Women on Wealth, By Women For Women Julina Ogilvie

Join us as we delve into the crucial topic of protecting your assets with an umbrella policy. Our guest, Devin Wells from Howard and Gay Insurance, sheds light on key aspects such as how an umbrella policy provides additional liability coverage beyond standard insurance, what the policy covers, how often to review the policy, and how to negotiate coverage and premiums with carriers.

What is an umbrella policy? (1:49)
What it covers (2:59)
Why review the policy (3:48)
New coverages in these policies (4:24)
Who this is for (4:59)
How it works with existing coverage (8:23)
Life events in which to review or add a policy (10:22)
Misconceptions (16:39)
How insurance companies determine coverage and premiums (18:12)
Negotiating with a carrier (20:27)
Change in costs (21:20)
How agencies work with different insurance carriers (21:59)
Recent fraud (23:54)
The process (27:21)

Connect with Julina Ogilvie:
Website- https://www.julinaogilvie.com
Website- principlewealthpartners.com/team
Email- jogilvie@principlewealthpartners.com
YouTube- https://www.youtube.com/channel/UCTISXBl6sK8JsJn0ZhmQfkA
Facebook- https://www.facebook.com/principlewealthpartners
LinkedIn- @julinaogilvie
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

Tune in for a high-level conversation on securing your business' future with Alison Smith from Principal, as we explore the latest trends and strategies for navigating 401(k) and organizational retirement plans in 2024. Discover actionable insights to enhance employee retention and organizational efficiency amidst market enhancements.

Show Highlights:
What Are Corporate Retirement Plan Strategies? (2:12)
Top Considerations for Businesses in 2024 (2:50)
How Employers Can Encourage Active Participation (5:16)
Rise of ESG (Environmental, Social, Governance) (6:42)
Technological Advances (7:47)
Are Corporate Plans Still Suitable for Retirement Savings (10:16)

Connect with Julina Ogilvie:
Website- principlewealthpartners.com/team
Email- jogilvie@principlewealthpartners.com
YouTube- https://www.youtube.com/channel/UCTISXBl6sK8JsJn0ZhmQfkA
Facebook- https://www.facebook.com/principlewealthpartners
LinkedIn- @julinaogilvie

Insurance products and plan administrative services provided through Principal Life Insurance Company®. Securities offered through Principal Securities, Inc., member SIPC and/or independent broker/dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. 
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

Tune in to Women on Wealth for an enlightening episode on Financial Therapy with Wendy Wright, a seasoned Financial Therapist. Explore the essence of financial therapy, delve into the intricacies of money mindset, and uncover its profound impact on achieving financial success.

Show Highlights:
What is financial therapy (3:04)
Money mindset and its impact on financial success (10:28)
How to shift the money mindset (16:14)
How financial therapy can heal the way you think about money (19:56)
What most in therapy want to see change (21:59)
Signs of money confidence (23:12)
Who needs financial therapy (26:18)
How to talk to loved ones about money (27:43)
When most go searching for financial therapy (34:12)
How clients can work with a financial therapist (36:41)

Connect with Julina Ogilvie:
Website- principlewealthpartners.com/team
Email- jogilvie@principlewealthpartners.com
YouTube- https://www.youtube.com/channel/UCTISXBl6sK8JsJn0ZhmQfkA
Facebook- https://www.facebook.com/principlewealthpartners
LinkedIn- @julinaogilvie

To Access Wendy's Coupon:
https://wendywright.podia.com/intersection-of-money-milkshakes?coupon=HEALING-THRU-THE-MONEY-FOOD-CONNECTION-WOMENONWEALTH
 Free Access to Healing thru the Money and Food Connection:
https://wendywright.podia.com/?coupon=GUEST-OF-WENDY
 
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

Seeking inspiration or actionable insights to nurture a rewarding career journey? Tune in as we delve into Wamite Muthara's Career Safari and its mission to empower women in reshaping their professional trajectories.

Show Highlights:
The intent of Career Safari (6:48)
What women get from Career Safari (9:34)
The origination of Career Safari (11:07)
Commonalities of what global members look for (12:17)
Torchbearers (15:40)
The financial evolution of creating a career (17:46)
Prioritizing a budget (21:21)
Why work with a financial advisor (25:08)


Connect with Julina Ogilvie:
Website- principlewealthpartners.com/team
Email- jogilvie@principlewealthpartners.com
YouTube- https://www.youtube.com/channel/UCTISXBl6sK8JsJn0ZhmQfkA
Facebook- https://www.facebook.com/principlewealthpartners
LinkedIn- @julinaogilvie
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

In this episode, Julina is joined by Stephen Napier, a member of Berkowitz, Trager and Trager. Together, they dive into the crucial components of estate planning that are frequently overlooked, highlighting the importance of thoughtful decisions in maintaining a legacy. Using relatable examples, they highlight the key factors necessary to protect both your assets and your desires for the future.

Show Highlights:
Why this topic is for everyone (3:00)
Mistake of not having an estate plan at all (3:21)
Estate tax exemptions (11:08)
Why stay up to date with an estate plan (17:43)
Mistake of not planning for probate and how unique each state is (20:23)
Benefits of a revocable trust (25:05)
Choosing the wrong executor and trustees (26:10)
Not having a power of attorney or health care proxy (32:10)
Importance of up-to-date documents, even if they don't expire (36:20)
Tax planning (39:57)
Designating beneficiaries (46:09)

Connect with Julina Ogilvie:
Website- principlewealthpartners.com/team
Email- jogilvie@principlewealthpartners.com
YouTube- https://www.youtube.com/channel/UCTISXBl6sK8JsJn0ZhmQfkA
Facebook- https://www.facebook.com/principlewealthpartners
LinkedIn- @julinaogilvie
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

In this episode of Women on Wealth, Julina is joined by Nan Morrison, President and CEO of the Council for Economic Education (CEE), as they discuss CEE's mission to equip K-12 students with essential tools and knowledge in personal finance. They explore recent legislation in CT mandating high school students to take a personal finance course, highlighting it as an example of CEE's impactful initiatives. Tune in to discover more about the efforts driving financial literacy among youth.

Show Highlights:
How CEE works (4:59)
Invest in Girls (7:08)
Why an emphasis on financial literacy with women and girls (8:09)
Survey of the States (14:17)
New legislation in CT (19:04)
What CEE provides teachers (22:24)
CEE's planned impact on CT (26:17)
Status of other states (29:36)
The commitment from Principle Wealth Partners and the ask of other advisors in CT (30:35)
Study by the National Endowment for Financial Education (NEFE) on teachers (31:55)
The reach of CEE (33:39)
What individuals can do if their state does not have a requirement (esp. NY, MA, DE, OK) (37:10)

Link to CEE:
https://www.councilforeconed.org/

Connect with Julina Ogilvie:
Website- principlewealthpartners.com/team
Email- jogilvie@principlewealthpartners.com
YouTube- https://www.youtube.com/channel/UCTISXBl6sK8JsJn0ZhmQfkA
Facebook- https://www.facebook.com/principlewealthpartners
LinkedIn- @julinaogilvie
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180