125 episodes

The Thought Card is an affordable luxury travel and personal finance podcast empowering financially savvy travelers with the tools and resources to travel the world, earn more money, pay off debt, and build wealth.

Join Danielle Desir every other week as she explores creative ways to live life on your terms, obtain financial freedom and location independence. Also, hear inspiring stories from financially savvy travelers traveling the world and crushing their financial goals.

To find out more, visit www.podcast.thoughtcard.com.

The Thought Card Danielle Desir

    • Society & Culture
    • 5.0 • 65 Ratings

The Thought Card is an affordable luxury travel and personal finance podcast empowering financially savvy travelers with the tools and resources to travel the world, earn more money, pay off debt, and build wealth.

Join Danielle Desir every other week as she explores creative ways to live life on your terms, obtain financial freedom and location independence. Also, hear inspiring stories from financially savvy travelers traveling the world and crushing their financial goals.

To find out more, visit www.podcast.thoughtcard.com.

    Buying a House? Here’s 5 Types of Mortgages To Know About

    Buying a House? Here’s 5 Types of Mortgages To Know About

    Are you ready to buy a house? June is National Homeownership Month, and to celebrate, I’ve teamed up with Citizens Bank for a two-part homeownership series where I’ll share parts of my homeownership story, and we’ll dive deeper into the most common types of mortgages. 
    Since there are many different types of mortgages that suit different borrowers, in this episode, we’re covering the most common, including:
    [3:45] Fixed-rate mortgage  [4:18] Adjustable mortgage [5:40] FHA mortgage  [8:34] Conventional mortgage [9:33] Jumbo mortgage   
    About Citizens Bank  For more information, check out the Citizens Ready to Buy a Home Hub, which includes an easy-to-follow application guide to help you understand the ins and outs of the home buying process. 
     
    Resources Mentioned  Common Mortgage Terms To Know by Citizens  Mortgage Myths Debunked by Citizens  Managing Your Money As A New Homeowner (eBook):  Start your homeownership journey on the right foot. Learn simple ways to organize and optimize your finances so you avoid costly financial mistakes.   If you enjoy this show, please consider leaving me a (virtual) tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    Disclaimer: This podcast is part of a paid partnership between Citizens and The Thought Card Podcast. Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All accounts, loans, and services are subject to individual approval. Equal Housing Lender. Member FDIC.

    • 14 min
    How To Define Your Travel Style

    How To Define Your Travel Style

    What is your travel style? Travel isn’t one-size-fits-all, and there isn’t one way to see the world, only what works for you. When I started traveling after landing my first job after graduate school, my funds were limited. As a result, I had to be creative and I eventually discovered my travel style which helped me align my spending with the items and experiences that mattered most. In this episode, learn how to define your travel style and how it impacts your finances.
    This episode is sponsored by Knack Bags, a slim and lightweight backpack for everyday use but also expands when you need it. Knack Bags are functional, accessible, and stylish. I love that it packs like a suitcase (opening horizontally) so you don't have to dig for items in the dark. Get a Knack bag and use the code 'TTCKNACK' to get a free TSA-approved lock with purchase; add the TSA lock to your cart with your Knack bag, enter the code and get it for free.
    If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    Link to episode: https://podcast.thoughtcard.com/travel-style/ 

    • 12 min
    What To Pack For Road Trips: 28+ Items You Shouldn't Leave Home Without

    What To Pack For Road Trips: 28+ Items You Shouldn't Leave Home Without

    Before the pandemic, travel meant hopping on a plane and filling my passport with stamps. However, that all changed in 2020. Our borders were closed, and we did not feel comfortable traveling by plane, train, or bus anymore. So, as an alternative, we started exploring smaller cities and towns a few hours from home. Since then, we have become road trip warriors. As the weather gets warmer, you may be planning a road trip of your own, so now is a great time to chat about what to pack for road trips.  This episode is sponsored by Knack Bags, a slim and lightweight backpack for everyday use but also expands when you need it. Knack Bags are functional, accessible, and stylish. I love that it packs like a suitcase (opening horizontally) so you don't have to dig for items in the dark. Get a Knack bag and use the code 'TTCKNACK' to get a free TSA-approved lock with purchase; add the TSA lock to your cart with your Knack bag, enter the code and get it for free.
    If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    Link to episode: https://podcast.thoughtcard.com/what-to-pack-for-road-trips/

