Wine and Dime Amy Irvine

As the job market continues to evolve and adapt, it is essential for individuals to approach their career transitions with confidence and purpose. Whether you are seeking a new opportunity or have been displaced from your current position, understanding the recruitment process and effectively positioning yourself in the market is crucial. In this article, we will explore the insights and expertise of Sarah Connors, a seasoned recruitment professional, as she shares her knowledge on navigating the job market and finding the right fit for your career aspirations.
About The Guest(s):
Sarah Connors is the Senior VP of Planet Professional, a staffing firm based in Boston. With over 12 years of experience in recruiting, Sarah has a passion for helping individuals find their dream jobs and guiding them through the placement process. She specializes in administrative, accounting, finance, HR, and recruiting roles.
Summary:
Sarah Connors, Senior VP of Planet Professional, joins Amy Irvine, founder and CEO of Rooted Planning Group, to discuss the process of finding the right job placement. Sarah shares her background in recruiting and explains the importance of the intake call in understanding a candidate's needs and preferences. She provides tips on how to sell yourself in an interview without sounding arrogant and emphasizes the significance of researching the company before an interview. Sarah also advises individuals to regularly evaluate their happiness and career goals to ensure they are on the right path.
Remember, just like a good bottle of wine, the Wine and Dime Podcast gets better with time. So don't forget to rate and subscribe to our show, where we blend the flavors of wine and personal finance to help you achieve financial freedom!
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Key Takeaways:
The intake call is crucial in understanding a candidate's needs and preferences.Confidence in an interview comes from listening, asking insightful questions, and showing passion for your work.Researching the company before an interview is essential to demonstrate your interest and preparedness.Regularly evaluate your happiness and career goals to ensure you are on the right path.Did you know that the average resume initially only gets a 5 - 10-second look, so what do you need to do to make it stand out?How to self-promote without sounding overconfident like a jerkWhen to apply for a job even when you aren’t sure you have all the qualifications
To learn more about Sarah Connors and her expertise in recruitment, you can connect with her on LinkedIn or reach out to her via email at sconnors@planet-pro.com.
Wine Recommendations: 
As the fall starts to approach upstate NY, so will the fall colors!  I’m looking forward to being a tourist this fall, exploring the beauty of the area.  I’m planning on touring the east side of Seneca Lake using a “travel guide” I found online - Finger Lake Vineyards, Part II: The Best Wine Trails Around Seneca Lake (thetravel.com)Sarah’s Favorite Wine is bubbly - for a good sparkling wine in the Finger Lakes region consider exploring: 9 Outstanding Finger Lakes Wineries Making Sparkling Wine...

Hello, dear listeners! In this special episode of the "Wine and Dime" podcast, we are venturing into a topic that intertwines personal growth and financial wisdom - navigating the complex journey of divorce. I am thrilled to introduce you to the remarkable Paula Lesso, a seasoned divorce coach and author, who has transformed her personal experiences into a beacon of support and guidance for many women. And here's a little sprinkle of excitement - Paula has a heartwarming exclusive offer just for our listeners, which we can't wait to unveil in the episode!
Remember, just like a good bottle of wine, the Wine and Dime Podcast gets better with time. So don't forget to rate and subscribe to our show, where we blend the flavors of wine and personal finance to help you achieve financial freedom!
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
What You Will LearnJoin us as we uncork a bottle of empathy, understanding, and financial savvy in this episode. Here are some nuggets of wisdom you can look forward to:
The Three H's to Happiness: Discover Paula's unique approach to finding joy and fulfillment during and after divorce, focusing on the Head, Heart, and Health.Making the Go or No-Go Decision: Learn how to evaluate your relationship critically and make informed decisions that protect your best interests.How Paula’s coaching can help you gain clarity on your journeyReasons to build your “team” should you decide to move forward with a divorceFinancial Planning During Divorce: Gain insights into the financial intricacies of divorce and how to navigate them with grace and foresight.Communication and Self-Reflection: Uncover the power of effective communication and self-reflection in healing and rebuilding relationships.
