Propmodo Podcast Propmodo

This isn’t the first time the real estate industry has gone through a crisis. The subprime mortgage crisis in 2008 devalued real estate across the globe and caused the Great Recession. It also led to a prolonged period of low interest rates that the property industry assumed was the norm.. In this episode, we talk with Paul Jhung about what lessons are to be learned from that period and what it means for the path forward in this new interest rate environment.

The high interest rates have hit borrowers hard, but it hasn’t been all roses for lenders either. Some institutions like regional banks have either slowed down their commercial lending, or gotten out of the market all together. In this episode, we talk to Debra Morgan about the temporary and permanent effects the rate hikes will have on the lending environment.

No matter how high the interest rates get, the country is still in desperate need of more affordable housing. Like every other property type affordable housing has struggled to find affordable capital. In this episode we talk to Beth Mullen about what the high interest rates are doing to the affordable housing industry and how it will be able to remain an attractive investment if rates stay high.

The high interest rates are only part of the problem. With lenders thinking more critically about their balance sheets and regional banks worried about staying solvent, lending sources have also dried up. In this episode, we chat with Ron Kaplan about the challenges commercial real estate borrowers are facing and what can be done to overcome them.

High interest rates have hampered the ability of buildings to find lending capital. It has pushed bond yields up as well. These compounding factors have in turn made it harder for real estate deals to be attractive to potential investors. In this episode, we talk to Andrew Lines about what real estate portfolios are doing to find investment capital.

Construction lending was one of the first to get pulled when interest rates go up. That has left many projects stalled or on the chopping block. In this episode, we talk with Scott Damiecki about how the construction industry is adapting to high rates and what the property industry is doing to keep the construction going.