NerdWallet's Smart Money Podcast

NerdWallet Personal Finance
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NerdWallet's Smart Money Podcast Podcast

NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive. The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events. By the end of each episode, you’ll feel smarter and more informed to make the most of your finances. Future You will thank you. Join hosts Sean Pyles, Sara Rathner, and other expert Nerds as they discuss everything personal finance, including: - Credit cards: credit card rewards, different types of credit cards, credit card annual fees - Investing and retirement: investment strategies, retirement planning, financial independence, investing in the stock market, money market accounts, financial strategies, mutual funds, short-term bonds, exchange-traded funds (ETFs), Roth IRA investing, robo-advisors, retirement savings - Personal finance: budgeting methods, emergency funds, paying off debt, frugal living, money management tips, wealth accumulation, money habits, cultivating a money growth mindset, debt-free living, financial resources, budgeting apps and browser extensions, avoiding scams, tax bills, financial success and financial stability - Banking: high-yield saving accounts, online banking, credit unions - Loans: student loans, home equity loans, HELOC, student loan forgiveness - Home: mortgage interest rates, homebuying, home improvement projects, homeowners insurance - Insurance: travel insurance, pet insurance, auto insurance, home insurance You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

  1. 1 DAY AGO

    The Best Ways to Use Credit and Debit Cards When Traveling Abroad

    Learn how to optimize debit and credit cards abroad, avoid fees, and maximize rewards for stress-free international travel. What are the best ways to use debit and credit cards while traveling internationally? What are best practices for avoiding fees and maximizing card benefits abroad? Hosts Sean Pyles and Meghan Coyle discuss strategic card usage and essential financial tips for international travel to help you understand how to enjoy a seamless and cost-effective travel experience. They begin with a discussion of the importance of preparing for holiday travel, with tips and tricks on carrying multiple credit cards for redundancy, avoiding pitfalls of cash advances, and the benefits of traveling during off-peak times. Then, travel Nerd Craig Joseph joins Meghan to discuss practical tips for managing credit cards and currency while traveling internationally. They discuss the advantages of using cards for their rewards and protections, the necessity of charging in local currency to avoid conversion fees, and obtaining local currency before departure to minimize ATM and currency exchange fees. This episode offers a comprehensive guide to help your international travels stay financially savvy and stress-free. In their conversation, the Nerds discuss: international travel tips, using credit cards abroad, debit card tips for travel, avoiding ATM fees abroad, holiday travel finances, travel expert tips, maximizing card rewards, charging in local currency, obtaining local currency, avoiding cash advances, minimizing travel costs, financial savvy travel, travel currency tips, holiday travel tips, travel spending strategies, travel card usage, credit card protections, travel rewards cards, international spending tips, foreign transaction fees, ATM fees abroad, travel planning, stress-free travel, travel stories, travel anecdotes, off-peak travel benefits, travel points, local currency tips, avoiding travel pitfalls, credit card tips, international travel guide, travel with multiple cards, safe travel tips, RFID protection, trip delay insurance, and lost luggage protection. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

    20 min

  2. 2 DAYS AGO

    Medicare Confusion? Get the Facts Before It Hits You (or Your Parents)

    Learn how to reassess Medicare coverage during open enrollment and get the latest on interest rates, home sales, and stock prices. How can you know if you have the right amount of Medicare coverage? How can you change your Medicare coverage? Hosts Sean Pyles and Anna Helhoski dive into the latest findings on Medicare coverage from a new NerdWallet survey conducted by the Harris Poll. Personal Finance Nerd Elizabeth Ayoola joins to discuss what Medicare enrollees can do if they’re unsure whether they’ve chosen the right plan. The Nerds explain what Medicare users can do to reassess their coverage during open enrollment, which starts October 15, and how to navigate special enrollment periods when life changes occur. In addition to the Medicare survey, Sean and Anna cover key financial headlines from the week, including the Federal Reserve’s decision to lower interest rates, the latest trends in home sales trends, and what the new SEC rules that will allow stock prices to be quoted in half-cent increments mean for the average trader. NerdWallet's free retirement calculator will tell you where you are now and how much you need to save to reach your retirement savings goal: https://www.nerdwallet.com/calculator/retirement-calculator In their conversation, the Nerds discuss: Medicare open enrollment, interest rate cut, home sales trends, Medicare coverage, stock market changes, housing market news, real estate trends, special enrollment period, stock market updates, interest rate impact, mortgage rates, retirement planning, healthcare costs, financial headlines, Fed interest rate decision, real estate market, Medicare options, retirement savings, Medicare advantage, stock market tips, financial news, and retirement income. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

