Property Now

Coposit

Property Now is your go-to guide to the Australian property market. Each episode brings together the experts such as developers, agents, brokers and even buyers to unpack what’s really happening in the world of Aussie real estate.

  1. 25 JAN

    The Truth About First Home Buyer Schemes

    Buying your first home in Australia has never sounded easier.2% deposits.5% guarantees.Government “help”.But once you move past the headlines, the reality looks very different.In this episode of Property Now, we break down Australia’s first home buyer schemes and explain what actually happens when real people try to use them. No hype. No politics. Just how the numbers, rules, and long-term consequences really work.We cover:• Why many buyers technically qualify but still can’t buy anything sensible• The fine print most social media clips skip• Where schemes restrict renting, refinancing, and future flexibility• When shared equity can help and when it quietly holds people back• The difference between getting into a home and building long-term wealth• Who these schemes are actually designed for — and who should avoid themThis conversation isn’t anti-home ownership and it isn’t anti-government support. It’s about making the right decision for your situation, not the one that sounds easiest in a headline.If you’re early in your property journey and feeling overwhelmed by conflicting advice, this episode gives you the clarity most people only get after making a costly mistake.Watch before you decide how to buy.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:18 - Understanding the Grants00:00:34 - First Home Guarantee and First Home Buyer's Grant00:00:50 - Shared Equity Scheme00:01:09 - Purpose of Shared Equity Scheme00:01:49 - Expansion of Shared Equity Scheme00:02:51 - Issues with Shared Equity Scheme00:05:35 - Government's Share in the Property00:06:47 - Refinancing the Government's Share00:07:59 - Potential Benefits of the Scheme00:08:24 - Drawbacks of the Scheme00:10:19 - Personal Experience with Government Schemes00:12:25 - Government's Invasive Checks00:15:31 - Potential Drawbacks of Government's Share in Property00:17:37 - Government's Influence on Property Market00:19:05 - Access to Property and Income Caps00:25:04 - Understanding Lenders and Access to Loans00:28:05 - Learning from Mistakes in Property Investment00:28:25 - Opinions on Government Schemes00:28:45 - Renting vs Buying Debate00:31:37 - Effects of Job Distribution on Property Market00:33:11 - Impact of Government Policies on Housing Supply00:34:15 - Housing Supply Issue00:34:39 - Comparison Between Renting and Buying00:39:40 - Government Policies Impacting Housing Demand00:41:18 - Challenges of Saving for a Deposit00:44:31 - Emotional Factors in Buying a Property00:45:35 - Personal Story of Buying a House00:46:37 - Discussion on Home Ownership as a Right00:48:28 - Discussion on Government Intervention and Restrictions00:50:52 - Discussion on Housing Shortage and Supply00:52:33 - Suggestion for Fast Tracking Approvals

    55 min
  2. 18 JAN

    Australian Housing Crisis: Are Developers The Villains?

    Property developers are often painted as the villains of Australia’s housing crisis. But is that actually true? In this episode of Property Now, we sit down with Jim Hunter from Capital Corporation and Melissa Neighbour from Sky Planning to unpack where the distrust comes from, how a handful of bad actors shaped public perception, and why that narrative may be doing more harm than good. We explore the role developers really play in housing supply, how tighter regulation has changed the industry, and what separates long-term, community-focused developers from those cutting corners. Most importantly, this episode helps buyers understand how to assess developers properly, reduce risk, and make more confident decisions when considering apartments or off-the-plan property.Property developers are often painted as the villains of Australia’s housing crisis. But is that actually true?In this episode of Property Now, we sit down with Jim Hunter from Capital Corporation and Melissa Neighbour from Sky Planning to unpack where the distrust comes from, how a handful of bad actors shaped public perception, and why that narrative may be doing more harm than good. We explore the role developers really play in housing supply, how tighter regulation has changed the industry, and what separates long-term, community-focused developers from those cutting corners. Most importantly, this episode helps buyers understand how to assess developers properly, reduce risk, and make more confident decisions when considering apartments or off-the-plan property. Check out Capital Corporation: https://capitalcorporation.com.au/Check out Sky Planning: https://www.skyplanning.com.au/🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au 00:00:00 - Introduction 00:00:32 - The Negative Narrative Around Developers 00:00:39 - The Reality of Developers' Work 00:01:10 - The Impact of Bad Developers 00:02:14 - The Need for Developers in the Housing Market 00:02:54 - The Negativity Around Developers' Profit 00:03:29 - Changing Perception of Property in Australia 00:04:07 - Legislation and Its Impact on Developers 00:05:22 - The Importance of Delivering on Promises 00:05:30 - Building Trust with Buyers 00:06:28 - The Role of Media in Shaping Perception 00:07:12 - The Need for Progress in Cities 00:07:19 - The Evolving Housing Market in New South Wales 00:08:27 - The Importance of Early Planning for Housing 00:08:53 - The Difference Between Building a Project and a Community 00:09:26 - The Importance of Engaging with the Community 00:11:33 - The Role of Communication in Development 00:13:11 - The Importance of Feedback in Planning 00:13:55 - Example of Adjusting Plans Based on Feedback 00:15:10 - The Importance of Development in Aging Populations 00:16:46 - The Shift in Perception Towards Apartment Living 00:17:53 - The Benefits of Community in Apartment Living 00:21:56 - The Evolution of Apartment Design Based on Buyer Needs 00:25:27 - The Importance of Flexibility and Options in Housing 00:26:56 - How to Avoid Bad Developers 00:30:25 - Engaging with Past Purchasers 00:32:10 - The Impact of Regulation Changes on Developers 00:33:28 - The Importance of Reputation and Consumer Confidence for Developers 00:34:53 - The Role of Public Relations in the Development Industry

