19 episodes

This show focuses on ways business owners can lower their taxes and gain multiple income sources by intelligently investing outside of the stock market to benefit their life today as well as into retirement. We’ll cover a broad range of topics from tax strategies to investing in hard assets to macroeconomic trends that affect our money. Too many business owners spend most of our waking hours working hard for our money and have little time left to figure out how to make our money work harder for us. We default to handing our savings off to “advisors” who make their livings off our assets while we wait until 65 to enjoy any the benefits. The problem is we need a quick way to gain the knowledge to take back the reigns on managing our money while avoiding the misleading media or just straight bad advice. My goal is to give all my knowledge, full-time research, and connections with experts in a distilled version so we all can make our money work harder for us. I’m Brian O’Neill with Passive Capital Partners and welcome to the Harder Working Money Podcast.

Visit our show website at: www.harderworkingmoney.com

Harder Working Money Brian O'Neill

    • Business

This show focuses on ways business owners can lower their taxes and gain multiple income sources by intelligently investing outside of the stock market to benefit their life today as well as into retirement. We’ll cover a broad range of topics from tax strategies to investing in hard assets to macroeconomic trends that affect our money. Too many business owners spend most of our waking hours working hard for our money and have little time left to figure out how to make our money work harder for us. We default to handing our savings off to “advisors” who make their livings off our assets while we wait until 65 to enjoy any the benefits. The problem is we need a quick way to gain the knowledge to take back the reigns on managing our money while avoiding the misleading media or just straight bad advice. My goal is to give all my knowledge, full-time research, and connections with experts in a distilled version so we all can make our money work harder for us. I’m Brian O’Neill with Passive Capital Partners and welcome to the Harder Working Money Podcast.

Visit our show website at: www.harderworkingmoney.com

    Using VAs, 2024+ predictions, The Utah Market

    Using VAs, 2024+ predictions, The Utah Market

    In this podcast, Brian O'Neill interviews Neal Bawa about the use of virtual assistants and their impact on business operations and personal life. Neal emphasizes the importance of changing the mindset to understand that everyone should have a virtual assistant, as they can greatly improve the quality of life. He provides examples of unconventional uses of virtual assistants, such as finding virtual physiotherapists and managing credit cards for travel benefits. Neal also discusses the need to create systems and processes to effectively utilize virtual assistants and the importance of experimentation and celebrating failure. He shares insights on the real estate market, including the impact of fiscal policy, the affordability gap between renting and buying, and the potential for a market correction. Neal highlights the efficiency and profitability of townhomes and the potential of Logan, Utah as a real estate market. The conversation concludes with a discussion on the importance of causation in statistical analysis and the availability of free educational content on the MultifamilyU platform.
    Listen to my podcast, Harder Working Money, where we discuss entrepreneurship, investments, real estate, and tax strategies for business owners. https://apple.co/44OCvyt


    You can invest in my real estate deals! Go to https://www.passivecapitalpartners.com


    Host Contact Details:
    Brian O'Neill - Passive Capital Partners
    passivecapitalpartners.com


    Business owners, my social media channels are the perfect place to learn more about how I invest my extra business income into hard assets (apartments, self-storage, oil/gas wells) that produce cash flow and tax savings.


    Facebook: Brian.Oneill.Investor
    Instagram: Brian_Oneill_Investor
    Youtube: Harder Working Money
    Linkedin: brian-oneill-pcp


    Guest contact details:
    neal@grocapitus.com
    510-367-1510
    (415) 326-8878
    info@gracapitus.com
    www.grocapitus.com
    www.multifamilyU.com



    Podcast Takeaways
    -Everyone should have a virtual assistant, as they can greatly improve the quality of life.
    -Virtual assistants can be utilized for unconventional tasks, such as finding virtual physiotherapists and managing credit cards for travel benefits.
    -Creating systems and processes is essential for effectively utilizing virtual assistants.
    -Experimentation and celebrating failure are important for growth and innovation.
    -The real estate market is influenced by factors such as fiscal policy, the affordability gap between renting and buying, and the potential for a market correction.
    -Townhomes can be an efficient and profitable investment option.
    -Logan, Utah has potential as a real estate market due to population growth and geographic constraints.
    -Causation should be considered in statistical analysis to understand the true relationship between variables.
    -MultifamilyU offers free educational content for real estate investors.

