The Tech Money Podcast Malcolm Ethridge

In this episode, Malcolm Ethridge sits down with Alex Kantrowitz, Founder/CEO of Big Technology to discuss many different topics affecting tech workers, such as whether mass layoffs in tech are finally done, the likelihood that AI actually replaces knowledge workers, as well as Alex’s own journey from working in tech to reporting on it.
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Resources:
Service Now's People Pact 
AI Is Starting to Threaten White-Collar Jobs. Few Industries Are Immune.
Employers Train Employees to Close the AI Skills Gap

Connect with Alex:
Big Technology Podcast
Big Technology Newsletter 
LinkedIn: Alex Kantrowitz
@Kantrowitz

Connect with Malcolm:
The Tech Money Podcast 
LinkedIn: Malcolm Ethridge
MalcolmOnMoney Newsletter
Connect with Malcolm 
@MalcolmOnMoney
Mentioned in this episode:
Capital Area Tax Consultants - www.capgllc.com
Capital Area Tax Consultants: www.capgllc.com
Capital Area Tax Consultants - www.capgllc.com

In this episode, Malcolm Ethridge shares the reasons why he believes it’s (almost) always a good idea to take your 401(k) with you whenever you change jobs or retire. He also shares some of the potential pitfalls to be aware of, as well as some helpful insights about a little known option available to those who own substantial shares of their company’s stock inside the plan. 
Resources:
Changing Jobs? You May Want to Take Your 401(k) With You Own Company Stock Inside Your 401(k)? Here’s Something to Be Aware OfHow to Avoid an IRA Rollover Mistake

Malcolm Ethridge Discusses:
Why he believes you should always take your 401(k) with you when you change jobs (with one exception)The difference between a direct vs an indirect rolloverSomething to consider if you own company stock inside your 401(k)What can happen to the after-tax money you’ve contributed to your plan if you’re not careful.

Connect with Malcolm:
The Tech Money Podcast LinkedIn: Malcolm EthridgeConnect with Malcolm @MalcolmOnMoney
Mentioned in this episode:
Capital Area Tax Consultants - www.capgllc.com
Capital Area Tax Consultants - www.capgllc.com

In this episode, Malcolm Ethridge discusses the phenomenon of frugality inertia, and why it keeps retirees from being able to enjoy their retirement. He shares his insights on how it can help to reframe your focus and spend that retirement nest egg on things that will enhance your quality of life, ultimately leading to a happier and healthier version of yourself.
Malcolm Ethridge Discusses:
The common causes of frugality inertiaThe high class problem of having to invent new ways to spend your moneyThe importance of balancing your desire to preserve your savings with enjoying your retirementWhat steps retirees can take to help themselves feel comfortable spending money
Connect with Malcolm:
The Tech Money Podcast LinkedIn: Malcolm EthridgeConnect with Malcolm @MalcolmOnMoney
Mentioned in this episode:
Capital Area Tax Consultants - www.capgllc.com
Capital Area Tax Consultants - www.capgllc.com

In recent years, the rise of digital currencies has revolutionized the way we think about money and finance, with more and more individuals and businesses embracing the potential of blockchain technology. However, with this rapid growth has come a significant amount of uncertainty and confusion around the legal and regulatory frameworks that govern this new asset class. And as the crypto industry continues to grow and evolve, the issue of regulation and security will remain a key focus for lawmakers and industry stakeholders alike.
One of the biggest challenges facing the crypto industry today is the issue of security, with several high-profile exchange hacks and collapses leading to the loss of billions of dollars in assets. In response, lawmakers and regulators around the world have been grappling with how to protect consumers and investors in this space. In the US, Congress is currently considering several bills aimed at increasing oversight and regulation of the crypto industry, including measures to require crypto exchanges to register with the SEC and establish minimum capital requirements.
In this episode, Malcolm sits down with Andie Kramer, Founding Member of ASKramer Law, to discuss the current state of regulation in digital assets, such as cryptocurrencies and stable coins. Andie shares her thoughts on regulatory, tax, and governance issues both globally and in the U.S.
Andie Kramer Discusses:
The types of regulation needed in cryptoWhat has happened to crypto since the U.S. Government began regulating itThe likelihood of a Bitcoin spot ETF being approved by the SECThe dangers of ignoring the tax laws related to crypto trading
Connect with Andie:
LinkedIn: Andie KramerASKramer Law
Connect with Malcolm:
The Tech Money Podcast LinkedIn: Malcolm EthridgeConnect with Malcolm @MalcolmOnMoney
About our guest:
Andie is a nationally recognized authority on the regulatory, tax, commercial, and governance matters that arise in trading environments. She provides clients with practical and effective counsel to allow them to move forward with confidence and predictability as they navigate complex, high-stakes transactions. Andie applies a unique multidisciplinary approach to the taxation and regulation of financial products, markets, and participants.
Mentioned in this episode:
Capital Area Tax Consultants - www.capgllc.com
Capital Area Tax Consultants - www.capgllc.com