    • 18 min
    When You're Doing Too Much: Reduce Income Streams Before Burnout

    When You're Doing Too Much: Reduce Income Streams Before Burnout

    In Episode 83, I announced I was quitting my full-time job to pursue entrepreneurship. Since then, I have learned some important lessons about running a business.
    As I celebrate publishing the 100th episode of The Thought Card Podcast (yay!), I’m introducing a new series called “Taking the Leap,” where I share the behind-the-scenes of what it’s like being a new entrepreneur.
    Please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    This episode explores the importance of creating passive income and why I’ve decided to scale down from 17 income streams.
    If you’re curious to learn more about my income streams, please share this episode with a friend. Once this episode reaches 1,000 downloads, I’ll record an in-depth video of how I make money as a creator. 

    • 11 min
    Best Stock Research Tools and Websites

    Best Stock Research Tools and Websites

    While some of you may have never purchased a stock before, I’ll admit that I have purchased a stock without doing any research. I now know the importance of doing your research. In this episode, we’re chatting about reliable tools to research stocks. Also, stay to the end, where I share a shortlist of my favorite financial educators in the investing space.  
    This episode is sponsored by Motley Fool Stock Advisor, a subscription service where members get (2) new stock picks sent directly to their inbox every month. Motley Fool has provided trusted investment recommendations for over 28 years, beating the market by almost 5x. Learn more by visiting www.fool.com/TTC.
    If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    Link to episode: https://podcast.thoughtcard.com/stock-research-tools/ 

    • 12 min
    How To Pick Good Companies to Invest In

    How To Pick Good Companies to Invest In

    Do you have the funds to start investing in the stock market, but you’re unsure how to pick good companies to invest in (or even put on your radar)? Well, financially savvy travelers and financially savvy investors, you’re in the right place. With thousands of publicly-traded companies in the stock market, coming up with criteria you can use to analyze companies will help you beat overwhelm, strengthen your investing knowledge and boost your overall confidence. To help you with this, in this episode, we’re chatting about things to look for when picking companies to invest in. While we'll cover three criteria, there are many others, so do your research. 
    This episode is sponsored by Motley Fool Stock Advisor, a subscription service where members get (2) new stock picks sent directly to their inbox every month. Motley Fool has provided trusted investment recommendations for over 28 years, beating the market by almost 5x. Learn more by visiting www.fool.com/TTC.
    If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Please also share this episode with a friend and leave a review on Apple Podcasts or Spotify.
    Link to episode: https://podcast.thoughtcard.com/good-companies-to-invest-in/ 

    • 12 min

Customer Reviews

5.0 out of 5
65 Ratings

65 Ratings

Peaceful_Warrior_Walks ,

Stephanie Perry - Housesitting

I appreciate Danielle’s thorough interviewing style. Please have Stephanie Perry on again to talk about the ins and outs of house sitting. Enjoyed the first episode!

S H Elliott ,

Travel and earning made more easy!

Totally adore this podcast. From lovely guest travel stories to helpful suggestions and tips. Explore this episode! You'll love it.

J. Barshop ,

Knowledgeable

The Thought Card is the perfect podcast for anyone who looking to optimize their travel or just wants to hear some fun travel stories in general. :)

Danielle is a great host, super entertaining and all of her guests share fascinating stories and practical advice to get the most bang for your buck.

If you’re an aspiring traveler or have been on the open road for years, this is the show for you. Keep up the great work!

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