557 episodes

How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.

ChooseFI The Unstuck Network

    • Business
    • 4.7 • 188 Ratings

How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.

    396 | The Valuist | Bo Loy

    396 | The Valuist | Bo Loy

    In this episode: evolution, knowing the rules, making purposeful decisions, automation, and the return of the hot seat!
    In the advent of making money, oftentimes we can find ourselves torn between a state of over-saving through budgeting and cutting expenses, and over spending just because we have the means to. But is that what we really are looking for in our respective FI journeys? With thoughtful planning and proper action maybe we can happy medium between the two that doesn’t feel over invasive. Today we are joined by Bo Loy to discuss the concepts of finding adventures that don't break the bank, purposeful decision making, and the perks of automating your money. Also we heard your feedback! Back by popular demand this week, Bo Loy will be answering questions in our freshly renewed segment, The Hot Seat!
    Bo Loy
    Website: valuist.com Timestamps

    1:26 - Introduction 2:23 - Evolution and Perspective 9:12 - It All Adds Up 14:22 - Reviewing, Insurance, and HSA 24:11 - Knowing the Rules 32:00 - Tax Loss Harvesting 37:45 - Making Purposeful Decisions 44:02 - Finding Free Adventures 49:01 - Automation 66:17 - The Hot Seat Returns 79:10 - Conclusion  
    Resources Mentioned In Today’s Episode

    Early Retirement Extreme Mr Money Mustache HSA – The Ultimate Retirement Account in 2022 Go Curry Cracker | Capital Gains, Losses and The Roth Conversion Ladder | ChooseFI Ep 18 A Second Generation FI Case Study | Cody Berman FlytoFI | ChooseFI Ep 83 All The Hacks The High Cost Of Living Path To FI | ChooseFI Ep 41 JL Collins Brian Feroldi Check Out ChooseFI On Facebook Find Your Local Group! Subscribe to The FI Weekly!
    More Helpful Links and Resources:

    Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile

    • 1 hr 20 min
    395 | The Debtist Finds Balance in FI

    395 | The Debtist Finds Balance in FI

    In this episode: student loans, the impact of knowing, navigating the pandemic, the power of planning, and the freedom of FI!
    Tens of millions of people deal with student loan debt, and even with the recent news of loan forgiveness, there are still many who are left unequipped with the knowledge of the best ways to repay these debts without sacrificing from their lifestyle. Today we are rejoined by Samm, aka “The Debtist,” to get an update on how she has been navigating paying off her student loans, as well as how her financial mindset has changed over the last 4 years. Just because you take on debt does not mean you have to deprive yourself of the life you want until the debts are paid off! By changing your mindset to one of abundance of opportunity rather than scarcity of opportunity, the path to FI can open many doors for you! Paying down your loans, entering into new professions, and not letting your money control your ability to find happiness are all just examples of what is possible while getting yourself out from debt!
    The Debtist:
    Website: The Debtist Instagram: @thedebtist Timestamps:

    1:25 - Introduction 1:50 - Sam's Student Loan Story 6:34 - Switching From IBR and The Impact of Knowing 10:48 - Navigating the Pandemic Pause 14:06 - The Freedom of FI 17:45 - The Aftermath of the Pandemic 24:56 - The Doors You Can Open By Shutting One 30:51 - The Power of Planning 38:18 - The End of the Pandemic Pause 46:35 - Conclusion Resources Mentioned In Today's Conversation:
    HyperDebt | The Debtist | ChooseFI Episode 98 The Student Loan Planner The Student Loan Reset | The Student Loan Planner | ChooseFI Ep 391 Travel Rewards Refresher 2022 | Lyn Mettler | ChooseFI Ep 393 Travel Rewards: How To Travel The World For Almost Free (The Easy Way) | ChooseFI Ep 9 You Need A Budget (YNAB) Do You Need A Budget? | YNAB | ChooseFI Episode 165 Subscribe to The FI Weekly! More Helpful Links and Resources:
    Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile

    • 48 min
    394 | From Blood Cancer to Boston Marathon | Boyd Dunleavey

    394 | From Blood Cancer to Boston Marathon | Boyd Dunleavey

    In this episode: resilience, making good choices, letting go of limiting beliefs, attracting the energy you put out, and winning at life!
    What would you do if you were given a terminal cancer diagnosis? While it might not be the first thing that comes to mind, if you're able, the Boyd Dunleavey option is to develop a new positive outlook on life and the energy your omitting into the world, win your fight with cancer, and then proceed to run 11 marathons. Bad news comes to every single one of us, but how we process and handle that news is entirely up to us! Choose to handle it the right way, move forward with your life, and prioritize the things that matter to you. Despite what you may have been told, you have no idea where it could lead you ten years down the road!
    Boyd Dunleavey:
    Check out these sites to see if your someones much needed match! Be The Match One Match Two fantastic groups in the cancer community that Boyd loves and trusts! Gryt Health Man Up To Cancer Connect With Boyd Facebook: From Blood Cancer To The Boston Marathon Instagram: @from_blood_cancer_to_boston Timestamps:

    1:22 - Introduction 2:49 - Choices Bearing Fruit/ Boyd's Backstory 11:42 - Taking The Better Path 20:04 - The News That Changed Everything 24:36 - Resilience and Pivoting 29:41 - You Could Be Someones Match 34:20 - Attracting The Energy You Put Out 39:16 - The Places Your Energy Can Take You 47:27 - The Boston Marathon 51:07 - It's a Choice to Make Good Choices/Ripple Effects 58:40 - Goal Setting, Financial Resilience, and Winning at Life! 68:34 - Let Go of Limiting Beliefs 71:00 - Conclusion
    Resources Mentioned In Today’s Episode:

    "Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!" by Robert T Kiyosaki "Rich Dad's CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom" by Robert T Kiyosake American Red Cross Todoist The Motley Fool Travel Rewards What Comes After Chase | Travel To Disney World For Nearly Free | ChooseFI Episode 31 Step-By-Step Guide to a (Nearly) Free Disney Vacation (2022) Atomic Habits | James Clear | ChooseFI Episode 157 The Student Loan Reset | The Student Loan Planner | ChooseFI Ep 391 Boyd Meeting His Donor Nathan! Subscribe to The FI Weekly!
    More Helpful Links and Resources:

    Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile

    • 1 hr 13 min
    393 |Travel Rewards Refresher 2022 | Lyn Mettler

    393 |Travel Rewards Refresher 2022 | Lyn Mettler

    In this episode: Travel Rewards, Credit Cards, and The Value of Rewards Points.
    We all know that it can be expensive to travel, and sometimes the joy and excitement of taking that long-awaited family vacation can be overshadowed by the cost of taking the trip. But what if there was a more efficient way to travel that doesn’t feel like you are breaking the bank? Well, with effective planning and the right tools this is entirely possible! This week we are once again joined by Lyn Mettler who will discuss to maximizing your spending in a way that does not deprive you, but rather rewards you!
    Lyn Mettler: Check Out Lyn's Free eBook How to Earn the Southwest Companion Pass!

    Timestamps:
    1:30 - Introduction 3:50 - Credit Cards 7:50 - The Value of Points 16:53 - Two-Player Mode and The 5-24 Rule 20:35 - Where to Start With Travel Rewards 25:03 - Limitations and Strategy 31:33 - Why This Works With FI 33:31 - The State of Travel Part 1 37:15 - Award Charts and Wiggle Room 41:28 - Points and Hotels 48:25 - The State of Travel Part 2 50:31 - The Booking Order 58:44 - Conclusion Resources Mentioned In Today's Episode:

    The Chase Sapphire Preferred® Card Review ChooseFI's List of Travel Rewards Cards Travel Rewards: How To Travel The World For Almost Free (The Easy Way) | ChooseFI Ep 9 Travel Rewards What Comes After Chase | Travel To Disney World For Nearly Free | ChooseFI Ep 31 Travel Rewards | Marla Taner | ChooseFI Ep 77 Families Fly Free | ChooseFI Ep 353 Turo Airbnb Vrbo Vacasa David's Vacation Club Subscribe to The FI Weekly! More Helpful Links and Resources:
    Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile

