Money School Podcast Chris Naugle

As a property investor, you might think you’re in the real estate business. You would be mistaken. You’re actually running a finance company, powered by real estate. The problem is: many investors don’t realize this and neglect their finances until it’s too late.
 
Financials are the most important aspect of the business. Not paying attention to your numbers is like driving with a blindfold on - you will crash. This understanding of numbers is what makes CPAs such great business owners, when they choose to escape the cocoon of the corporate job. That’s what today’s guest did, and in 5 years, he was able to scale to 900 deals without syndication.
 
How did he find his way into real estate? Why is it mission critical to understand our numbers? In this episode, CPA turned entrepreneur and co-founder of CityLife Residential, Casey Ryan Quinn talks about why we need to think like accountants and how to set up a strong back office in your business.
 
We’re not a real estate company - that’s just the vehicle. We’re really a finance company. -Casey Ryan Quinn

Three Things You’ll Learn In This Episode 
 
-Control every piece of the puzzle
Casey and his team were able to scale to 900 BRRR deals and over $100 million. What’s the secret to scaling fast?
 
-A case for overpaying
Many flippers chase cheap goods and services thinking it will save money. All it does is slow down the process and make capital more expensive. What should we do instead?
 
-The most important resource
There are many tasks we do in our lives and businesses we could delegate to someone else. How do we overcome the mindset blocks that stop us from taking them off our plates? 
 
Guest Bio:

Casey Ryan Quinn is a Pittsburgh-based CPA turned entrepreneur. In 2019, he co-founded CityLife Residential, steering the company as CEO to a staggering portfolio of over 850 residential units valued at over $100 million in under five years. This phenomenal expansion has placed CityLife Residential as Pittsburgh's third fastest-growing company between 2021 and 2023, and notably the fastest in the real estate sector. Beyond CityLife, Casey has co-founded Accruity, offering specialized accounting services to the real estate industry, where he remains an active board member. His entrepreneurial spirit also led him to co-found and partner in a REMAX franchised brokerage, further diversifying his real estate ventures. CityLife Residential stands out as a comprehensive residential real estate investment firm, boasting an impressive track record of over 500 real estate investment transactions. The company offers an array of services including construction, property management, title and settlement, and real estate sales. Casey's leadership extends to managing a vibrant team comprising more than 50 staff members and over ten virtual professionals, with a focus on fostering a strong company culture, strategic leadership, and efficient capital management. For more information, go to caseyryanquinn.com and follow @‌caseyryanquinn.

Syndication has always been an attractive vehicle for investors. You benefit from economies of scale without giving up a ton of money and get access to deals you couldn’t if you did it alone.
 
The only problem is: the economy we’re in has put massive stress on the model. Syndication relies on a solid exit, but it can be hard to achieve in an unpredictable market.
 
Banks are having a hard time pricing deals in this environment. Investors run the risk of being locked into a bad rate, with a pricey exit. The vehicle is also prone to fear and greed which can tank the value of an investment.
 
Is there a way to build flexibility into the deal so you’re not stuck in the market? Will syndication survive investors pulling their liquidity out? In this episode, Private Fund Manager, Jason Yarusi shares how he’s accumulated 2700+ apartments in 7 years, his incredible backstory, and why he wakes up at 4:32 am every single day. We also discuss the weaknesses of syndication and the strategies Jason put in place to mitigate them in advance.
 
In order to safeguard our syndications, we take flexibility into account with the deals we’re doing. It gives us an opportunity to react to the market instead of being stuck in it. -Jason Yarusi 
 

Things You’ll Learn In This Episode 
 
- 4-3-2-1 Go
After constantly repeating chaotic cycles and getting burned out on transactional jobs, how did Jason change his life? Why does he wake up at 4:32 am every single day? 
 
-Succeed, amplify then build momentum 
So many people are doing syndications, but they aren’t all built the same. How did Jason get the process dialed in before he expanded? 
 
-Protect against fear and greed
Life happens and people will need liquidity. This typically leads to solid investments losing their value. Is there a way to set-up a syndication so people can’t prematurely pull money out? 
 
-How to safeguard syndication 
With everything happening in the economy, it’s easy for an investor to get locked into a  bad deal. Can we build in flexibility even if it’s more pricey on the front end? 
 