    15 min

  3. 4 DAYS AGO

    Budget Like a Boss: How to Drive Down Debt and Park Money in Savings (Video Episode)

    Join a financial planning session with a listener who receives guidance on achieving multiple goals, including debt payoff and maximizing savings. How can you balance multiple financial goals like debt repayment, retirement savings, and major purchases? How can you manage finances in an expensive city while supporting dependents? Recording in-person from a studio in Los Angeles, host Sean Pyles sits down with Magda Doemeny, a certified financial planner with NerdWallet Advisors, to host an actual financial planning session with a listener. Jessica, a 48 year old living in Los Angeles, receives personalized financial advice around navigating competing financial goals, receiving tips and tricks on prioritizing high-interest debt, breaking down financial goals into manageable steps, and maintaining focus on financial stability. Magda and Sean also discuss maximizing high-yield savings accounts, meticulous expense tracking, leveraging additional income streams like side gigs, and other tactics for achieving financial goals. NerdWallet Advisory LLC, dba NerdWallet Advisors, is an SEC-registered investment advisor and wholly owned subsidiary of NerdWallet Inc. The advice provided in this episode of Smart Money was for illustrative purposes only and not intended as financial or investment advice specific to your personal facts or circumstances. In their conversation, the Nerds discuss: financial goals, debt repayment, retirement savings, financial planning, high-yield savings accounts, budget management, expense tracking, side gigs, financial stability, emergency funds, credit score improvement, financial empowerment, high-interest debt, income and expenses, financial strategies, practical tips, debt management, retirement planning, financial hardships, credit card debt, savings strategies, financial well-being, personal finance, household budgeting, income streams, sustainable financial plan, debt collection, financial recovery, cost of living, Los Angeles finances, money management, financial control, budgeting tips, expense reduction, financial challenges, supporting dependents, and managing finances. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

    35 min

  4. 19 SEPT

    Pack Smarter, Save More: Expert Tips for Efficient Travel Packing to Overcome Luggage Hassles

    Get expert tips on how to pack for travel efficiently and effectively, including clever ways to save on baggage fees. How can you keep luggage costs down during holiday travel? What are the best strategies for managing carry-on luggage, especially for international trips? Hosts Sean Pyles and Meghan Coyle discuss efficient luggage management to help you understand how to save money on baggage fees. They begin with a discussion of minimizing luggage costs, with tips and tricks on rolling clothes, borrowing essentials from family members, and sticking to a carry-on bag. Then, travel writer Jessie Beck joins Meghan to discuss effective packing techniques, including the benefits of using smaller bags to prevent overpacking, creating a versatile travel capsule wardrobe, and dealing with potential issues like gate-checked bags and delayed luggage. They also cover the importance of miniaturizing items such as wallets, using airline apps and AirTags to track luggage, and understanding airline compensation policies for delayed bags.  Check out NerdWallet’s roundup of the 16 Best Travel Credit Cards of September 2024: https://www.nerdwallet.com/best/credit-cards/travel  In their conversation, the Nerds discuss: travel tips, holiday travel, packing light, carry-on luggage, minimalist packing, efficient packing, luggage costs, baggage claim, travel capsule wardrobe, international travel, gate-checked bags, airline apps, AirTags, delayed luggage compensation, travel credit cards, lost luggage, winter travel packing, sports trip packing, travel sized items, packing strategies, holiday season travel, airline policies, carry-on only travel, luggage fees, and luggage tracking. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

