Financial Sobriety School with Linda Parmar Linda Parmar

Summer Series is back with a guest episode ☀️
Tami from Seattle joins us today to share her story with the work on her Financial Sobriety. 
Tami has done SO much work on healing her relationship with debt and overall spending. 
If you need some inspiration on what making peace with debt, this episode is for you. 
Such an honour to have Tami on the podcast and share her hope and inspiration with her Financial Sobriety. 

Summer is here and guest episodes are back! 
Our first guest to share their story is Jenn. 
Jenn is a client who I worked very closely with the last few years and I am so excited that she is our first guest as her story is SO POWERFUL. 
When I think of someone who has been extremely dedicated to her journey with money I think of Jenn immediately. She remained so committed and accountable to her journey with money and most of all when things felt hard she kept going.
Giving voices to you and supporting you and your Financial Sobriety is an honour. If you would like to be on the show please email me at linda@lindaparmar.com
 

Consumerism and Capitalism are words that are referred to a lot in conversation in our world, but understanding it can feel overwhelming. Breaking it down into bite sized pieces was something that I wanted to do. Being armed with information about our money is SO powerful and helps us make decisions with our money and practice our Financial Sobriety. 
Unfortunately Consumerism and Capitalism is something we deal with daily.
The world we live in today is full of racism, sexism, colonialism, elitism, anti semitism, ableism and SO MUCH more. A lot of these movements are driven primarily by capitalism. It actually feels really hard to write this as I know I am a privileged white woman who is in recovery from many things.
We are in recovery from capitalism and consumerism. 
This weeks lesson will give you more insight into what this means for you and your Financial Sobriety. 

Building habits and routine for your Financial Sobriety is such a huge piece of following through with working on your money. 
Today I share my routine that helps support my Financial Sobriety. 
This routine has taken 7 years to work as a system and it is an ever evolving process, just like my relationship with money. 
Here are some of the key pieces of my routine: 
1. Create monthly spending plan. 
2. Daily planning of my spending and tracking my spending. 
3. Money dates/meetings. 
4. Not using credit cards. 
5. Auto transfers for my savings plan and debt payments. 
6. Check-in with my emotions with money and spending. 
7. Budgeting for things I want. 
8. Celebrate
In this lesson I dive into each piece of my routine and how you can make it work for you. 
Here are links to previous lessons where I tell my story about my journey with my Financial Sobriety: 
https://podcasts.apple.com/ca/podcast/your-money-your-recovery/id1493570547?i=1000462813534
https://podcasts.apple.com/ca/podcast/your-money-your-recovery/id1493570547?i=1000606259490
Here is a link for a lesson on Money dates/meetings: 
https://podcasts.apple.com/ca/podcast/your-money-your-recovery/id1493570547?i=1000536841911

It’s time to practice some sober spending this summer. 
If you are anything like me the summer sun can bring out impulse to spend money. 
This summer let’s make it different and practice sober spending under the summer sun. 
Sober Spending is one of the 7 foundations of Financial Sobriety School and in this lesson we focus on how to practice it the summer. 
In this lesson Linda walks you through the steps to take to ensure that you are setting some financial intentions and following through and feeling proud of yourself when September hits. 
New summer school group course starting for Financial Sobriety School on June 9th, all the details for the upcoming 3 month course is here: 
https://www.lindaparmar.com/thriving

Do you think it's possible to save money even when you have debt?
When we are working on our Financial Sobriety it is important to start to change some behaviours. 
One of those behaviours can be saving money. 
This is often something people talk about is that they really wish they had savings. 
Starting the habit of saving, even when you have debt is REALLY important. 
If you start to save you won't be reaching for a credit card when an unexpected expense comes up. 
Intentionally saving is a habit that you won't be regretting! 
Learn the tips and tricks that will support you, your wallet and your Financial Sobriety.