Guest Bio
Jason Yarusi is a Private Fund Manager overseeing a $285 million Multifamily Real Estate portfolio at Yarusi Holdings. Since 2017, we've acquired 2,700+ apartment units. Beyond work, I'm an ultra runner and fitness enthusiast, hosting The Multifamily Live Podcast and leading the 7 Figure Multifamily Mastermind. Each day, I rise at 4:32 am, and I'm a proud father of three with a loving spouse. For more information, go to https://www.yarusiholdings.com/ and follow 
@JasonYarusi on Instagram.

The frustration of not seeing savings grow consistently can be a real struggle. Imagine the possibilities if our money could work harder for us, not just in the long run, but also with benefits we can tap into right now.
 
This isn't just about setting money aside—it's about making our money work smarter and more effectively, whether it’s planning for the future or needing liquidity today.
 
Consider this: what if we could harness the magic of compound interest that builds wealth steadily over time, while still having the flexibility to access funds efficiently in the short term?
 
In this episode, I am joined by the Director of The Money School, Shawna Decker and Money Mentor Stephen Nagy, to talk about the benefits of uninterrupted compound interest and how to cash-build for the long run.
 
Infinite banking is not about the numbers and it’s not about the math, it’s about the concept.- Chris Naugle


Three Things You’ll Learn In This Episode 
 
-Don’t get hung up on the numbers
Infinite banking isn’t just about money. How do we avoid getting absorbed in the numbers?
 
-Debt or decisions
How do we figure out what to put on credit and what we should pay for in cash?
 
-Think about the 95%
Why are we taught to focus on the 5% interest rate that we have to pay back?
 
Guest Bio:
Shawna Decker oversees all operations within The Money School, and has been on board since its creation. Shawna’s north star is Balance. And balance is never static- it is made of constant adjustments and active listening. She gives a damn, and she gives a damn about your path to betterment. Shawna assists in ensuring the overall experience of products, workshops, and training are better and brighter, by regularly checking in on what’s working, and helping adjust what isn’t.
Find Shawna on LinkedIn @ShawnaDecker 
 
Stephen Nagy left his career as a Personal Financial Advisor in 2007 to pursue his dream of being an entrepreneur and Real Estate Investor. Many years later, he has never looked back, becoming a lifelong student of business & investing, implementing strategies learned, gaining valuable personal experience, and following his passion of working with and sharing with others.
Stephen has spoken on hundreds of stages across the United States and worked with thousands of students, helping them realize and achieve their financial goals. Over those travels, and through attending several Masterminds each year, Stephen has built an extensive network of other like-minded individuals, creating a community that we call the “Campfire”.
 
Living in south Florida with his wife and son, Stephen not only talks the talk, but walks the walk every single day, growing his Real Estate & Consulting businesses and practicing financial strategies like self directing retirement dollars, the Infinite Banking Concept, Becoming The Bank, and eliminating the “3 Wealth Killers” from his life.
Stephen Nagy is dedicated to helping his students & clients learn financial education, how to take back control of their money, and helping them achieve their dreams by solving their money problem. Stephen now shares his experience, education, and strategies through weekly webinar trainings, Live events, and working with clients one on one.

Join the MSTV coaching here https://www.moneyschooltraining.com/mstv/

It may be hard to believe, but a penny doubled over time can make you more money than a pile of $500,000 right now. What makes this possible is one simple yet powerful thing called compound interest.
 
It gives you the ability to multiply your money overtime, and turn one small investment into a whole lot of money. No wonder Einstein called it the 8th wonder of the world!
 
For all the power that compound interest has, it’s still misunderstood and totally underutilized. How does this powerful financial force actually work? What financial vehicle gives us both compound interest and access to capital for investments?
 
In this episode, I show you how compound interest can allow you to turn $500 into $500,000.
 
We’re the only ones who have been taught to give up control of our money, put it somewhere and let it sit and lose the opportunity to take advantage of new investments. -Chris Naugle  
 

Three Things You’ll Learn In This Episode 
 
-The smartest way to build wealth
Compound interest is one of the most underestimated phenomena in the world. How can you multiply your money by doing one simple thing? 
 
-Get the best of both worlds
The problem with popular investment vehicles is the flow of compound interest gets interrupted every time you take money out. Is there a way we can take money out to invest and keep building interest at the same time?
 