    • 43 min
    A Wealth Advisors Perspective On Hard Asset Investing

    A Wealth Advisors Perspective On Hard Asset Investing

    In this episode, we talk with a syndicator who is also a private wealth advisor. Cathy Bearce and I discuss aspects of the financial advisor world and why diversifying beyond stocks and bonds is crucial for business owners aiming for financial independence. Cathy shares her journey from the traditional financial space to exploring real estate and multifamily investments. Her goal? To help clients build multiple income streams, reduce tax bills, and achieve true financial freedom.

    Listen to my podcast, Harder Working Money, where we discuss entrepreneurship, investments, real estate, and tax strategies for business owners.
    https://apple.co/44OCvyt

    You can invest in my real estate deals! Go to https://www.passivecapitalpartners.com

    Host Contact Details:
    Brian O'Neill - Passive Capital Partners
    passivecapitalpartners.com

    Business owners, my social media channels are the perfect place to learn more about how I invest my extra business income into hard assets (apartments, self-storage, oil/gas wells) that produce cash flow and tax savings.

    Facebook: Brian.Oneill.Investor
    Instagram: Brian_Oneill_Investor
    Youtube: Harder Working Money
    Linkedin: brian-oneill-pcp

    Guest contact details:
    781-330-8309
    http://www.wealthstaradvisors.com/


    Cathy also shares the challenges business owners face, such as selling a business and dealing with substantial capital gains. Cathy emphasizes the importance of exploring alternative strategies like real estate and oil and gas investments to optimize tax benefits.

    Tune in to learn how Cathy is bridging the gap between private wealth advising and alternative investments, offering business owners a pathway to more passive income and control over their financial future. Remember, it's not just about the returns; it's about achieving your financial goals

    • 21 min
    Data-Driven Real Estate: Neal Bawa's Vision for Built-to-Rent Investing

    Data-Driven Real Estate: Neal Bawa's Vision for Built-to-Rent Investing

    In this episode, guest interviewer Paul Montelongo interviews Neal Bawa, the "mad scientist of multifamily" and a data scientist turned real estate investor. He's the brains behind Grocapitus, a real estate investment firm that thrives on data-driven strategies. With a background in technology, Neal brings a unique perspective to the real estate industry. Currently spearheading the Mission 10K Project, he envisions building 10,000 single-family rentals.
    Listen to my podcast, Harder Working Money, where we discuss entrepreneurship, investments, real estate, and tax strategies for business owners. https://apple.co/44OCvyt
    You can invest in my real estate deals! Go to https://www.passivecapitalpartners.com

    Host Contact Details:
    Brian O'Neill - Passive Capital Partners
    passivecapitalpartners.com

    Business owners, my social media channels are the perfect place to learn more about how I invest my extra business income into hard assets (apartments, self-storage, oil/gas wells) that produce cash flow and tax savings.

    Facebook: Brian.Oneill.Investor
    Instagram: Brian_Oneill_Investor
    Youtube: Harder Working Money
    Linkedin: brian-oneill-pcp

    Guest contact details:
    neal@grocapitus.com
    www.grocapitus.com
    510-367-1510
    www.multifamilyU.com

    Neal Bawa shared his mission in this interview, and that is to tackle America's housing crisis by constructing 10,000 rental townhomes in carefully chosen markets. Fueled by the stark reality of soaring home prices and stagnant incomes leaving 18 million middle-class families without affordable starter homes, Neal aims to provide an alternative through affordable, brand-new townhomes for rent. Utilizing his data-driven prowess, Neal has pinpointed seven U.S. metros boasting the perfect blend of higher incomes and low construction costs. His initiative, Mission 10K, is more than a project—it's a movement. Neal is actively seeking followers who resonate with the cause and want to participate. With $65 million already secured in seed money, he's on a quest for additional investors to reach the ambitious $800 million equity goal.


    Key takeaways from this podcast include the harsh reality of skyrocketing home prices and stagnant incomes, 18 million middle-class American families find themselves unable to afford a starter home. Enter Neal's ambitious initiative, Mission 10K, a venture with a clear goal—to construct 10,000 affordable townhomes for rent in carefully chosen markets. The magnitude of this undertaking requires a substantial $800 million in equity, and Neal has already secured a promising $65 million in seed money. Guided by a data-driven approach, he has pinpointed seven metros in the United States boasting the perfect mix of high incomes and low construction costs. Now, Neal is on the lookout for followers who resonate with the cause, inviting them to join the mission and actively contribute to spreading the word about Mission 10K.