    • 59 min
    392 | Beginning of a New Era

    392 | Beginning of a New Era

    In this episode: Unlocking Freedom, The Optimized Path, Skilling Up, The Perpetual Money-Making Machine, and a New Era of ChooseFI.
    It is truly the end of an era at ChooseFI. After six years, over 400 episodes, and all the laughs shared along the way, Jonathan is taking a step away from show to explore a new chapter in his life. On his way out, he and Brad hopped on the microphones as co-hosts one last time to discuss the lessons they have learned making this podcast, some key points of consideration for your FI journey, and the absolutely amazing community that has been built around this podcast. This audience truly embodies the word crowd in the word crowdsourced. Best of luck to Jonathan on all his new endeavors, and be sure to tune in next week as Brad carries the podcast into its new era!

    Timestamps
    0:57 - The End of an Era 5:00 - The Last 5 Years and The Evolution of FI 12:12 - Unlocking Freedom 15:57 - Math, Hope, and Time 19:47 - The Optimized Path 25:21 - The Perpetual Money Making Machine 34:16 - Skilling Up and Education 38:58 - The Value of Being Crowdsourced 46:36 - Reach Out To Us! 48:07 - Conclusion

    Resources Mentioned In Today’s Episode
    Choose FI: Your Blueprint to Financial Independence Alan Donegan Coach Carson Scott Trench How Real Estate Investors Make it Work in High Interest Environments | Coach Carson | Ep 387 Mr. Money Mustache Side Hustle Nation Join ChooseFI's Facebook Group Book your custom student loan plan with Student Loan Planner Your Money or Your Life by Joe Dominguez, Vicki Robin, and Mr Money Mustache Find Your Local ChooseFI Group! Leave Us a Voicemail Subscribe to The FI Weekly!

    If You Want To Support ChooseFI:
    Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile

    • 51 min
    391 | The Student Loan Reset (Urgent Listen!) | The Student Loan Planner

    391 | The Student Loan Reset (Urgent Listen!) | The Student Loan Planner

    In this episode: student loan forgiveness, public service loan for forgiveness, and getting closer to loan forgiveness.
    How would you respond to finding out your looming student loan debts could be forgiven? Well for some of you that could be possible, but you need to act quickly! Travis Hornsby from The Student Loan Planner joins the show this week to discuss public service loans for forgiveness, and how a massive opportunity to tackle your student debt could be available to up to 25% of people with student loans, but only for a limited window of time! The deadline for applications for this waiver is currently October 31st, 2022 so listen along to see if this option can be applicable to you, and if so visit the link to book a consultation with The Student Loan Planner team ASAP!

    The Student Loan Planner
    Book a personalized consultation with The Student Loan Planner team (including an automatic $100 discount for ChooseFI listeners!)
    Timestamps
    1:43 - Introduction 3:04 - The Public Service Loan for Forgiveness 4:51 - Public Service 6:05 - The Problem This Fixes 11:57 - Getting Closer to Forgiveness 16:21 - Why This is Urgent 21:13 - Deadline Information 22:54 - Slam Dunk Case Example 28:36 - Self Screening Test 30:20 - Conclusion

    Resources Mentioned In Today’s Episode
    studentaid.gov Book Your Custom Student Loan Plan Student Loan Planner with Travis Hornsby | ChooseFI Ep 202 Student Loan Debt Repayment | Travis Hornsby | ChooseFI Ep 78 Subscribe to The FI Weekly!
    If You Want To Support ChooseFI:
    Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile

    • 32 min

Customer Reviews

4.7 out of 5
188 Ratings

188 Ratings

zmednick ,

Fantastic podcast

Excellent listen for literally anyone , as the topic affects all our lives . Excellent content and host . Highly recommend !!

S Dawg B ,

My favourite personal finance podcast

Choose FI is my absolute favourite personal finance podcast. I love the focus on psychology/mindset and the idea of getting 1% better is so manageable. Jonathan and Brad have such a fun dynamic, too. 100% recommend.

Stacey from Sudbury ,

Glad I came across this podcast!

Heard about this podcast while reading Playing with FIRE and now I’m binge listening. I like when I find a podcast with really likeable hosts. Makes you really want to keep listening to every episode! Thanks guys!

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