True Wealth Podcast Seun Adeyemi - Certified Financial Planner®

Summary:
In this episode, Andrew Kim discusses different ways to earn a six-figure passive income in US real estate investment. He explains how Canadians are turning to US real estate due to high home prices and restrictive landlord laws in Ontario and BC. Andrew outlines a 10-year strategy that involves buying multiple properties, refinancing, and reinvesting the cash flow. He also discusses the use of HELOCs to accelerate the portfolio growth. The goal is to achieve a sustainable portfolio of up to 15 homes that generate a six-figure passive income.
Keywords:
real estate investment, passive income, US real estate, Canadian investors, HELOC, portfolio growth
Takeaways:
Canadians are turning to US real estate due to high home prices and restrictive landlord laws in Ontario and BC.
A 10-year strategy involves buying multiple properties, refinancing, and reinvesting the cash flow.
HELOCs can be used to accelerate portfolio growth and allow for the purchase of fixer-upper properties.
The goal is to achieve a sustainable portfolio of up to 15 homes that generate a six-figure passive income.
Titles:
The Benefits of Investing in US Real Estate for Canadians
Accelerating Portfolio Growth with HELOCs: A Path to Six-Figure Passive Income
Sound Bites:
"Getting a lot of influx from Canadians looking for direct real estate ownership, but realizing that the numbers and the laws are not working in their favor to invest locally."
"Canadians are using the HELOC to accelerate. So now they've got this extra tranche of capital, they can buy homes with quote unquote all cash because they're buying outright their HELOC."
"Real estate is a slow climb. It's not a get rich quick scheme. It does take time. You want the markets to improve, you want to diversify."
Chapters:
00:00 - Introduction and Overview
07:19 - Slow Climb: The Long-Term Approach to Real Estate Investment
13:13 - Being Aggressive: Front-Loading Investments and Accelerating Growth
24:48 - Conclusion and Closing Remarks
Featured on the Show: Andrew Kim CEO & Co-Founder for SHARE
 Website: Website: https://twa.sharesfr.com
To schedule a call with us! Click here to book a convenient time for a discussion: https://calendly.com/sfrteam/twa
For more information about Mortgage and Financial Planning services, visit our website: https://www.realty.truewealthadvisors.ca/
To schedule an appointment with us, click here: https://truewealthadvisors.ca/schedule
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In this episode, Seun Adeyemi and Dmitri Bourchtein discuss the importance of metrics in real estate investing. They cover topics such as purchase price, location, rental income, expenses, net operating income (NOI), cap rate, cash on cash return, and internal rate of return (IRR). They emphasize the need for diversification and the importance of working with knowledgeable professionals to make informed investment decisions.
Takeaways:
Understanding the metrics of real estate investing is crucial for making informed investment decisions.
Metrics such as purchase price, location, rental income, expenses, net operating income (NOI), cap rate, cash on cash return, and internal rate of return (IRR) help evaluate the profitability and risk of an investment.
Diversification is key in real estate investing to mitigate risk and maximize returns.
Working with knowledgeable professionals, such as financial planners and real estate experts, can provide valuable guidance and help create a holistic investment strategy.
Featured on the Show: Dmitri Bourchtein, Co-Founder & Chief Investment Officer (Share SFR Technologies Inc.)
Website: https/twa.sharesfr.com 
To schedule a call with us! Click here to book a convenient time for a discussion: https://calendly.com/sfrteam/twa
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For more information about Mortgage and Financial Planning services, visit our website: https://www.realty.truewealthadvisors.ca/
To schedule an appointment with us, click here: https://truewealthadvisors.ca/schedule
👉 Subscribe to our channel. And press the bell 🔔 icon. 🔗 https://www.youtube.com/@TrueWealthREAdvisors/featured?sub_confirmation=1
 Thank you for supporting “True Wealth - Real Estate Investing for Canadians ” you can follow us on the Social Media Links Below:
 ✔ TikTok: tiktok.com/@truewealthrealtyadvisors
✔ LinkTree: linktr.ee/TrueWealthAdvisors
✔ Facebook: facebook.com/TrueWealthCA
✔ First Time Home Buyers: truewealthadvisors.ca/securemyhome
✔ Free Guide: truewealthadvisors.ca/mistakestoavoid
✔ Website: realty.truewealthadvisors.ca #realestateinvesting #realestateinvestingforbeginners #realestate #whytheusrealestatemarketismorelucrativethanthecanadianmarket #usrealestatemarketvcanadianrealestatemarket
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In this episode, Andrew Kim discusses the financing options available to Canadians looking to purchase real estate in the US. He explains that Canadian banks with US arms, such as RBC and TD, offer investment mortgages for buying US properties. These mortgages allow Canadians to leverage their Canadian credit and purchase properties in the US. Additionally, there are specialized loans, such as DSCR loans, that focus on the cash flow of the property rather than the borrower's personal credit. Andrew emphasizes the advantages of fixed-rate mortgages and the ability to refinance in the future. He also highlights the importance of credit and track record in securing financing. Overall, financing options in the US market provide opportunities for Canadians to invest in real estate and build wealth.
 
