73 episodes
You Have My Interest - Getting Personal With Property Finance Evelyn Clark from Everlend
-
- Business
You Have My Interest is the podcast to help you make smart moves with your money, by giving you tips, tricks and tools to navigate your wealth journey.
Each week award winning mortgage broker Evelyn Clark and expert guests equip you with the insights and solutions you need for your property and financial success.
Remember to subscribe to the show on your favourite podcast player.
To find out more about how Everlend can empower you to achieve your goals with finance and property, just visit us at https://everlend.com.au/podcast at book in a free discovery call.
-
Guest - Your Self Worth = Your Net Worth with Accountant Vanessa Bamford
Evelyn sits down with Vanessa Bamford, a seasoned chartered accountant and financial coach, to explore the critical role of financial literacy in business growth and personal wellbeing.
Vanessa shares her journey from a traditional accounting practice to a holistic approach that empowers purpose-driven businesses to thrive.
Learn how understanding your numbers and addressing the psychological aspects of money can transform your business and personal life. Discover practical strategies for setting financial targets, managing cash flow, and creating a sustainable business model that aligns with your personal values.
Key Topics Covered:
Understanding Breakeven Points: Why knowing your breakeven point and minimum profit requirements is crucial for business sustainability.
Psychological Aspects of Money: Addressing self-worth issues, guilt and other psychological barriers that business owners face regarding financial success.
Practical Financial Strategies: Monthly coaching sessions, setting realistic targets and providing tools for business owners to measure their progress.
Client Success Stories: Real-life examples of how Vanessa has helped clients transform their businesses and achieve financial stability.
Financial Literacy for Children: Vanessa’s approach to teaching her children about money and instilling healthy financial habits from a young age.
Self-Awareness and Personal Development: The necessity of continuous personal growth for business owners to ensure sustainable business success.
Get in Touch with Vanessa Bamford:
Website: Vision Beyond Advisory
Instagram: @visionbeyondadvisory
Facebook: Vision Beyond Advisory
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro -
Bonus - How to Become a Mortgage Broker
We're bringing something a little different to you this week! Today, Evelyn is deep diving on how to become a mortgage broker.
There are so many ways to structure yourself as a broker, and different pathways of entry.
Evelyn breaks down some key information such as:
- the qualifications and/or experience you need
- how to choose a mentor
- ongoing education and development
- models as an employed broker - PAYG, Commission, Retainer, or a combination
- aggregators - what they do, how to chose one, how you get paid
- her top 5 tips for new to industry brokers
- how to generate leads
And much more!
We hope this episode is valuable for any buddying brokers out there, and we look forward to hearing your feedback!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro -
Deep Dive - My Journey to Owning Two Properties by Age 26
Today our host Evelyn takes you on a deep dive into her own personal property journey.
In this episode Evelyn talks about how she purchased two properties by the age of 26.
Evelyn shares the nitty gritty costs involved, how much she needed to have in savings, how much she borrowed, and what her initial plans for the properties were.
In particular, Evelyn gives an overview on her plans to develop the first property, and how this was very quickly altered based on the changes in the market.
Evelyn shares her wins and her learnings, and where to from here!
We hope you enjoy today's episode, and if you have any questions off the back of it, please feel free to email them through!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro -
Deep Dive - Self Employed Policies for Sole Traders and Companies
In this episode, Evelyn talks about all things self employed lending.
Self employed finance is typically seen as 'hard' and can take longer to assess, but Evelyn reveals why this is just a myth, and how critical it is to speak to people who know specifically which lender will assess your income in the most favourable manner.
Applying with no context or knowledge of a bank's self employed policy is like taking a shot in the dark! You don't know where it will land.
Evelyn also talks about some of the commonly used policies she is seeing work for a number of clients, and the minimum requirements you need to meet if you are self employed.
Finally, Evelyn talks about HECS debt reforms for Australians, and Commercial and Industrial Stamp Duty Reforms. You can read the information sheet discussed here.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro -
Finance Files - Buy and Sell without Bridging Finance
In this episode, Evelyn talks about how she assisted a long term client to sell a current property and purchase their next without using bridging finance.
Now this structure may not work for everyone, so Evelyn breaks down who would be eligible to finance a purchase this way.
She also talks about why loan structure is so important, and why a variable loan with offset facilities was the most suitable option for this client.
She talks about some potential pitfalls of fixed rates if you are looking at making additional repayments, and why knowing your loan term goals helps to identify the most suitable loan structure.
Enjoy!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro -
Q&A - Pt 2: Using Equity, Investment Rates, Loyalty Tax and How to Beat It
This week, we head into part 2 of our client Q&A, where Evelyn answers four more questions in detail, covering off on everything from taking a sabbatical from work, right through to how you can beat loyalty tax with your current bank.
She also talks about reasons people refinance outside of interest rates, and how you can calculate the available equity in your property.
Tune in to hear Evelyn answer the following:
How does taking a sabbatical from work impact your ability to secure loan approval?
How do you refinance effectively?
How do you help clients by refinancing to help them build an investment portfolio?
What rates are you seeing for investment properties?
What tactics can be used to beat "loyalty tax" with your lender?
We hope you enjoy!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Top Podcasts In Business
You Might Also Like