177 episodes
Thoughts On Money [TOM] Trevor Cummings
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- Business
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5.0 • 27 Ratings
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THOUGHTS ON MONEY [TOM] is a podcast looking at simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your personal financial questions or to spark thought on how to improve your financial life.
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Goldie Rocks and The Permabears
This week's blogpost - https://bahnsen.co/3y08bG8
Let me ask you this, why did Goldilock’s parent allow her to wander alone in the forest?
It’s never a good idea to invade the space of a bear, especially not three of them.
I don’t want you wandering the forest of personal finance tabloids or hanging around permabears.
Join me as I unpack the history of gold and call into question some of the headlines that you might be seeing out there.
Links mentioned in this episode:
http://thoughtsonmoney.com
http://thebahnsengroup.com -
Retirement Line Dancing
This week's blogpost - https://bahnsen.co/446kXz1
Turns out, the path to a prosperous retirement is not too different than learning to line-dance.
The steps you take, and the sequence of those steps, can either carry you to the finish line or leave you woefully out of place.
Without spoiling the surprise, join us today as James Andrews unpacks the steps to securing your retirement.
Links mentioned in this episode:
http://thoughtsonmoney.com
http://thebahnsengroup.com -
Diversification Via Dividends
This week's blogpost - https://bahnsen.co/3VNPHTq
Lately, bonds have been behaving a lot like stocks.
This can become a major issue for investors. The growing correlation between stocks and bonds challenges the historical diversification benefits that investors have relied on.
What is an investor to do?
Join me today as I unpack diversification via dividends and present a classic solution to a modern problem.
You won’t want to miss it…
Links mentioned in this episode:
http://thoughtsonmoney.com
http://thebahnsengroup.com -
Not If, But When
This week's blogpost - https://bahnsen.co/3vzmbWH
The stock market has quite the win streak going.
I submit that this in itself should not concern investors, but it is something investors should be aware of.
Markets are indeed unpredictable, and markets are multi-directional. Sometimes win streaks can lull us to sleep allowing us to forget that markets are… multi-directional.
Join me today as I discuss this current win streak, kids on roller coasters, and the importance of healthy expectations.
Links mentioned in this episode:
http://thoughtsonmoney.com
http://thebahnsengroup.com -
Financial Aerodynamics
This week's blogpost - https://bahnsen.co/3Tr9Ag4
If you know me, you know I love cycling.
If you know me, you know I love personal finance.
Today was a treat for me, as our author Blaine Carver allowed my two favorite topics and hobbies to collide. Today, cycling meets financial planning in order to explain the importance of recognizing the drag taxes can have on returns. Furthermore, Blaine explains to us the necessary planning we can do to combat that drag.
Without spoiling all fun of the article, I’ll leave you there and encourage you to listen and hear all about it!
Links mentioned in this episode:
http://thoughtsonmoney.com
http://thebahnsengroup.com -
Leverage: Amplifying Outcomes
This week's blogpost - https://bahnsen.co/3uQ2RnS
Leverage is debt.
Is leverage good or bad? Neither.
As is applicable to most things, leverage can be prudent in some cases and it can be misused in others.
Debt can allow us to enjoy something today, while we stretch the cost over a defined time period. Debt can also be the culprit behind many stories of financial ruin.
Join us today as James Andrews unpacks the dos and don’ts and ins and outs of leverage.
Links mentioned in this episode:
http://thoughtsonmoney.com
http://thebahnsengroup.com
Customer Reviews
Easy to understand?
It’s a good thing I didn’t have a mouthful of coffee when you said David is easy to understand or I would’ve had a Will Swaim moment. Yes, he has a special vocabulary. I do best when I read his text rather than listen to his oral presentations. Keep up the good work.
Targeted to ultra high net worth
There are a few good nuggets of wisdom here and there. My main criticism is the target audience seems to be existing or potential clients, which in the grand scheme of things is a small population. Mainly high income, high net worth. Folks who have more money than they know what to do with. So far I have not heard much insight for people trying to establish a financial plan, buy a first home, or learn how to begin building wealth.
Great Stuff!!!
Appriciate Trevor's (and his guests) perspective on money and investing. Grounded and sound advice. Highly recommend........