31 episodes
It All Adds Up SMH & The Age
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- Business
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4.4 • 61 Ratings
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Welcome to It All Adds Up the podcast where we make money easy to understand so that listeners can begin building their financial wealth.
We’re going to cover topics like: investing for the first time, crypto, how do interest rates work, how to crack into the property market, saving for retirement.
Join The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell from August 25 as they try to help you make it all add up.
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How we saved a listener $3000 a year
Jess and Dom have money saving tips for a listener looking to purchase a home using their Super after retirement.
It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.
See omnystudio.com/listener for privacy information. -
Ways to save on those big household expenses
Jess and Dom have tips to save on your home and car insurance, as well tackling the rising cost of food and groceries.
It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.
See omnystudio.com/listener for privacy information. -
Helping your kids get into home ownership
Jess and Dom have savings strategies for parents looking to help their kids buy their first home.
It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.
See omnystudio.com/listener for privacy information. -
How to prepare for your mortgage cliff
Jess and Dom offer saving strategies to Claire, a single mother with a child going into day care, who is also facing significant mortgage rate increases.
It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.
See omnystudio.com/listener for privacy information. -
How to save for a house in five years
Jess and Dom offer Jewels, a first home buyer and guinea pig owner, who is living at home to save up for her first place, some saving strategies to help her realise her dream of owning a three bedder in Ballarat in three to five years.
It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.
See omnystudio.com/listener for privacy information. -
Saving strategies: breaking down Dom's budget
We're taking a look at real-life budgets and seeing what ways we can save them some money.
This week, senior economics writer Jess Irvine puts the spotlight on Money editor Dom Powell to see if there's anything he can do to help his budgeting strategies.
It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.
See omnystudio.com/listener for privacy information.
Customer Reviews
All super funds pay ‘dividends’
Your latest podcast suggests retail funds pay ‘dividends’ or profits to their shareholders, yet industry funds do not.
If you follow the money then you’ll see it isn’t that simple.
Under legislation no super fund can operate for profit. The underlying service providers can however operate for profit.
Most industry funds outsource services like Administration, Investments, Insurance, Accounting, Legal, IT etc to other companies. Many of these are listed on the ASX, who pay dividends to shareholders.
The difference is that many Retail funds in the past opted to do their own administration, investments and insurance.
That isn’t the case today as most super funds outsource most services.
Therefore there isn’t really much difference re the direction of profits.
The question perhaps to ask is why the fund exists.
Great advice
Your first episode of It all adds up was full of relevant advice for those wanting to buy a home. It was relatable as you shared your personal stories in a way that showed your willingness to uncover what was available.
It would be good to hear more on what those who are older and do not own homes can do to make ends meet.
What opportunities are there for people on pensions or low incomes to improve their situation and get out of the rent traps set by people who invest in housing to make money?
Bad information
The episode on crypto contained a lot of misinformation - eg, “crypto uses a lot of energy” without pointing out that Ethereum has recently moved to proof of stake and energy use has reduced by 99%. Solana & others also use tiny amounts of energy. Really poorly researched episode & based on this I won’t be listening to any more.