    24 min

  5. 18 SEPT

    Fed Up with High Rates? Here’s How a Cut Impacts Your Loans and Savings

    Learn how the Fed’s interest rate cuts may affect your loans, savings, and investments, as well as what to do about refinancing. How could interest rate cuts affect credit card debt? Will it be easier or cheaper to get a mortgage or auto loan with interest rates going down? Is now a good time to refinance? Hosts Sean Pyles and Anna Helhoski break down how the Federal Reserve’s expected interest rate cuts could impact your finances. They discuss the potential impact on credit cards, mortgages, and savings accounts, as well as how these changes might influence borrowing and investing decisions. Then, Sean and Anna cover some of the top money headlines from the past week, including the latest inflation figures, household income trends, and new developments in student loan servicing following the Consumer Financial Protection Bureau’s lawsuit against Navient, formerly known as Sallie Mae.  Refinancing your student loans can save you thousands or lower your monthly payment. NerdWallet has a tool to help: https://www.nerdwallet.com/refinancing-student-loans  In their conversation, the Nerds discuss: interest rate cuts, Federal Reserve, mortgage rates, credit card debt, loan refinancing, auto loans, savings accounts, inflation trends, household income, student loans, personal loans, CD rates, adjustable-rate mortgages, refinancing, high-yield savings, financial planning, debt consolidation, interest rate changes, fed rate cut, mortgage refinancing, investment strategies, federal student loans, FAFSA, CFPB, inflation report, personal finance tips, money headlines, inflation rate, mortgage interest rates, loan interest rates, private student loans, car loan refinancing, variable interest rates, economic data, financial markets, personal debt, interest rate savings, cost of borrowing, and loan interest. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

    16 min

  6. 16 SEPT

    Refresh Your Fall Finances: A Money Check-Up and Investment Diversification Deep Dive

    Get fall-ready with budgeting tips and strategies for diversifying your investment portfolio to achieve financial goals. How can you reset your finances for fall and prepare for the holiday season? Can you grow an undiversified investment portfolio by $28,000 over seven years without additional contributions? Hosts Sean Pyles and Sara Rathner discuss seasonal budgeting and investment diversification to help you understand how to effectively manage your money during the fall season and optimize your investment strategies for long-term growth. They begin with a discussion of preparing your finances for fall, with tips and tricks on reviewing your summer spending, adjusting savings goals for the holidays, and early holiday planning. Then, Smart Money cohost Elizabeth Ayoola joins Sean and Sara to help answer a listener’s question about how they can diversify their investment portfolio to reach a savings goal of $28,000 over four years. They discuss the importance of mitigating risks through diversification, real-life cautionary tales of emotional attachment to investments, and the complexities of assessing stock performance.  Use NerdWallet’s free investment calculator to estimate how much your investments or savings will compound over time, based on factors like how much you plan to save or invest, your initial deposit and your expected rate of return: https://www.nerdwallet.com/calculator/investment-calculator  In their conversation, the Nerds discuss: fall financial strategies, smart portfolio management, resetting your finances, mastering investment diversification, smart investing tips, fall financial check-up, portfolio diversification, preparing your wallet for autumn, investing wisely, seasonal budgeting, creating a balanced portfolio, assessing financial goals, holiday season financial planning, estimating investment growth, long-term portfolio growth, familiarity bias, emotional attachment to investments, stock performance assessment, avoiding investment pitfalls, financial success, fall budgeting tips, early holiday planning, holiday travel arrangements, financial stability, open enrollment, healthcare options, beneficiary designations, and retirement accounts. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

