85 episodes

The Your Wealth and Beyond podcast was created to empower entrepreneurs and individuals with the insight and information they need to effectively manage and control their personal and professional finances.

This is NOT just another podcast about money! We will focus on helping you grow your business, build your personal wealth and find purpose in what matters most.

Join Andrew Rafal, the Founder of Bayntree Wealth Advisors, as he interviews leading industry experts and entrepreneurs who not only share their stories of success and failure, but provide actionable financial advice that can be used to get your ‘fiscal house’ in order, so you can take your business and finances to the next level.

You Dream. We Plan®

Your Wealth & Beyond Andrew Rafal

    • Business
    • 5.0 • 1 Rating

The Your Wealth and Beyond podcast was created to empower entrepreneurs and individuals with the insight and information they need to effectively manage and control their personal and professional finances.

This is NOT just another podcast about money! We will focus on helping you grow your business, build your personal wealth and find purpose in what matters most.

Join Andrew Rafal, the Founder of Bayntree Wealth Advisors, as he interviews leading industry experts and entrepreneurs who not only share their stories of success and failure, but provide actionable financial advice that can be used to get your ‘fiscal house’ in order, so you can take your business and finances to the next level.

You Dream. We Plan®

    Meditation, Mindfulness and Living with Intention with Elizabeth Winkler

    Meditation, Mindfulness and Living with Intention with Elizabeth Winkler

    If you’re growing a business and a family, you’re probably more than a little familiar with moments of chaos. And if you’re listening to this podcast, you probably know how it feels to have too much on your plate and perhaps wondered how to make positive, powerful shifts in the face of big challenges. 
    Today, I’m excited to introduce you to my friend and mentor Elizabeth Winkler. Elizabeth is a Licensed Marriage and Family Therapist and Certified Meditation Teacher, and her work has helped thousands of people all over the world.
    In today’s episode, we dig into the power of mindfulness, how to start (and stick to) a meditation practice of your own, and how to use these incredible tools to declutter your mind, tap into your superpowers, and approach everything in your life in flow. 
     
    Key takeaways:
    What it means to practice mindfulness and live with intention.  What stops people from having a meditation practice. How to help unwind the Type-A mind to harness your energy more effectively.  Why fear is at the root of your perfectionism–and what to do about it.  Why there’s never been a better time to start meditating than right now. 
     
    Interview Resources
    Elizabeth Winkler Elizabeth Winkler on Facebook | LinkedIn | Instagram | TikTok The Shadow & the Light Podcast davidji.com Calm Insight Timer Dr. Andrew Huberman Michael Singer The Untethered Soul: The Journey Beyond Yourself by Michael A. Singer The Surrender Experiment: My Journey into Life's Perfection by Michael A. Singer Jamar Rogers The Voice

    • 50 min
    How the 2024 Election Could Impact the Economy, Your Finances, and Your Retirement Savings

    How the 2024 Election Could Impact the Economy, Your Finances, and Your Retirement Savings

    For many people, election years bring a lot of stress. That’s especially true in the most recent elections. Media coverage is 24/7, and there are new polls and promises in the headlines, which can cause uncertainty among investors.
    So today, I’m jumping on the mic with John Gengle, a Financial Advisor at Bayntree Wealth, to discuss what history has taught us about previous election years and what to expect from this one. 
    In our conversation, you’ll hear how changes to which party is in power rarely lead to a significant impact on the economy, how fixed-income investments have been undervalued, and how Congress plays a more critical role in our tax laws and economy than a new President.
    Key takeaways:
    What to expect if a Democrat or Republican President is elected. Why campaign promises don’t always lead to sweeping economic changes. The benefits that a divided congress has on economic policy. How fixed income investments have been undervalued in recent years.  
    🎯 Are You on Track for Retirement? Take Our Free Quiz to Find Out https://www.bayntree.com/quiz
    🚀 Download Your Free Dream Plan Retire Toolkit https://www.bayntree.com/dpr-toolkit/
    📞 Schedule a 15-Minute Call & Start Planning for the Retirement of Your Dreams https://calendly.com/bayntreeteam/dream-plan-retire
     
    Music: The Whole World Crashes Down – Astral Orange

    • 21 min
    Challenges, Choices, and Triumphs: An Aussie's American Dream in Arizona with Adrian Heyman

