Passive Income Unlocked

Sujata Shyam
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Passive Income Unlocked

Welcome to Passive Income Unlocked! Your host, Suja Shyam, reached financial independence by the age of 33 solely through investing in Real Estate. She is passionate about bringing the model of Real Estate Syndications to more people. On the show, she interviews experts in the Real Estate Syndication space and chats with them about their stories, their work, and their "WHY." Suja also interviews passive investors and others who provide valuable insights into personal development and growth. Once a week, Suja has a solo show where she discusses industry topics, her own journey to building Passive Income, and more. Please do not expect building passive income to be easy. But please DO expect that it is possible for you! This show aims to educate and inspire, thereby closing the real estate investing gap one investor at a time. Thanks for being here and enjoy the show!

  1. 30 MAY

    498. The Habit of Giving: Building a Life of Purpose and Satisfaction with Bharat Kona

    How can adopting a mindset of giving and gratitude transform your life and help you achieve your goals?   In this segment of Mindset Shorts, host Suja welcomes back guest Bharat Kona to discuss the importance of mindset in achieving personal and financial goals. Bharat shares his passion for supporting education for underprivileged children globally and how giving back has become a source of happiness and satisfaction for him. He also discusses the impact of Tony Robbins' teachings on his mindset shift, which has helped him become more productive, focused, and successful in accomplishing his short-term and long-term goals. Bharat emphasizes the significance of daily rituals, such as visualization, affirmations, gratitude practice, and meditation, in staying focused and organized on his journey.   Bharat is a dedicated full-time sponsor and operator in commercial real estate, with a proven track record of acquiring and managing 650 units across the South and Midwest regions. Well-connected capital raiser, having successfully secured over $6.5 million to date. Proficient in asset management, financial underwriting, capital raise, and investor relations.     [00:00:00] - [00:01:00] The Power of Giving Back - Bharat's passion for supporting education for underprivileged children - The transformative impact of education on modest families - Giving back as a source of happiness and satisfaction   [00:01:00] - [00:04:00] Mindset Shift with Tony Robbins - Discovering Tony Robbins' teachings through books and seminars - The impact of Tony Robbins' coaching on Bharat's mindset - Accomplishing short-term and long-term goals through a shifted mindset   [00:04:00] - [00:05:00] Giving is Living - Tony Robbins' philosophy: "Giving is living" - The importance of building a habit of giving, even when starting small - Bharat's journey of giving back and its significance in his life   [00:05:00] - [00:07:00] Daily Routines for Success - The importance of daily rituals, as discussed in the book "Morning Miracle" - Bharat's daily practices: visualization, affirmations, gratitude, and yoga - Challenges in maintaining routines while traveling   [00:07:00] - [00:08:00] Weekly Reflection and Planning - Dedicating half a day each weekend for silent meditation and reflection - Reviewing progress and identifying areas for improvement - Planning for the upcoming week to stay on track   Quotes:   - "Giving is living." - Tony Robbins, as mentioned by Bharat Kona   "For me, I'm quite passionate about supporting education for underprivileged children globally, here in this country, or in Asia or Africa, and that's been very close to my heart." - Bharat Kona   Connect with Bharat:    FB: https://www.facebook.com/bharatkona LI: https://www.linkedin.com/in/bharatkona/ Website: https://www.eldoradocapitalinc.com/       WANT TO LEARN MORE? Connect with me through LinkedIn. Or send me an email at sujata@luxe-cap.com Visit my website, www.luxe-cap.com, or my YouTube channel. Thanks for tuning in! If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    11 min