Wine RecommendationDr. Konstantin Frank Salmon Run Riesling
As we delve into this enriching conversation, let's raise a glass of the exquisite Salmon Run Riesling 2021. Best described as bright fresh fruit with dominant characters of fresh pineapple and lemon sorbet. The light sweetness is well balanced by a refreshing acidity and a soft mouth feel.
Pair with Middle Eastern, Moroccan, Thai, and Asian cuisines. Pairs well with Spicy and Aromatic Ingredients like Pepper, Ginger, Curry, Sesame, and Soy. Spicy BBQ and Wings. Pork.
ConclusionAs we wrap up this preview, I, Amy Irvine, invite you to join us in this comforting and enlightening session. Together, we'll explore the realms of personal growth and financial stability during one of life's most challenging transitions. Let's uncork both a bottle of fine wine and the wisdom Paula Lesso has to offer, fostering a community of support, understanding, and resilience.
Remember, whether you're going through a divorce or simply interested in personal finance nuances during such a transition, this episode promises a blend of heartfelt advice and financial expertise. So, grab your favorite wine glass and join us for a session that promises warmth, camaraderie, and a journey to rediscovering happiness.
Cheers to moving gracefully through life's journeys, one step (and one sip) at a time!
Find More About Our Special Guest and Today's Wine Recommendation:
Paula Lesso: Learn more about Paula's transformative coaching services and her journey on her official website.Book Recommendation: Embark on a journey of self-discovery and

Welcome back Wine and Dime listeners! As the CEO and founder of Rooted Planning Group, I am fervent about assisting families in steering through the intricate world of college planning. This episode will dissect the nuances of 529 plans, a favored college savings avenue. We will scrutinize the advantages and considerations of these plans, coupled with shedding light on other savings prospects and strategies. So, pour yourself a glass of wine and accompany me as we venture into college planning, equipped with the finest insights and a splash of exquisite wine.
Remember, just like a good bottle of wine, the Wine and Dime Podcast gets better with time. So don't forget to rate and subscribe to our show, where we blend the flavors of wine and personal finance to help you achieve financial freedom!
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for complete show notes and links!
Key Takeaways:
529 plans are a tool for college savings but should not be overfunded.Contributions to 529 plans are made with after-tax dollars and grow tax-free.529 plans may have minimal impact on financial aid eligibility.Consider other savings opportunities and prioritize retirement savings.Engage with the college financial aid office early and be aware of hidden costs.
Exploring the East Side of Seneca LakeBefore we immerse ourselves in the complexities of 529 plans, I wish to impart some reflections on the wines I am venturing into this autumn. As the fall season graces upstate New York, I am eager to traverse the east side of Seneca Lake. A vineyard that has piqued my interest is Caywood Vineyards. Nestled near the Finger Lakes National Forest, Caywood Vineyards boasts a tasting room adorned with handcrafted redwood and oak, complemented by a three-story fireplace. It seems to be the quintessential locale to bask in the fall atmosphere. Caywood Vineyards, a subsidiary of the Pleasant Valley Wine Company family based in Hammondsport. If you happen to be in the vicinity, I strongly advocate for a visit to appreciate the scenery and ambiance. Learn more about them here and discover the best wine trails around Seneca Lake here.
Understanding 529 PlansTransitioning our attention to the focal point of this article - 529 plans. These plans serve as a vital instrument for college savings, yet it's imperative to avoid overfunding them. Contributions to 529 plans are facilitated with after-tax dollars and flourish tax-free. Withdrawals utilized for qualified education expenses are also exempt from tax. In certain states, like New York, tax deductions or credits are accessible for contributions to 529 plans. A notable merit of 529 plans is their negligible effect on financial aid eligibility, being categorized as a parental asset. In instances where the 529 plan is held by someone other than the parents or student, it might be excluded entirely.
Strategizing Contributions and Gift Tax ExclusionWhen orchestrating contributions to 529 plans, awareness of the gift tax exclusion is vital. For 2023, the gift tax exclusion stands at $17,000, allowing anyone to bestow a gift up to this amount per annum to your child without triggering gift tax repercussions. Furthermore, direct tuition payments to colleges are unrestricted and can diminish taxable estates. Strategic planning of your contributions to 529 plans is essential, taking into account other savings avenues. Prioritizing retirement savings is prudent, as borrowing for retirement is not an...

