement will effect her age 70 […]

    • 1 hr 8 min
    The Issue With Trusts As Beneficiaries on IRAs: EDU #2114

    The Issue With Trusts As Beneficiaries on IRAs: EDU #2114

    Jim and Chris sit down to discuss a listeners email surrounding the topic of potential issues with having a trust setup as beneficiary to an IRA.

    • 1 hr 13 min
    Social Security, Tax Credits, Step-Up in Basis, VATs, Rollover IRAs, and LTC: Q&A #2114

    Social Security, Tax Credits, Step-Up in Basis, VATs, Rollover IRAs, and LTC: Q&A #2114

    Jim and Chris sit down to discuss listener questions and comments on Social Security, Tax Credits, Step-Up in Basis, VATs, Rollover IRAs, and LTC. (7:00) A listener from North Carolina would like to know how the family’s maximum Social Security benefit affects a child’s Social Security benefit. (25:10) A CPA from Alabama commented on future […]

    • 1 hr 1 min
    Your Tax Questions Answered: EDU #2113

    Your Tax Questions Answered: EDU #2113

    Chris sits down with special guest and CPA, Bob Palechek to discuss a couple general tax questions from listeners.

    • 52 min
    Social Security, Roth Conversions, and LTC: Q&A #2113

    Social Security, Roth Conversions, and LTC: Q&A #2113

    Jim and Chris sit down to discuss listeners’ questions pertaining to Social Security, Roth conversions, and long term care (LTC) insurance. (6:00) A New Yorker asks a question about the theoretical maximum payout value for Social Security and what its based on. (18:15) A Portland listener asks about the difference between Social Security survivor benefits […]

    • 1 hr 7 min

Customer Reviews

4.2 out of 5
315 Ratings

315 Ratings

SamRoth ,

TRS

Informative show; first time listener. Just subscribed.

As information ... in Georgia, the Teacher’s Retirement System is titled TRS. So not only Texas and Tennessee are named TRS, but TRS could refer to any state retirement system.

Also, in GA, participation for teachers in Social Security varies by school district, not statewide. My wife who taught in Cobb county participated in SS and gets both SS and pension with no offset. My neighbor who taught in neighboring Fulton county paid no SS. She gets a pension, but will get no SS or offset SS when she is eligible for SS.

Ray in Missouri ,

Fixed indexed annuity’s

I listen with great interest to your presentation on your podcast on fix indexed annuity‘s and I have to say that you just flat out don’t know what you’re talking about
I am about to retire in a few months from a job that paid over $100,000 a year
I have two fixed indexed annuity‘s that total up to be $525,000
I’ve had those now for between four and eight years and during the best year I am earn 11% and during some slower years I’ve earned 4%
This past year I’ve earned 5%
In addition I have just under $300,000 within my 401(k) in growth stock funds
The fixed indexed annuity portion serves me very well and we will live off the interest each yearAnd the stock funds are for future years
You said so many untruths in your presentation and I thought to myself if this old Environmental services director can pick out all the untruths that you said
And by the way on my first fix index I chose the 14 year timeframe and on the second one the eight your time frame

rb954 bean ,

Great show

Jim and Chris are very knowledgeable. Explain things in detail, but in terms that are easily understood .

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