  2. 27 MAY

    497. The Power of Positive Self-Talk in Achieving Financial Freedom with Igor Shaltanov

    How can adopting the right mindset and discipline help you achieve financial success through real estate investing?   In this segment of "Investing and Mindset Shorts," Suja welcomes back Igor Shaltanov, a multifamily investor and entrepreneur with a background as a professional athlete. Igor shares his insights on the importance of mindset and discipline in achieving success, particularly in the realm of real estate investing. He emphasizes the value of focusing on one thing at a time, persevering through challenges, and maintaining a positive internal dialogue. Igor also discusses the current state of the real estate market and the opportunities that may arise for those who remain disciplined and adaptable.   Igor Shaltanov, co-founder and managing partner of Avista Fund, is a former professional athlete who transitioned into successful entrepreneurship and real estate investment. Guided by discipline and a relentless drive for excellence, Igor has founded and managed thriving companies and businesses in Southern California.  [00:00:00] - [00:02:00] The Power of Focus: Mastering One Thing at a Time * Concentrate on a single aspect of alternative investments to build expertise and trust * Avoid chasing multiple opportunities simultaneously * Become recognized as a professional in your chosen niche   [00:02:00] - [00:04:00] Perseverance: The Key to Long-Term Success * Stick to the game long enough to achieve financial success * Understand that real estate is a "get rich for sure" game, but it takes time * Maintain a long-term vision and focus on the bigger picture   [00:04:00] - [00:06:00] Navigating Turbulent Times in Real Estate * Acknowledge that properties can be lost during challenging periods * Recognize that the best deals often emerge during market downturns * Learn from past experiences and apply that knowledge to future investments   [00:06:00] - [00:08:00] The Importance of Positive Self-Talk * Regularly check the direction of your internal conversation * Focus on gratitude and self-worth rather than comparing yourself to others * Maintain a positive mindset, especially during challenging times   [00:08:00] - [00:10:00] Mindset Practices for Success * Start the day with meditation, gratitude, and a positive outlook * Continuously monitor your thoughts and redirect them towards creativity and growth * Distinguish between a survival mindset and a growth mindset   Quotes: "Focus on one thing. So people start to recognize you as a professional..." - Igor Shaltanov "It's not the matter of if, it's the matter of when you're going to become financially successful, financially free." - Igor Shaltanov   Connect with Igor:    Website: https://avistafund.com/   eBook: www.winrealestategame.com WANT TO LEARN MORE? Connect with me through LinkedIn. Or send me an email at sujata@luxe-cap.com Visit my website, www.luxe-cap.com, or my YouTube channel. Thanks for tuning in! If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    13 min

  3. 23 MAY

    496. The Power of Clarity, Discipline, and Execution in Achieving Your Goals with Vinicius Ramos

    How can investing in your personal development and mindset transform your journey towards achieving your goals and creating a fulfilling life?   In this episode of Mindset Shorts, host Suja welcomes back Vinicius Ramos, a multifamily syndicator with Texas Valley Group. Ramos shares his insights on the importance of investing in personal development and cultivating the right mindset to achieve success in both business and life. He emphasizes the significance of clarity, discipline, and execution in reaching one's goals, and discusses the transformative power of attending personal development programs. Ramos also touches on the concept of creating a family office structure, regardless of the size of one's assets, and the value of having meaningful conversations with loved ones to establish clear objectives.   Vinicius is a managing partner with Texas Valley Group Co-sponsored xa600+ units across San Antonio, McAllen, and Houston since 2021. He has focused his experience on scaling operations using digital transformation and go-to-market distribution strategies and has managed operations of US$45M+ year revenue. Graduated in Business Administration and with 16 years of experience in several industries, he has held positions in Brazil, Mexico, and the USA as Country Manager, New Business, and Managing director for large corporations. 00:00:00 - 00:02:00 - The Holy Grail of Achieving Results - Investing in personal development through coaching and programs - The importance of clarity, discipline, and execution - Showing up and putting in the hard work daily   00:02:00 - 00:04:00 - Budgeting for Personal Development - Allocating a percentage of your annual income to invest in yourself - Attending transformative events and trainings - The significance of having the right mindset and motivation   00:04:00 - 00:06:00 - Guarding the Doors to Your Mind - The importance of filling your mind with positivity and self-improvement - Replacing negative thoughts with positive ones and investing in knowledge - Constantly working on improving your mindset and skills   00:06:00 - 00:08:00 - The 360 Wealth Approach - Money is important, but relationships and fulfillment are key to happiness - Setting objectives, creating accountability, and sharing with loved ones - Influencing others positively through your actions and commitments   00:08:00 - 00:10:00 - Creating Clarity and Reducing Anxiety - The importance of having clarity in your goals and objectives - Engaging in meaningful conversations with role models and admired individuals - Learning from others and applying new insights to your life Quotes:   "If you have the right mindset, I don't think there's anything that's impossible to achieve." - Vinicius Ramos   "The only thing that we control is our thoughts." - Vinicius Ramos Connect with Vinicius:   Website: www.texasvalleygroup.com Linkedin: https://www.linkedin.com/in/vinicius-ranucci-ramos-5017aabb/ Instagram: https://www.instagram.com/texasvalleygroup/   WANT TO LEARN MORE? Connect with me through LinkedIn. Or send me an email at sujata@luxe-cap.com Visit my website, www.luxe-cap.com, or my YouTube channel. Thanks for tuning in! If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    11 min

