The Rich Immigrant Dee Olateru

We'reee baccckkkk! In this warm up/return to the podcast after a longer than anticipated break, I
Catch you up on my year so farWhy my friends visiting had me in my feelingsMy thoughts on loud budgeting and the changes in real estate commissions in the USLet's catch up, and I'll be back next week!
Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

Last time I did a Q&A, this question from a listener came up and I decided to  take the time to answer in its own standalone episode.  Many immigrants make that initial mistake with our first credit cards and I just want to applaud this listener for asking. There's no shame here!!!

In this episode, I share about:

1. How credit scores work in the US and UK
2. The three credit bureaus and reporting agencies
3. What a good credit score is
4. Why credit scores matter
5. Ten ways to improve your credit score starting today

I also share an earlier episode Season 2 Episode 8 where I touch on similar topics. Please listen to both episodes. 
Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

The podcast is back with Season 8!! I'm kicking off this season by reflecting on some amazing news! I got the biggest promotion of my career, effective July 1, I was admitted into the Partnership at the firm I work for. I've had some time to reflect and also took over 20 questions from you. In this episode, I talk about: 


My reaction to the promotionWhether I always wanted to be a partner from day 1My best career strategies that helped me get to where I amStaying in one place vs job hopping (my thoughts)My greatest lesson on leadership so farAm I Nervous about this chapter, and if I am, how i'm handling itWhat I plan to do with my raiseHow to scale your career as someone stuck in a specialist roleBest advice for mid-level career woman, also an immigrantWhat I wish I had done differentlyMy struggles with impostor syndrome and how I overcame itAm I happy?How I'm fully embracing this new season and fully taking up spaceWhat I'm most proud ofI would not be here without so many people. My family, my many mentors and sponsors, my friends. This win has been celebrated by so many people, some of whom I've never even met. It is not lost on me that this means so much not only to me but to so many others. Thank you for celebrating this win with so much joy, as though it is yours. It truly is ours. My Scotland crew, my work crew, Winona crew, the Ikorodu crew, my Minneapolis family, My RAOJs, this online community! Tosin and RSD, thank you!!

Thank you, and congrats to us!!
Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

I'm so excited to finally have this part of my conversation with one of my best friends about money and friendships. 

In this conversation, Kemi and I not only model money conversation, but we tackle insightful aspects of money and friendships. Our conversation covers: 
Her first financial aha momentGraduating from her MBA with student loans and how she started her path to paying them offHow and why she decided to pay off debt and still invest at the same timeWhat a money circle is and her first experience getting into a money circleMoney circle  vs forums Important traits for a successful money circleWhen to put a legal framework in place before investing with friendsHow she joined of her first formal investment club and the power of investing collectively (stronger purchase power, pooling capital, access to information, access to network)Importance of taking action and personal responsibilityWhat makes her advance vs. retreat during  money conversations?Our experience with investing together - how we did it,  how it went awry, what we learnt from it, and how it impacted our friendshipHow the diaspora can find opportunities to invest at home/on the continent and beyond
Kemi is on Instagram at kemionabanjo! Please let her know if you found this conversation insightful.
Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

I'll be honest, this topic has been on my mind since I bought my home a year ago. I'm simply one of those people that aren;t comfortable owning a certain amount of money. I figured I'm not the only one that has these thoughts so lets talk about how to pay off your mortgage faster.. In this episode, we talk about:


2 situations where  it might not be the best idea to accelerate paying down a mortgageFour ways to pay down a mortgage faster than scheduledPitfalls to avoid when paying down a mortgage faster than scheduledAllocating the extra payment to principalAsking about any prepayment penaltiesLooking into recastingThank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

You heard/read that right. I'm still in shock and I don't think it'll sink in that I now live here for a while. In this episode, I talk about:

1. My move from Minneapolis USA to Tokyo, Japan a week ago
2. Why Japan
3. What the move means for this platform
4.  How I'm feeling from when it came up, to leading up to the move, to 5 days in Tokyo
5. How this move feels different from other moves and ways moving abroad will humble you
6. What this move means for my house
7. How I've prepared for this move (financially, emotionally)
8. My hope for this next chapter
9. What I'm most excited about

This immigrant has moved again and this was not at all a move I planned or expected this time last year. Here's to taking steps in faith! Can't wait to see what lies on the other side and can't wait to bring you along. 
Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'