FinTech Podcast by IR

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Podcast by FinTech Podcast by IR

02/05/2017

Is SEPA’s Initiative for Instant Payments a Disruptive Game-Changer?

The Single Euro Payments Area (SEPA) has historically been a method of transferring payments between countries that use the Euro. Now it’s attempting to evolve with a new initiative called ‘instant payments’. As the name implies, it’s a way of transferring funds almost immediately. This kind of feature isn’t widely available today, but is it poised to take off?

5 min
26/04/2017

Are Person-to-Person Payments about to Catch on?

Right now, we make an average of 54 person-to-person payments every year. If you consider the number of times you go to buy a cup of coffee in the morning or make a trip to the grocery store, 54 payments doesn’t seem like much. Why do we make so few person-to-person payments? If you think about how inconvenient a person-to-person payment is compared to just walking into a store and swiping your card, it quickly becomes evident why there’s such a huge gap. Jamie Pearson discusses.

6 min
18/04/2017

Are the Checkout Line Days Numbered?

Why do we have to queue up when the checkout process itself is so convenient? Even with all of today’s available technology, we still have to get in line to check out at the local supermarket, department store, or gas station. Jamie Pearson muses on the (hopefully) dimishing checkout lines made possible through convenient online payments. For more payments insights visit our payments blog: http://www.ir.com/blog?cat=3

5 min
11/04/2017

Monitoring Payments in High Volume Environments

Scale is the biggest challenge banks face when monitoring payments in a high volume environment. This podcast discusses: monitoring payments to meet SLAs, detecting payment exceptions early to proactively alert, streamlining payment applications without customer disruptions, ensuring confidence with complete payments visibility and more. To read this blog click here: https://goo.gl/5wZWcW

6 min
05/04/2017

Real-time Analytics in Payments making Future Predictions

This podcast explores how real-time analytics in payments systems are used to predict future occurances. Prediction involves taking the insight you get by looking at historical data and working out what’s going to happen over time. Instead of just looking at whether or not something that’s currently happening is normal, we can take a look into the future, maybe hours or even days. Listen to our last podcast on how to real-time analytics analyzes historical data here:https://soundcloud.com/fintech-podcast-by-ir/how-historical-data-helps-real-time-analytics-in-payments

6 min
28/03/2017

How Historical Data Helps Real-time Analytics in Payments

Real-time analytics allow us to take historical data and apply it to things that are happening right now. It’s a mixture of traditional data analytics and insight into what’s happening inside your payments system. this podcast covers; detecting normal patterns, customized alerts and the power of real-time analytics. For more information about IR Prognosis for payments visit IR.com

6 min
21/03/2017

Increasing Compliance Costs Driving Payments Systems towards Hosted Environments

Credit card companies are taking constant steps to protect cardholder data. Subsequent versions of compliance standards have become more strict to combat fraud and banks get audited to ensure that they’re meeting standards. The cost of running a payment system has increased. Small payments companies are moving towards hosted payment environments.

6 min
13/03/2017

Payment Transaction Changes causing Banks to Re-examine their Technology

In the next two years, new rules are taking effect that will change the way payments are handled. If you’re paying a bill or transferring money from one bank account to another, it typically takes three days until the transaction is finalized. After the new changes take effect, it will take a matter of seconds. It’s a huge change, and it means that banks are going to have to re-examine their technology to make accommodations.

6 min

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Podcast by FinTech Podcast by IR

Creator

FinTech Podcast by IR
Years Active

2016 - 2017
Episodes

26
Rating

Clean
Show Website

FinTech Podcast by IR

FinTech Podcast by IR

Is SEPA’s Initiative for Instant Payments a Disruptive Game-Changer?

Are Person-to-Person Payments about to Catch on?

Are the Checkout Line Days Numbered?

Monitoring Payments in High Volume Environments

Real-time Analytics in Payments making Future Predictions

How Historical Data Helps Real-time Analytics in Payments

Increasing Compliance Costs Driving Payments Systems towards Hosted Environments

Payment Transaction Changes causing Banks to Re-examine their Technology

About

Information

FinTech Podcast by IR

Episodes

Is SEPA’s Initiative for Instant Payments a Disruptive Game-Changer?

Are Person-to-Person Payments about to Catch on?

Are the Checkout Line Days Numbered?

Monitoring Payments in High Volume Environments

Real-time Analytics in Payments making Future Predictions

How Historical Data Helps Real-time Analytics in Payments

Increasing Compliance Costs Driving Payments Systems towards Hosted Environments

Payment Transaction Changes causing Banks to Re-examine their Technology

About

Information