Takeaways
Canadian banks with US arms offer investment mortgages for buying US properties, allowing Canadians to leverage their Canadian credit.
Specialized loans, such as DSCR loans, focus on the cash flow of the property rather than the borrower's personal credit.
Fixed-rate mortgages in the US provide stability and the ability to refinance in the future.
Credit and track record are important factors in securing financing for US properties.
 
Featured on the Show: Andrew Kim CEO & Co-Founder for SHARE Website: https://twa.sharesfr.com
To schedule a call with us! Click here to book a convenient time for a discussion: https://calendly.com/sfrteam/twa
For more information about Mortgage and Financial Planning services, visit our website: https://www.realty.truewealthadvisors.ca/
To schedule an appointment with us, click here: https://truewealthadvisors.ca/schedule
👉 Subscribe to our channel. And press the bell 🔔 icon. 🔗 https://www.youtube.com/@TrueWealthREAdvisors/featured?sub_confirmation=1
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Thank you for supporting “True Wealth - Real Estate Investing for Canadians ” you can follow us on the Social Media Links Below: ✔ TikTok: tiktok.com/@truewealthrealtyadvisors ✔ LinkTree: linktr.ee/TrueWealthAdvisors ✔ Facebook: facebook.com/TrueWealthCA ✔ First Time Home Buyers: truewealthadvisors.ca/securemyhome ✔ Free Guide: truewealthadvisors.ca/mistakestoavoid ✔ Website: realty.truewealthadvisors.ca #realestateinvesting #realestateinvestingforbeginners #realestate #whytheusrealestatemarketismorelucrativethanthecanadianmarket #usrealestatemarketvcanadianrealestatemarket
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"In this episode, Seun Adeyemi delves into the intricate landscape of tax structures and ownership options within the US real estate market alongside Carmen Da Silva, CFO of Share. Carmen shares invaluable insights into fostering a cash flow mindset and the pivotal concept of critical mass, pivotal for navigating the complexities of scaling real estate ventures. She provides a comprehensive examination of tax considerations tailored for Canadian investors, ranging from the advantages of limited partnerships to the strategic delineation of separate entities for both active and passive investments."
Takeaways:
"Key takeaways from the discussion underscore the paramount importance of discerning between net income and taxable income, as well as the nuanced decision-making process involved in determining whether to retain cash flow within the US market or repatriate it to Canada. As the conversation draws to a close, Carmen extends a warm invitation to listeners to partake in an upcoming workshop, where attendees can gain further insights into real estate investing and tax strategies."
Featured on the Show: Carmen Da Silva, CPA Tax Specialist, Chief Financial Officer (Share SFR Technologies Inc.)
Website: https://twa.sharesfr.com
To schedule a call with us! Click here to book a convenient time for a discussion: https://calendly.com/sfrteam/twa
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"Watch the recording of the tax webinar” - https://d1aettbyeyfilo.cloudfront.net/taxtips/31014269_1709317906032GMT20240301-003619_Recording.cutfile.20240301145644986_1920x1080.mp4
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For more information about Mortgage and Financial Planning services, visit our website: https://www.realty.truewealthadvisors.ca/
To schedule an appointment with us, click here: https://truewealthadvisors.ca/schedule
-------------------------------------------------------------------------------------------------------------------
You can follow us on the Social Media Links Below:
✔ TikTok: tiktok.com/@truewealthrealtyadvisors
✔ LinkTree: linktr.ee/TrueWealthAdvisors
✔ Facebook: facebook.com/TrueWealthCA
✔ First Time Home Buyers: truewealthadvisors.ca/securemyhome
✔ Free Guide: truewealthadvisors.ca/mistakestoavoid
✔ Website: realty.truewealthadvisors.ca
Support this show http://supporter.acast.com/the-dollarsavvy-podcast.