    Challenges, Choices, and Triumphs: An Aussie's American Dream in Arizona with Adrian Heyman

    Building a successful career in an incredibly competitive real estate market doesn’t happen by accident, especially when your area of expertise is luxury residential real estate. Today’s guest has climbed to the top and is recognized as one of Arizona’s top real estate advisors. As you’ll hear, tremendous success doesn’t happen without developing great partnerships and long-term relationships.
    Adrian Heyman is a Real Estate Advisor at The Agency, a luxury real estate firm in Scottsdale, AZ. Adrian was The Agency’s top-producing agent from 2018-2021 and reclaimed the title in 2023. In addition to succeeding in Arizona’s real estate markets, he’s also passionate about the Surfrider Foundation and has built a thriving 25-year partnership with his wife.
    In this conversation, Adrian shares the story of how he came from Australia’s fitness industry to American real estate, how he achieved success in an incredibly competitive industry with a very high failure rate, and what lies ahead in Arizona’s hot luxury real estate market. 

    Key takeaways:
    How Adrian kept his business growing and his family stable even through brutal market downturns and cross-continental moves.  How a huge real estate deal in Paradise Valley in 2017 changed the trajectory of Adrian’s career.  The critical mistakes Adrian sees homeowners and agent advisors make that stop them from getting top dollar.  How technology has transformed the landscape for home buyers and sellers. Factors that attract high-end homebuyers to the Paradise Valley. 

    Interview Resources
    AdrianHeyman.com Adrian Heyman on LinkedIn | Instagram |  Facebook The Agency The Agency on Instagram | YouTube | Facebook | LinkedIn | X/Twitter Mauricio Umansky Billy Rose Surfrider Foundation

    • 47 min
    Embracing Authenticity & Fearless Entrepreneurship with Shannon Breen

    Embracing Authenticity & Fearless Entrepreneurship with Shannon Breen

    Making the entrepreneurial leap and leaving Corporate America to create your own business is more than a leap of faith. Most new business owners face trials and tribulations along the way. But those who stick with it and believe in themselves can achieve the growth that makes them a success story worth celebrating. 
    Today’s guest is Shannon Breen, and he has a success story that is definitely worth celebrating. Shannon is the Co-CEO and founder of FreightVana, a digital logistics partner powered by technology and built on trust and transparency. 
    In this conversation, Shannon tells the story of how he fell in love with logistics, the two core components that have led to rapid and exponential business growth, and the power of building a great culture with employees who are empowered to be authentic on social media.
     
    Key takeaways
    What makes the logistics industry so uniquely fragmented and complicated. Why Shannon took the entrepreneurial leap and left corporate America. The importance of trust, transparency and authenticity in a company with a great culture.  Why some people can launch their company as a side business, why Shannon needed to go all-in, and why so many entrepreneurs fail to even take the first step.  Shannon’s advice on creating a thriving company culture and the benefits of empowering staff to be authentic at home and at work.  
    Interview Resources
    FreightVana FreightVana on LinkedIn | Instagram | TikTok | X/Twitter | Facebook Shannon Breen on LinkedIn John Gamero Denzel Washington Denzel Washington - Deathbed Swift Transportation Entrepreneurs’ Organization State Forty Eight Foundation Michael Spangenberg Joshua Brees Trainual

    • 48 min
    Unlocking the Wealth Mindset to Create the Future You Want with Anne Lester