    26 min

  7. 12 SEPT

    How to Save Money on Holiday Travel Without Using Any Points

    Learn expert tips and tricks for saving money on holiday travel booking, from the best time to book to when you should use rewards points. When should you book your holiday travel? How can you save money on travel during the busiest travel season? Hosts Sean Pyles and Meghan Coyle talk to travel rewards Nerd Sam Kemmis about how to save money when booking holiday travel, with tips and tricks on using companion fares, the optimal time to book holiday flights, and understanding the fine print of airline programs. They also discuss the challenges and benefits of standby flights, the value of subscribing to flight deal newsletters, and the advantages of using credit card points and transferring them to partner airlines. By exploring these topics, the hosts aim to provide listeners with actionable advice to make holiday travel more affordable and less stressful. Check out NerdWallet’s roundup of the 16 Best Travel Credit Cards of September 2024: https://www.nerdwallet.com/best/credit-cards/travel  In their conversation, the Nerds discuss: holiday travel tips, budget travel, travel savings, cheap flights, holiday travel deals, affordable holiday travel, companion fares, Alaska Airlines, credit card points, holiday airfare, hotel deals, flight deal newsletters, Thanksgiving travel, flexible travel plans, standby flights, holiday travel booking, holiday travel strategies, travel on a budget, holiday travel expenses, holiday season travel, slashing travel costs, save money on travel, holiday travel flexibility, travel credit cards, international travel deals, Google Flights, spontaneous travel options, travel savings tips, avoiding holiday travel costs, affordable festive getaways, cheaper holiday trips, holiday travel experiences, travel rewards programs, and holiday flight deals. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

    22 min

  8. 11 SEPT

    Jobs Up, Vibes Down: Why Economic Data Doesn’t Match How We Feel

    Learn why the economy feels worse than the data suggests, and what the latest jobs report means for interest rates. Why do people feel negative about the economy even when the data says it’s doing well? How could upcoming changes to interest rates affect your personal finances? Hosts Sean Pyles and Anna Helhoski dive into the latest job market data and discuss why it’s so hard to tell whether the economy is doing well or not. Joined by NerdWallet Senior Economist Elizabeth Renter, they unpack the mixed messaging in headlines, explain why consumer sentiment doesn’t always align with economic data, and give an inside look into what the latest numbers mean for the future of interest rates. If you’ve ever wondered why good numbers sometimes still feel bad, then this episode is for you.  After their deep dive into the economy, Sean and Anna break down the latest money headlines, including Apple's newest product unveilings, why you may want to think twice before upgrading your gadgets, and how more people are joining the ranks of 401k millionaires. Are you on track for your golden years? NerdWallet’s retirement calculator can help you make a plan to reach your savings goals: https://www.nerdwallet.com/calculator/retirement-calculator  In their conversation, the Nerds discuss: economic data, consumer sentiment, jobs report, interest rates, Federal Reserve, inflation, economic news, job market, 401k savings, Apple product launch, unemployment rate, stock market, economic growth, recession, financial planning, personal finance, retirement savings, labor market, wage growth, inflation rates, money management, federal interest rates, Apple iPhone, economic forecast, economic trends, money headlines, and job growth. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

    17 min
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NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive. The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events. By the end of each episode, you’ll feel smarter and more informed to make the most of your finances. Future You will thank you. Join hosts Sean Pyles, Sara Rathner, and other expert Nerds as they discuss everything personal finance, including: - Credit cards: credit card rewards, different types of credit cards, credit card annual fees - Investing and retirement: investment strategies, retirement planning, financial independence, investing in the stock market, money market accounts, financial strategies, mutual funds, short-term bonds, exchange-traded funds (ETFs), Roth IRA investing, robo-advisors, retirement savings - Personal finance: budgeting methods, emergency funds, paying off debt, frugal living, money management tips, wealth accumulation, money habits, cultivating a money growth mindset, debt-free living, financial resources, budgeting apps and browser extensions, avoiding scams, tax bills, financial success and financial stability - Banking: high-yield saving accounts, online banking, credit unions - Loans: student loans, home equity loans, HELOC, student loan forgiveness - Home: mortgage interest rates, homebuying, home improvement projects, homeowners insurance - Insurance: travel insurance, pet insurance, auto insurance, home insurance You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

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