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In this episode, Seun Adeyemi continues the conversation on investing in U.S. real estate. He discusses the differences between the Canadian and U.S. real estate markets, including factors that contribute to the drastic difference in prices. Andrew Kim from SHARE joins the conversation to explain how SHARE helps Canadians invest in the U.S. real estate market. They discuss the resilience of the U.S. single-family rental market and address concerns about market collapse. They also highlight the benefits of building cash flow and long-term wealth in the U.S. market. The episode concludes with a discussion on the process of investing with SHARE and future topics to explore.
 
Takeaways
 
The Canadian real estate market is overpriced and not conducive for investors, leading many to explore the U.S. market.
The U.S. real estate market offers lower price points, better stability, and more diverse job markets compared to Canada.
The U.S. single-family rental market is resilient, providing opportunities for cash flow and long-term wealth.
Investing in the U.S. market requires a shift in mindset and understanding of the different dynamics and investment strategies.
Share provides an end-to-end investing service, helping Canadians navigate the U.S. real estate market and manage their properties remotely.
 
Chapters
00:00 Introduction to the Canadian Real Estate Market
03:02 Introduction to Share and Andrew Kim
06:06 Differences Between the Canadian and US Real Estate Markets
10:39 Factors Influencing the Drastic Difference in Prices
13:22 Resilience of the US Single-Family Rental Market
16:16 Addressing Concerns About Market Collapse
18:29 Building Cash Flow and Long-Term Wealth in the US Market
22:39 Differences in Homeownership Culture
25:20 Investing in Out-of-State Properties
29:53 The Process of Investing with Share
31:30 Wrap-up and Future Topics
Featured on the Show:
Andrew Kim
CEO & Co-Founder for SHARE
Website: https://twa.sharesfr.com
To schedule a call with us! Click here to book a convenient time for a discussion: https://calendly.com/sfrteam/twa 
 
 
 Follow us on
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Connect with SHARE
Instagram: https://instagram.com/sharesfr @sharesfrFacebook: https://www.facebook.com/ShareSFRinvestments LinkedIn: https://www.linkedin.com/company/sharesfr/  
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In this episode, Seun Adeyemi interviews Dr. Chad Carter about investing in the US real estate market. Seun expresses frustration with the Canadian real estate market and its pro-tenant regulations. Dr. Chad shares his journey into the US market and his first property purchase. They discuss the benefits of investing in the US, including lower prices and better cash flow. They also talk about finding properties, financing options, and managing properties from a distance. Dr. Chad introduces Beyond Borders, a platform that provides education and consulting services for Canadians interested in investing in US real estate. In this episode, Chad Carter discusses the importance of financial literacy and provides insights into common financial mistakes. He shares investment strategies and highlights the role of real estate in building wealth. The conversation also covers retirement planning and the impact of education on financial success. Finally, Chad shares his thoughts on the future of personal finance.
Takeaways:
The Canadian real estate market is becoming increasingly pro-tenant and anti-landlord, making it less viable for investors.
Investors can find better opportunities in the US real estate market, where prices are lower and cash flow is higher.
It is possible for Canadian investors to finance US properties using Canadian banks and their Canadian credit history.
When investing in the US, it is important to choose the right market and neighborhood based on metrics like population growth, home price appreciation, and household income.
Section 8 housing is a government-sponsored program in the US that provides rental vouchers to tenants, offering landlords a steady source of income and reducing the risk of non-payment. Financial literacy is crucial for making informed financial decisions.
Avoid common financial mistakes such as overspending and not saving enough.
Diversify your investment portfolio and consider real estate as a wealth-building strategy.
Start planning for retirement early and take advantage of retirement savings accounts.
Education plays a significant role in achieving financial success.
The future of personal finance is likely to be influenced by technology and changing economic landscapes.
Featured on the Show:
 
Dr.Chad Carter
US Real Estate Investor and Sports Chiropractor
 
Email: info.beyondbordersgroup@gmail.com
https://linktr.ee/beyondbordersgroup
https://www.beyondbordersgroup.com/
 
 
 
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