-Average vs. actual rate of return
A lot of the financial vehicles people flock to promise a high return, but when you take a closer look, do you actually end up with a lot less?

Most Americans put their money into retirement accounts and believe it will be enough when they need it. They don’t engage with it and it starts to feel a lot like Monopoly money.
 
You’re handing your wealth over to a system you don’t know, like or understand. You trust advisors, rely on hope, and never get your cash to truly work for you.
 
It’s America’s $40 trillion problem.
 
The system is designed to feed off the cash that’s sitting in these retirement accounts. An out of sight, out of mind approach doesn’t work for your wealth - it robs you of opportunity and leaves you with regret.
 
Damion Lupo identified this problem and is revolutionizing retirement as we know it. Ultimately, wealth is created when you solve the problems of the 99%. How did his business journey begin at 11? What did he learn from being $5 million in debt? Why is chasing impact the fastest path to cash?
 
In this episode, the financial mentor, podcast host, best selling author, and founder of EQRP, shares how he’s fixing retirement and revolutionizing construction.
 
Most people put money into their retirement accounts and just hope it will be enough when they’re 65 years old. -Damion Lupo
 
Three Things You’ll Learn In This Episode 
 
-Pressure creates purpose 
All successes are built on failures. What did Damion learn from losing $20 million and ending up $5 million in debt? How did he turn a low point into a point of transformation?
 
-Don’t park your money, engage with it 
Not having control over your retirement isn’t the only problem people have. They also don’t know what to do with the money once they have that control. How is Damion solving this problem?
 
-Focus on impact and the money takes care of itself
True wealth and purpose is created by solving huge problems. How did Damion Lupo end up in an opportunity that benefits consumers, the real estate industry and even the environment?
 
Guest Bio:
Damion Lupo is an entrepreneur, financial mentor, podcast host, best selling author in personal finance, and founder of EQRP, a business rewriting the rules and plan for retirement. He also owns Frametec, a company that’s revolutionizing the construction world. For more information, go to https://damionlupo.com/, https://eqrp.com/ & his other company is bad ass https://www.frametec.com/. 
 

With everything going on in the country, countless businesses and entrepreneurs are struggling to stay afloat. There are many business-saving government initiatives that can provide financial support, but many people remain unaware of them..
 
We know there are government programs offering loans and aid, but we're left in the dark about how to access them.
 
Where do we begin when it comes to tapping into these funds? What do we need to be eligible to claim these funds?
 
In this episode, founder/principal of The Chandler Group, Josh Zieglowsky joins me to talk about the different government programs that we can access to claim funds, how easy it is to do so and why we should take advantage of these opportunities.
 
You regret the things you don’t do, you don’t regret the things you try. -Josh Zieglowsky

Three Things You’ll Learn In This Episode 
 
-Government funds: keep this in mind
What’s the catch when it comes to claiming government funds and loans?
 
-You give, you get
Does the universal law hold true, asserting that as we give, so too do we receive?
 
-The importance of taking action
Why shouldn’t we wait to take action with certain things and strike while the iron is hot?
 
Guest Bio:
 
Josh Zieglowksy is the Founder/Principal of The Chandler Group, LLC, boasting expertise in Real Estate, encompassing both Residential and Commercial sectors for over 17 years. He has achieved remarkable success in overseeing multimillion-dollar projects from their inception to completion. The cornerstone of his approach lies in fostering close collaboration between The Chandler Group team and clients to devise tailored programs that effectively address their real estate requirements.
 
Josh has been an entrepreneur for almost 20 years. His primary focus is investing in residential and commercial real estate. Josh’s key expertise includes asset and portfolio management, broker relations, investor and client relations, banking relations, economic and demographic trends, market analysis, due diligence oversight, financing oversight, acquisition and disposition strategies, transaction oversight and business development.
 
When Josh isn’t working, he’s spending time with his wife of 21 years, Taryn, and his four children. Josh grew up in Morgan, UT where he was a multi-sport athlete but his love was in basketball. Now, years later, he gives back by coaching local students to succeed both in sports and in life.
 
Visit https://www.selfemployedcredits.com/?ref=christopher28 
Find Josh on LinkedIn @Josh Zieglowsky