The Money Puzzle, with James Kirby The Australian

Using super for any reason other than retirement savings used to be taboo: Not anymore, and not when the tax system is totally loaded in favour of the homeowner. The Coalition proposal to allow super for first home buyers is gaining attention, it's an idea that will be hard to resist.

James Gerrard of The Financial Adviser joins Wealth Editor James Kirby in this episode.

In this episode we cover:


Changing role of super in home buying 
Big risks with NDIS property schemes 
Why are some property owners quitting?
Value in the regions - Investors are going further from the cities 

Submit your questions on all things property, business and finance: themoneypuzzle@theaustralian.com.au

Read more from James Kirby on The Australian
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Are SMSFs worth the trouble? How much should you have in funds to get started? 

There are now more than 600,000 SMSFs in the local market: If you don't have a fund, it's time to think about it (and if you do have a fund: It might also be time to consider whether it is still the best tax structure for your situation).

In today's show we cover: 


Are Self Managed Super Funds worth the trouble?
What is the ideal age to begin a new fund?
The latest patterns in SMSF activity from the ATO
Dealing with the new super tax 

Julie Dolan, head of SMSF and estate planning at KPMG joins Wealth Editor James Kirby in this episode 
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The argument against apartment investment has always been the same: 'They can just keep adding new developments'...well, not anymore. The market is changing and the statistics are there to prove it.

In today's show we cover: * Why the rebound in apartment investment returns will continue* Using super for buying a home - should you? * WA wins as the best state for property  investors *  Is Lenders Mortgage insurance a con? 

Terry Ryder of the Hotspotting group joins wealth editor James Kirby in this episode 
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The 2024 budget was a deft piece of work: Politically astute, and supportive of low-income Australians but also a very mixed bag for investors.

In today's show we cover:


The budget measures that matter to investors
Things the government did not do (which will make a big difference)
The share market sector awash with government largesse
HECs - did they really do that much?

 

Will Hamilton of Hamilton Wealth Management joins wealth editor James Kirby in this episode 
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You might think you know the Australian property market but the goalposts are moving: Hobart had slid down the ladder, Canberra is second only to Sydney while Brisbane and Perth are charging ahead. It's time to reassess.

In today's show we cover:


The changing profile of big city property markets
Why units are set to do better than houses (per square metre)
In support of the First Home Super Saver scheme 
Will Perth now pass out Melbourne average home values too?

Tim Lawless, head of research at CoreLogic, joins wealth editor James Kirby in this episode 
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Is there anything behind this piece of share market folk wisdom? We find out.Also, our biggest super funds are set to expand their offerings in financial advice: What can we expect from this development - and what does it mean for independent advice? 

In today's show we cover :


Pros and Cons of super funds offering advice
The reality of 'sophisticated investor' rules
Why are we selling key assets to overseas pension funds?
Myth busting --Sell in May and go away 

Hugh Robertson of Centaur Financial Services joins wealth editor James Kirby in this episode 
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