Investing is a way to grow your money over time, and secure your financial future. When you invest without a clear plan, you're more likely to make decisions based on emotions, rather than logic. You may be tempted to buy a stock because it's the latest hot trend or sell a stock because you're afraid of losing money. However, when you invest with a purpose, you have a plan in place that guides your investment decisions. And thus, you're less likely to make impulsive decisions that can lead to unnecessary financial losses.
Investing with a purpose means having a clear understanding of your financial goals and investing accordingly. And it requires taking the time to evaluate your financial situation, your willingness, and capacity to take financial risk, and your overall objectives for the capital you plan to put to work. It is not about chasing the latest investment fad or trying to beat the market in the short term. Instead, it's about creating a plan and investing in a way that maximizes your chances of success.
In this episode, Malcolm Ethridge sits down with Jessica Inskip, Director of Education and Product for OptionsPlay, to discuss the importance of investing with purpose, as well as the need to have a firm grasp of the basics prior to jumping into the more complex world of options trading. Jessica shares her unique insight into the different strategies investors can take to limit their risk when investing, as well as how to know when it’s time to introduce more complex strategies into your investment mix.
Jessica Inskip Discusses:
How to know whether you’re ready to trade optionsHow to use options to reduce the risk inherent in a portfolioThe various ways to incorporate options strategies into a portfolioThe risks of following finfluencers 
Connect with Jessica:
LinkedIn: Jessica Inskip  OptionsPlay 
Connect with Malcolm:
The Tech Money Podcast LinkedIn: Malcolm EthridgeConnect with Malcolm @MalcolmOnMoney
About our Guest:
Jessica joined the financial industry in 2009 and most recently accepted a position with OptionsPlay. She has held various positions within the brokerage industry across multiple firms, including roles specializing in strategy, product management, high frequency trading, complex options and derivative strategies, and the relationship management of high-net-worth affluent investors.
Mentioned in this episode:
Capital Area Tax Consultants - www.capgllc.com
Capital Area Tax Consultants - www.capgllc.com

Nobody enters a marriage expecting to get divorced. Yet, regardless of our best intentions, relationships can and do fall apart. While the emotional roller coaster of divorce is difficult enough, the added frustration of financial litigations can make a situation that much worse. Unfortunately, the current system of divorce in the United States does a poor job of educating clients on the alternatives to litigation. And in the event legal arbitration is the only choice left: where does one turn?
Given their higher salaries and equity arrangements, tech workers are more likely than most to enter marriages with lop-sided assets or income, or both. Furthermore, as a tech worker, it is common to spend your early years building a career, resulting in a later-life marriage, and sometimes with children from a previous relationship. Because of this, some parties may stand to walk away from a marriage with much more than they came into it with. These realities of life should not be ignored when considering a marriage. Even the most rational, cool-headed individuals can be sucked into the emotional damage that is typical of divorce.
On this episode, Malcolm Ethridge sits down with Andrew Hatherley, Certified Divorce Financial Analyst and founder of Wiser Divorce Solutions, to discuss his work helping divorcing couples and individuals avoid the financial and emotional hazards of divorce. Having been divorced himself, Andrew has first-hand experience with the broken and frustrating U.S. “Divorce System” and seeks to do his part to help change the way divorce is handled in this country. 
Andrew Hatherley discusses: 
The broken divorce system in the U.S.The true cost of filing for divorceWays to avoid an expensive and protracted divorce proceedingThe importance of prenuptial agreements among couples intending to marry
Connect With Andrew:
LinkedIn: Andrew HatherleyWiser Divorce Solutions
Connect With Malcolm Ethridge:
The Tech Money Podcast LinkedIn: Malcolm EthridgeConnect with Malcolm @MalcolmOnMoney
About Our Guest:
Andrew Hatherley is a divorce financial advisor and understands the fear and uncertainty many of you are feeling. He went through his own divorce several years ago. He knows that the extreme emotions that come with divorce can lead to damaging financial mistakes, both short and long term. Having learned the hard way, He is determined to help others avoid some of the pitfalls that can make divorce such a difficult process
Mentioned in this episode:
Capital Area Tax Consultants - www.capgllc.com
Capital Area Tax Consultants - www.capgllc.com