    Unlocking the Wealth Mindset to Create the Future You Want with Anne Lester

    It’s very easy to rack up credit card debt. It’s much more difficult to pay it off and considerably tougher to set yourself up for long-term financial success, to make good long-term decisions, or to avoid falling into classic pitfalls managing debt–especially for younger generations entering the workforce. 
    I’m thrilled to share this conversation with Anne Lester. Anne is a retirement expert, speaker, media commentator, and author of a new book titled How to Save Smart Now for the Future You Want. Anne was the Head of Retirement Solutions for JPMorgan Asset Management for 20 years, where she traveled the country and spoke to tens of thousands of investors.
    In this episode, Anne shares how she fell in love with the world of finance, why poor financial decisions are often made, and the importance of automating your savings with a 401(k) and creating an emergency savings plan.
    Key takeaways:
    How we’re programmed to spend, spend, spend–even when we already have debt we need to pay off and don’t need more stuff.  Why we’re so afraid of getting it wrong when it comes to retirement planning–and how doing nothing sets us up for failure most of all.  Why now’s a great time to build a robust emergency fund.  How to get your credit cards under control, centralized, and easily tracked.  How our peers’ luxury spending tricks us into spending more on things we don’t need.  Simple things you can do right now to start bringing down your spending.   
    Interview Resources:
    AnneLester.com Anne Lester on LinkedIn | Instagram | YouTube Your Best Financial Life: Save Smart Now for the Future You Want by Anne Lester J.P. Morgan The Crash of 79 by Paul Emil Erdman The Silver Bears by Paul E. Erdman

    • 47 min
    Leveraging the Power of AI and LinkedIn to Grow Your Business with Joe Apfelbaum

    Leveraging the Power of AI and LinkedIn to Grow Your Business with Joe Apfelbaum

    Today, I’m joined by Joe Apfelbaum. Spoiler alert! This episode is jam-packed with energy and passion. If you’re interested in how AI, ChatGPT and LinkedIn can be used to its full potential to grow your businesses, this episode is for you..
    Joe Apfelbaum is an accomplished author, speaker, Certified Google Trainer, and the Founder and CEO of Ajax Union. Joe is a B2B marketing and LinkedIn Expert who has helped over 1,100 clients with digital marketing and getting the most out of LinkedIn. 
    In our conversation, you’ll hear why Joe believes all business owners should get to know how to use AI to their advantage, as well as the free tool he’s developed to increase your exposure and connections on LinkedIn. Above all else, you’ll also hear how passionate Joe is about why it’s important to show up with energy and enthusiasm and how the first step to making a positive change, personally and professionally, is making the commitment to yourself and finding ways to hold yourself accountable.
     
    Key takeaways:
    The power and rewards of putting yourself out there and being vulnerable and authentic. The importance of leveraging the power of AI in your business so you don’t get left behind. How Joe used ChatGPT and AI to create a course which is used by thousands on LinkedIn. How to communicate effectively and prompt AI to get better responses. How evyAI helped a user increase their LinkedIn profile views by 1800% Why Joe believes that not reaching out to the authors of your favorite books is a huge mistake. Joe’s tips for achieving work/life balance and the importance of prioritizing yourself and your health above anything else.  
    Interview Resources
    Ajax Union Ajax Union on Facebook | X/Twitter | Instagram | YouTube | LinkedIn JoeApfelbaum.com Joe Apfelbaum on LinkedIn | Facebook | Instagram | X/Twitter | YouTube evyAI High Energy Networking: Get anything you want in life while building meaningful relationships that last a lifetime by Joe Apfelbaum Evyrgreen AI Office Moving Alliance The 6 Pillars of Self-Esteem by Nathaniel Branden ChatGPT OpenAI Google Bard Pi.AI Reid Hoffman LinkedIn Anthropic Claude.AI

    • 50 min

Customer Reviews

5.0 out of 5
1 Rating

1 Rating

Young Money with Tracey Bisset ,

Love the show’s purpose!

Andrew has a great interview style and the conversations flow well. He interviews great guests that allow you to learn practical, relevant and easy to implement tips and strategies in your personal and professional finances. Well done Andrew!

Top Podcasts In Business

The Business of Doing Business with Dwayne Kerrigan
Dwayne Kerrigan
The Diary Of A CEO with Steven Bartlett
DOAC
Money Stuff: The Podcast
Bloomberg
The Prof G Pod with Scott Galloway
Vox Media Podcast Network
In Good Company with Nicolai Tangen
Norges Bank Investment Management
Think Fast, Talk Smart: Communication Techniques
Stanford GSB

You Might Also Like

Retire With Style
Wade Pfau & Alex Murguia
Retirement Starts Today
Benjamin Brandt CFP®, RICP®
Ready For Retirement
James Conole, CFP®
The Retirement and IRA Show
Jim Saulnier, CFP® & Chris Stein, CFP®
Your Money, Your Wealth
Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors
Retirement Planning Education, with Andy Panko
Andy Panko