    • 21 min
    Real People In Real Estate: Liz & Barbie

    Real People In Real Estate: Liz & Barbie

    In this episode, we interview two women who've recently entered the syndication world and discuss their goals, strengths, and what they've already learned along the way. Liz and Barbie, the dynamic founders of Be Property Investors, have an interesting blend of skills: Liz brings her analytical perspective from a software development background, while Barbie's extensive experience in the hospitality industry equips her with the knack for handling high-pressure situations and efficient operations management.
    Listen to my podcast, Harder Working Money, where we discuss entrepreneurship, investments, real estate, and tax strategies for business owners.
    https://apple.co/44OCvyt
    You can invest in my real estate deals! Go to https://www.passivecapitalpartners.com
    Host Contact Details:
    Brian O'Neill - Passive Capital Partners
    passivecapitalpartners.com
    Business owners, my social media channels are the perfect place to learn more about how I invest my extra business income into hard assets (apartments, self-storage, oil/gas wells) that produce cash flow and tax savings.
    Facebook: Brian.Oneill.Investor
    Instagram: Brian_Oneill_Investor
    Youtube: Harder Working Money
    Linkedin: brian-oneill-pcp
    Guest contact details:
    liz@bepropertyinvestors.com
    https://bepropertyinvestors.com/
    During the show, they dive into their journey in the world of real estate, sharing invaluable lessons from their experiences. They touch on a deal that didn't go as planned, highlighting their commitment to investors' interests by promptly returning their money when they realized the deal wasn't viable. Emphasizing the significance of a strong team and the patience needed to find the right partners, Liz and Barbie give us insights into their mission of helping people retire gracefully through real estate investing.
    Key takeaways include the necessity of prioritizing investors' interests and maintaining transparency about both successes and failures. They stress that building a robust team is the linchpin of success in real estate investing. Additionally, Liz and Barbie draw parallels between real estate and the hospitality industry, revealing shared characteristics in terms of operations and problem-solving. Their ultimate driving force remains clear: assisting individuals in achieving a comfortable retirement through real estate investment.

    • 13 min
    Making Money In Real Estate: Different Types Of Investments

    Making Money In Real Estate: Different Types Of Investments

    In this podcast, Vikram Jangam shares his journey from being a programmer in India to becoming the founder and CEO of Sriven Systems, an IT staffing and services company. He talks about how he started the company in 1999 after realizing the need for better treatment of employees in the industry. Despite facing challenges, including the impact of September 11 on his business, Vikram and his wife persevered and built a successful company with hundreds of employees. Over the years, Sriven Systems has grown to employ hundreds of people and has worked with clients such as Wells Fargo, Bank of America, and State Farm Insurance. In addition to his work in IT staffing, he also discusses his foray into real estate and his passion for land development. He has diversified his business interests into real estate, including commercial buildings, retail centers, and land for future development.
    Host Contact Details:
    Brian O'Neill - Passive Capital Partners
    passivecapitalpartners.com
    For more tips and advise for business owners looking to invest outside the stock market and reduce their taxes, follow me on my social media channels:
    Facebook: Brian.Oneill.Investor
    Instagram: Brian_Oneill_Investor
    Youtube: Harder Working Money
    Linkedin: brian-oneill-pcp
     
    Guest contact details:
    Jangam@lynba.com
    Www.Lynba.com

    • 42 min
    Investments that Save me Taxes

    Investments that Save me Taxes

    Brian discusses in this podcast the importance of understanding and utilizing tax strategies to save money and make investments more profitable. He explains the concept of cost segregation studies in real estate, which allow investors to accelerate depreciation and take advantage of big depreciation losses in the first year of owning a property. Brian also emphasizes the need for individuals to take control of their finances and educate themselves on tax changes and strategies to make their money work harder for them.
    Key Takeaways:
    Cost segregation studies in real estate allow investors to accelerate depreciation and take big depreciation losses in the first year of owning a property.Taxes are likely the biggest expense in one's life, and it is important to spend time researching tax changes and strategies to save money.Different types of income include active income, passive income, and capital gains/portfolio income, and each has different tax implications.Real estate professional status allows individuals to use passive losses to offset active income and save on taxes.Oil and gas investments offer unique tax advantages, such as the ability to depreciate intangible drilling costs 100% in the first year.
    Host Contact Details:
    Brian O'Neill - Passive Capital Partners
    passivecapitalpartners.com
    For more tips and advise for business owners looking to invest outside the stock market and reduce their taxes, follow me on my social media channels:
    Facebook: Brian.Oneill.Investor
    Instagram: Brian_Oneill_Investor
    Youtube: Harder Working Money
    Linkedin: brian-oneill-pcp

    • 38 min

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