Welcome back, Wine and Dime listeners! In this four-part series on college planning, we have been discussing the major changes coming to the Free Application for Federal Student Aid (FAFSA). In part one, we explored college savings options, and in part two, we delved into ten changes to the FAFSA. Today, in part three, we will continue our discussion on the FAFSA changes, focusing on income and other factors that will impact students and their families.
But before we dive into the details, let's take a moment to appreciate the beauty of the upcoming fall season in upstate New York. As the fall colors start to grace our surroundings, I am reminded of the stunning landscapes in the Adirondacks. However, it's important to remember that we live in an equally beautiful area. So, why not act like a tourist in our own backyard? I am excited to explore the east side of Seneca Lake and visit Silver Thread Winery. If you have any recommendations or information about this winery, please let me know. Now, let's shift our focus to the changes in the FAFSA process.
Remember, just like a good bottle of wine, the Wine and Dime Podcast gets better with time. So don't forget to rate and subscribe to our show, where we blend the flavors of wine and personal finance to help you achieve financial freedom!
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Key Takeaways:The Income Protection Allowance will increase by about 20% for parents and 35% for dependent students.The allowance for state taxes is going away, resulting in an increase in overall income.The Employment Expense Allowance is being adjusted to allow married couples with only one working spouse to qualify.Students who can't provide their parents' financial information can now file as a provincial independent student.Reporting for two household families will require information on both parents and spouses who provide the majority of the student's financial support.
Key ChangesIncome Protection Allowance increasing, but multiple students in college no longer a factorEmployment Expense Allowance tweaked - now calculated based on total family incomeOption for students unable to provide parent info; can file as Provisional IndependentNew formula for reporting income if parents are divorced/separatedChanges already enacted: Pell Grants for incarcerated students, required disclosure of aid adjustments
Timeline and EffectsFAFSA available starting in December 2023, not OctoberDelayed timeline could impact acceptance letters, grant deadlines, award letter timingSteps to take: Use Estimator Tool, get FSA ID, check college websites for updates
Winery RecommendationHost Amy Irvine recommends visiting Silver Thread Vineyard on the east side of Seneca Lake in the Finger Lakes region.
Founded in 1982, Silver Thread is an owner-operated, boutique winery known for sustainably-grown estate wines. Acclaimed winemaker Paul Brock and wine educator Shannon Brock took the helm in 2011 and practice a holistic, regenerative style of farming called biointensive viticulture. The winery generates 100% of its energy needs from a 28kw solar array located on-site.
Silver Thread produces about 3,000 cases annually of premium vinifera wines like Riesling, Chardonnay, Cabernet Franc, and Lemberger. Wines are available in their relaxed tasting...

Welcome back to another episode of Wine and Dine! In today's discussion, we will be diving into the changes in the Free Application for Federal Student Aid (FAFSA). As a financial planner, it is my goal to provide you with valuable information that can help you navigate the complexities of college planning. So grab a glass of wine, sit back, and let's explore the recent updates to the FAFSA.
Remember, just like a good bottle of wine, the Wine and Dime Podcast gets better with time. So don't forget to rate and subscribe to our show, where we blend the flavors of wine and personal finance to help you achieve financial freedom!
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
IntroductionThe FAFSA is a crucial tool for families seeking financial aid for college education. It helps determine the expected family contribution (EFC) and the amount of financial aid a student may be eligible for. In this episode, we will be focusing on the changes in the FAFSA, including the transition from EFC to the student aid index, the shorter FAFSA form, and the impact on small businesses and farms. We will also discuss the expansion of the Pell Grant and the changes in reporting assets and income. So let's dive right in!
Key Takeaways:
The FAFSA is transitioning from the expected family contribution to the student aid index.The FAFSA form is getting shorter, reducing the number of questions.Small business and farm owners will now have to report the value of their businesses on the FAFSA.The student aid index can be below zero, allowing for more financial aid for needy students.The Pell Grant formula is linked to family size and the federal poverty level, providing additional funding opportunities.Families with an AGI up to $60,000 will not be required to report assets on the FAFSA.Contributions to pre-tax retirement plans will no longer be added back to AGI for FAFSA calculations.Child support received will no longer be added to income, but the amount will be added to non-retirement assets.Financial help from family members or friends will no longer be considered untaxed income for students.Funds used from a grandparent-owned 529 plan will not be considered untaxed income for students.