    40 min
  3. 14/12/2025

    Can You Really Buy a Home With 2%? The Truth About Help to Buy

    Buying a home with just a 2 percent deposit sounds impossible… but Australia’s new Help to Buy scheme changes the rules.In this episode, we break down exactly how the scheme works, who qualifies, and whether it could finally be your way into the property market. Jason unpacks the part nobody explains properly the government becoming your co-owner.How much they own, how much you own, how you buy them out, what happens if your income changes, and why this scheme solves the two biggest barriers for first-home buyers: not enough deposit and not enough borrowing capacity. 🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au 00:00:00 - Introduction to the Government Co-Ownership Scheme 00:00:27 - Understanding the Scheme 00:05:05 - Eligibility and Conditions 00:05:23 - Income Thresholds and Price Caps 00:07:30 - Participating Lenders and State Restrictions 00:09:38 - Income Reassessment and Government Exit 00:10:25 - Government as a Property Investor 00:15:00 - Conclusion: Who is the Scheme For? 00:15:33 - Potential Benefits of the Scheme 00:16:12 - Restrictions and Limitations 00:16:51 - Comparison with Other Schemes 00:17:17 - Long-Term Commitment and Restrictions on Renting 00:18:46 - Scheme Limitations and Predictions 00:20:58 - Scheme Suitability Discussion

    28 min
  4. 07/12/2025

    Inside Korea’s Giant Apartment Cities

    Korea builds housing at a speed and scale most countries can’t match — entire apartment cities rising at once, multi-tower redevelopments replacing whole suburbs, and 3–4 bedroom apartments designed for families, not investors. After spending three months living in Seoul, mortgage broker Jason He breaks down what he saw on the ground: the density, the lifestyle, the affordability challenges, the Jeonse rental system, the ballot process for new apartments… and why young people in both Korea and Australia feel locked out of the market. This episode unpacks how Korea’s housing system really works, why it looks nothing like ours, and what the rest of the world can learn from a country building at extreme scale. 🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au 00:00:00 - Introduction and Catching Up 00:01:58 - Living in Seoul, Korea 00:02:33 - Living Conditions in South Korean Apartments 00:09:01 - Discussion on Noise Issues in Apartments 00:09:50 - Public Transport and Commuting in Seoul 00:10:10 - Building Communities in South Korea 00:12:57 - Construction and Development in South Korea 00:15:10 - Housing Affordability and Cultural Expectations 00:18:02 - Education and Parenting Costs in South Korea 00:20:52 - Housing as Shelter vs Wealth Creation 00:25:11 - Investment Limitations and Crypto Popularity 00:30:24 - Understanding the Jeonse System 00:32:24 - Comparing Housing Systems: Australia vs South Korea 00:38:20 - Closing Thoughts and Korean Language Lesson

    40 min
  5. 30/11/2025

    Buyer Psychology Expert: How Companies Trick Us Into Spending Big!

    In this conversation, global retail expert Nick breaks down how dopamine spending, Black Friday culture, attention fatigue, and trust erosion are shaping the way Australians make (or avoid) the biggest financial decision of their lives. Why can people drop $200 on a sale item instantly, but freeze when it comes to a deposit? Why does it take the average buyer 22 months to commit? Why do most property brands all blend together? And how do you actually build the confidence to move forward? 🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Guest Introduction 00:01:31 - Impact of Black Friday on Property Market 00:01:54 - Understanding Consumer Behavior 00:10:00 - The Influence of Social Media on Buying Habits 00:15:45 - The Importance of Trust in Business 00:17:17 - Understanding Emotional Default 00:22:54 - The Role of Consistency in Building Trust 00:23:51 - The Complexity of the Home Buying Decision 00:31:39 - Understanding the Power of Ideology in Consumer Behavior 00:32:53 - The Impact of AI on Consumer Behavior 00:35:02 - The Dangers of AI and Cognitive Bypass 00:47:43 - The Role of Differentiation in Property Retail 00:48:54 - The Power of Having an Opinion in Business

    52 min

Ratings & Reviews

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Property Now is your go-to guide to the Australian property market. Each episode brings together the experts such as developers, agents, brokers and even buyers to unpack what’s really happening in the world of Aussie real estate.