148 episodes

Imagine listening in on these raw, unfiltered conversations with real couples… One partner is in $300,000 in debt, but shrugs it off. The other cries at night, anxious about the future. A couple that’s so worried about money, they never feel they’ll have enough. When they eat out, they order chicken instead of steak to save $10. Their household income: $600,000. Two parents who feel overwhelmed by work, kids, and debt. When I ask them how they’d describe their lives, they instantly say the same word: “Stuck.” Ramit Sethi asks the questions we wish we all could ask, presenting a totally different philosophy on money: • Spend extravagantly on the things you love, as long as you cut costs mercilessly on the things you don’t. • Ask $30,000 questions, not $3 questions. • A Rich Life is more than math -- it’s mastering your money psychology. From the author of the bestselling book, ‘I Will Teach You To Be Rich,’ learn how money psychology affects these couples… and how to create your own Rich Life.

I Will Teach You To Be Rich Ramit Sethi

    • Society & Culture
    • 4.7 • 2.5K Ratings

Imagine listening in on these raw, unfiltered conversations with real couples… One partner is in $300,000 in debt, but shrugs it off. The other cries at night, anxious about the future. A couple that’s so worried about money, they never feel they’ll have enough. When they eat out, they order chicken instead of steak to save $10. Their household income: $600,000. Two parents who feel overwhelmed by work, kids, and debt. When I ask them how they’d describe their lives, they instantly say the same word: “Stuck.” Ramit Sethi asks the questions we wish we all could ask, presenting a totally different philosophy on money: • Spend extravagantly on the things you love, as long as you cut costs mercilessly on the things you don’t. • Ask $30,000 questions, not $3 questions. • A Rich Life is more than math -- it’s mastering your money psychology. From the author of the bestselling book, ‘I Will Teach You To Be Rich,’ learn how money psychology affects these couples… and how to create your own Rich Life.

    “I don’t trust him with money, so I check his cc accounts”

    “I don’t trust him with money, so I check his cc accounts”

    Ashley and Christopher, 30 and 28, recently got engaged and look forward to planning a wedding, having kids, etc. But Christoper has lived with credit card debt his whole life. As an accountant, he feels like he’s got it under control. Ashley worries about what his spending means for their future.
    This episode is brought to you by:
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

    • 1 hr 12 min
    “I'm jealous when I see friends' vacations on Instagram”

    “I'm jealous when I see friends' vacations on Instagram”

    Erik is 44 and Andrea is 43. They’re trying to determine what to do with a bump in income. Andrea wants to save for college tuition, because that’s what her parents did. Erik’s did not, so he’d rather use it elsewhere. Can they overcome their inherited patterns and come together on a shared vision?
    This episode is brought to you by:
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. 
    Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

    • 1 hr 17 min
    “Am I a bad mom if we can’t do a $7k Disney trip?”

    “Am I a bad mom if we can’t do a $7k Disney trip?”

    Kristin is 32 and David is 38. They share five kids in a blended family and David is getting close to military retirement. The problem is their spending—fueled by emotions alone, they make purchase after purchase, soaring over set budgets and putting the future of their family at risk.
    This episode is brought to you by:
    Thinkific | The same platform I use to build online courses online https://thinkific.com.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

    • 1 hr 11 min
    “We make $245K. Why do I have to ask my wife for dinner money?”

    “We make $245K. Why do I have to ask my wife for dinner money?”

    Brad and Angie, 55 and 56, are each 10 years into a second marriage. With six adult children out of the house, they’re planning to buy an RV and tour the country in as little as two years. Carrying credit card debt, student loans, a HELOC, mortgage, and only $3,000 saved—can they?
    This episode is brought to you by:
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. 
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

    • 1 hr 7 min
    “I maxed out my credit cards on our $45k wedding. Are we broke?”

    “I maxed out my credit cards on our $45k wedding. Are we broke?”

    Amy and Tori are in their late 20s. They recently got married and honeymooned in Greece, racking up tens of thousands of dollars in credit card debt. A brand new house, changing jobs, and influential backgrounds all come into play as they work on a plan to pay it down.
    This episode is brought to you by:
    AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.
    Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show


    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit 

    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

    • 1 hr 21 min
    “We have a $2.3M net worth—but we cut coupons”

    “We have a $2.3M net worth—but we cut coupons”

    Brian is 56 and Rachel is 51 and they’re both lawyers. She’s lost thousands on a financial advisor and he can’t stop paying his daughter’s rent. Brian wants to retire soon, but the thought of losing his income has Rachel in a panic about whether they would be able to maintain their lifestyle.
    This episode is brought to you by:
    Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
    Thinkific | The same platform I use to build online courses online https://thinkific.com.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping.
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show

    Get Money Coaching with Ramit

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

    • 1 hr 27 min

Customer Reviews

4.7 out of 5
2.5K Ratings

2.5K Ratings

Kjhgfkhgf ,

Ramit is exactly the voice millennials need!

This is the financial dialogue we have been so thirty for, and Ramit is filling our cup! Middle to high income millennials- this is for you. Ramit is not another financial freedom or how to pay off debt financial advisor, he teaches those of us who like our jobs & make a good income how to live life without obsessing over money. He teaches spouses how to effectively communicate about so much more than how to spend $5 on the way into work. He teaches us how to make collective money rules that allow you to spend money and live your rich life instead of money rules restricting. I’m a CPA and you’d think financial literacy would come natural to me. While the spreadsheets do, the dialogue, goals, and automation Ramit has taught me have been game changing. And completely changed my family’s outlook on our finances. Lastly, I love Ramits honestly without being cruel. So many financial advisors think their audience wants to hear them shame people making “wrong choices”. Ramit truly wants to teach people how to live their rich lives! Awesome job Ramit! We are huge fans of you and your podcast!! ❤️❤️

Naty_LaSalsera ,

I’m drinking the CPS Kool-Aid!

Listening to this podcast, watching the show on Netflix and reading his book (still on it) has been eye opening to my life. I am opening avenues in my life that I did not believe I could achieve in the past. I thoroughly enjoy listening to the couples on this show and truly appreciate how invested (emotionally) Ramit comes across. This sounds like i’m listening to friends and I laugh with them making this financial journey more accessible for me as well. Thank you to the individuals who allow the show to broadcast their lessons and struggles for us to learn from as I’m sure it’s such a vulnerable place to be.

Since taking all of the information in, I have started my transition from my current job to a new career which will align my income to what I believe I deserve and my husband and I have (very thoughtfully and in acknowledgement of the phantom costs) have placed an offer on our dream home in a new state! We are moving forward with our rich life, including a space of our own (finally) and a familial adventure to new land! Thank you!

Side note: I have also tried their show sponsor, LMNT and I am absolutely a fan and have just placed my second order.

Beth Gardner ,

Eric and Andrea

Eric…I started a business…well I planted a church…???
Sounds like Andrea is supporting the family.
Don’t understand why Ramit did not try to encourage you to get a second job.

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