Adirondack WineryAdirondack Winery, nestled in the scenic beauty of Lake George and the Adirondacks, is a testament to the passionate pursuit of Mike & Sasha Pardy. Starting as a micro-winery in 2008, their dedication has transformed it into a renowned establishment with a state-of-the-art $2.6 million Tasting Room and Winemaking Facility in Queensbury. Throughout the years, they've seamlessly combined traditional wine-making with innovative techniques, resulting in award-winning wines that showcase the region's charm. With a history rich in family, innovation, and a dedication to excellence, Adirondack Winery invites you to be a part of their wine journey. Discover more and plan your visit at https://www.adirondackwinery.com/
Conclusion and Future OutlookIn conclusion, the changes in the FAFSA aim to simplify the application process and provide more accurate financial aid assessments. While some changes may pose challenges for families, such as the inclusion of small businesses and farms in the formula, there are also opportunities for families to strategically manage their assets and increase their eligibility for financial aid.
As the FAFSA continues to evolve, it is essential for...

Welcome to Wine and Dime, where we explore the intersection of wine and finances. In this series on college planning fundamentals, we will delve into the terminology and strategies that can help you navigate the complex world of college planning. Just like a fine wine, college planning requires careful consideration and aging to achieve the desired outcome. So, grab a glass of your favorite vintage and join me on this journey of financial education.
Remember, just like a good bottle of wine, the Wine and Dime Podcast gets better with time. So don't forget to rate and subscribe to our show, where we blend the flavors of wine and personal finance to help you achieve financial freedom!
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Key Takeaways:
Define your college funding goals and prioritize them based on timing and resources.Fill out the FAFSA form even if you don't think you qualify for financial aid.Need blind colleges consider a student's ability to pay tuition cost in the admissions decision.Merit scholarships are based on a student's merit and do not need to be repaid.Parent PLUS loans can bridge the gap between need-based aid and family resources.
Quotes:
"You can borrow for education, but you can't borrow for retirement.""Don't assume anything. Fill out the FAFSA form.""Need blind colleges are schools where a student's ability to pay tuition cost is not factored into the admissions decision.""Merit scholarships are based on the student's merit and do not need to be repaid.""Parent PLUS loans are taken by the parent and often close the final gap between need-based aid, merit scholarships, and family resources."
Exploring the Vineyards of Shaw VineyardBefore we dive into the intricacies of college planning, let's take a moment to appreciate the beauty of the vineyards. Shaw Vineyard, located on Seneca Lake, is known for its dedication to aging their wines. Their reds spend five or more years in the cellar before they are bottled, resulting in a rich and flavorful experience. They also offer a unique blend called the Cuca Hill Reserve, which combines Merlot, Cabernet Sauvignon, and Cabernet Franc. I am eager to explore this winery and discover the nuances of their wines. If you have had the pleasure of trying Shaw Vineyard's wines, I would love to hear about your experience. And if you find yourself in the Finger Lakes area, I encourage you to visit and embark on your own wine adventure.
The Five Essential Steps of College PlanningNow, let's shift our focus to the topic at hand: college planning fundamentals. It is important to approach college planning with a clear understanding of your goals and priorities. Defining your goals involves determining how much responsibility you and your child will have in funding their education, as well as considering other financial goals that may require attention. It is crucial to establish a timeline for each goal and anticipate any potential detours along the way. By mapping out your college planning journey, you can create a comprehensive and adaptable plan that aligns with your family's unique circumstances.
The Power of Savings: Understanding 529 PlansWhen it comes to saving for college, 529 plans are a popular choice. These education savings plans offer tax advantages and can be customized to suit your needs. There are different types of 529 plans, including savings plans, prepaid plans, and private plans. A savings plan allows you to invest money that will grow over time, while a prepaid plan involves prepaying the cost of education within your...