167 episodes
I Will Teach You To Be Rich Ramit Sethi
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- Business
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4.7 • 316 Ratings
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Imagine listening in on these raw, unfiltered conversations with real couples… One partner is in $300,000 in debt, but shrugs it off. The other cries at night, anxious about the future. A couple that’s so worried about money, they never feel they’ll have enough. When they eat out, they order chicken instead of steak to save $10. Their household income: $600,000. Two parents who feel overwhelmed by work, kids, and debt. When I ask them how they’d describe their lives, they instantly say the same word: “Stuck.” Ramit Sethi asks the questions we wish we all could ask, presenting a totally different philosophy on money: • Spend extravagantly on the things you love, as long as you cut costs mercilessly on the things you don’t. • Ask $30,000 questions, not $3 questions. • A Rich Life is more than math -- it’s mastering your money psychology. From the author of the bestselling book, ‘I Will Teach You To Be Rich,’ learn how money psychology affects these couples… and how to create your own Rich Life.
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“I’m embarrassed—we hid $10,000 cash in our closet for 3 years”
Christina is 37 and Noah 35. They’re married with one young son and another on the way. They earn a very high income, but their decisions are clouded by stress over money and over the future. Noah plays dream crusher while Christina spins them down a rabbit hole of negative outcomes.
This episode is brought to you by:
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Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
“I make 10x my husband’s income. Will we ever feel like equals?”
Geena is 44 and James 39. They live in Brooklyn where she works as a corporate attorney and he’s a freelance musician—resulting in a 10x income disparity. They travel a lot, but do they invest enough to retire with the lifestyle they want? And does James bring enough to their relationship?
This episode is brought to you by:
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
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Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Links mentioned in this episode
• Join Earnable Live
• “My boyfriend is perfect… except he’s broke” (Part 1) #64
• “I make $200k/month. He makes $2k. Who pays for dates” (Part 2) #65
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
“I stress over money—but we’re seeing Taylor Swift in France tomorrow”
Taylor is 39 and Steve is 42. They're married and live in New York City. Steve lost his job years ago, but has coasted without getting serious about his career. Taylor’s done the opposite—and now she’s ready to buy a home. Does Steve have what it takes to make a change for their future?
This episode is brought to you by:
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
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Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit
Links mentioned in this episode
• Sign up for my free "How to build a second income stream" webinar on July 15th
• “We panic over money—but spend $84K/year on travel and shopping” #162
• “Our gas is about to get shut off, but I refuse to sell any of my 7 cars” #151
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
“I work & watch my infant FT b/c we can’t afford childcare”
James and Nicole, 42 and 44, just had a second baby—but they weren’t prepared for the additional costs associated with a growing family. They spend 90% of what they make and struggle to afford childcare. Nicole’s maternity leave is ending – how will she balance work and raising an infant?
This episode is brought to you by:
Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
“We panic over money—but spend $84K/year on travel and shopping”
Paul, 33, and Maddie, 29, joined us in New York City for a live-recorded episode. She is a high earner, but worries about lifestyle creep. He recently left his job, and they’re treading water on one income.
This episode is brought to you by:
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
“He hid $77k in CC debt from me—but can’t tell me what he bought”
Jim and Dana are 58, five years into their second marriages, and coping with changes in their new lifestyle in different ways. Jim is set on providing as he follows patterns from his past, hiding tens of thousands in debt. Dana daydreams of her past in California—and the lifetime of alimony she passed up.
This episode is brought to you by:
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
Claritin | Visit https://claritin.com right now for a discount so you can get allergy relief and live Claritin Clear.
Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Links mentioned in this episode
• Socioeconomic mobility in the United States (Wikipedia)
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media.
Customer Reviews
Extremely helpful
Brings reality to numbers and money! I am learning so much
He Hid $77k
This is an interesting episode! I think it’s great that people are willing to share their experiences. The fellow said he knew he was poor because other kids were eating Twinkies and he was eating homemade bread and butter! My mom made us bread and buns and I never saw that as an indication of poor. More like other kids ate garbage! lol I learned so much from this episode- thank you to the couple for sharing.
Best podcast ever!
Absolutely love it! Favourite podcast ever. I am always looking forward to Tuesdays so I can listen to new episodes. I appreciate Ramit’s patience and his amazing open-ended questioning skills!