  4. 20 MAY

    495. The Neuroscience of Mindset: Unlocking Your Potential with Tim Fergestad

    Can understanding the chemistry behind our brains help us optimize our lives and achieve our goals more effectively?   In this fascinating episode of Mindset Shorts, neuroscientist Tim Fergestad shares his insights on how understanding the brain's chemistry can help individuals enhance their achievements and improve their lives. He discusses the importance of healthy brain function, the role of dopamine in motivation and reward, and the significance of developing good habits and routines. Tim also emphasizes the crucial role of sleep in cognitive performance and overall well-being. Throughout the conversation, he provides practical tips and recommendations for optimizing brain health and achieving personal goals.   Tim Fergestad believes that relationships are the cornerstone of success. His drive to help others has made him a sought-after partner for top investors. Before being the a full-time investor, Tim used his Ph.D. in Neuroscience to study the molecular mechanisms underlying synaptic function. Being a father of two teenagers and spouse of a busy physician means, when he is not traveling for conferences and inspecting properties, you’ll often find him sipping a fine mezcal or diving in the Caribbean - all while managing his assets and serving his clients. : (00:00:00 - 00:02:00) The Importance of a Healthy Brain and Mindset - Understanding the brain's chemistry is crucial for optimizing output and shaping reality - Mindset plays a significant role in achieving goals and taking action - Developing habits and systems is essential for staying on task and making progress   (00:02:00 - 00:04:00) The Power of Sleep and Brain Chemistry - Sleep is crucial for cognitive function, decision-making, and memory - Mental health disorders can often be linked to unhealthy brain chemistry - Small tweaks in brain chemistry can have a significant impact on behavior and well-being   (00:04:00 - 00:06:00) Neuroplasticity and Learning - Repetition over time strengthens neural connections and reinforces learning - Spaced training intervals are more effective than cramming for long periods - The brain needs rest and recovery to reorganize and strengthen neural patterns   (00:06:00 - 00:08:00) Habits and Routines for Success - Consistency and routines are essential for improving sleep quality and cognitive performance - Waking up at the same time every day is more important than going to bed at the same time - Prolific writers rely on the power of consistency and routine to produce their work   (00:08:00 - 00:09:00) Taking Action and Manifesting Goals - Setting up systems behind goals increases the likelihood of achieving them - Visualizing and manifesting goals is important, but taking action is crucial - Consistently taking small steps towards goals is the key to success     Quote:   "Mindset is huge. A lot of people know how to be rich, but they don't do it. They don't have the motivation, they fall short of when they actually have to set up goals and actions." - Tim Fergestad   Connect with Tim:    Website: https://oakstreetassets.com/Tim-Fergestad-media-kit/   WANT TO LEARN MORE? Connect with me through LinkedIn. Or send me an email at sujata@luxe-cap.com Visit my website, www.luxe-cap.com, or my YouTube channel. Thanks for tuning in! If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    12 min

  5. 16 MAY

    494. The Power of Diversification: How Real Estate Can Protect Your Portfolio with Bharat Kona

    Can diversifying your investment portfolio with real estate help protect you from the volatility of the stock market?   In this insightful episode, Suja sits down with Bharat Kona, a seasoned real estate investor and former tech professional who shares his compelling journey from the Silicon Valley to the world of real estate investing. Bharat discusses his motivation for diversifying his investment portfolio after experiencing significant losses during the dot-com bubble and the 2008 housing crash. He explains how he discovered his passion for real estate and the benefits it offers, such as cash flow, equity multiplier, and tax advantages. Bharat also delves into the various types of real estate investments he has been involved in, including value-add multifamily, ground-up construction, and land entitlement deals. Throughout the episode, he shares valuable lessons learned and strategies for navigating the current challenging market conditions.   Bharat is a dedicated full-time sponsor and operator in commercial real estate, with a proven track record of acquiring and managing 650 units across the South and Midwest regions. Well-connected capital raiser, having successfully secured over $6.5 million to date. Proficient in asset management, financial underwriting, capital raise, and investor relations.   00:00:00 - 00:03:00 | From Silicon Valley to Real Estate: Bharat's Transformative Journey   Bharat shares his background in the tech industry and the painful experiences that led him to seek diversification He discusses how friends and mentors introduced him to the world of commercial real estate Bharat highlights his current portfolio and the capital he has raised across his deals   00:03:01 - 00:08:00 | Discovering Passion and Purpose in Real Estate Investing   Bharat explains how he found true passion and enjoyment in working with investors and sharing the benefits of real estate investing He discusses the decision to transition from his tech career to full-time real estate investing Bharat shares insights on how his investors, primarily from the tech industry, are attracted to the diversification and tax benefits of real estate   00:08:01 - 00:14:00 | Navigating Different Asset Classes: From Value-Add to Ground-Up Construction   Bharat discusses his first full-cycle deal, a 45-unit value-add property in Kansas City, and the lessons learned He shares his experience with ground-up construction projects in Sioux Falls, South Dakota, and the importance of demographics and partnerships Bharat touches on his involvement in a land entitlement deal in Austin suburbs and the challenges faced   00:14:01 - 00:20:00 | The Excitement and Challenges of Real Estate Investing   Bharat expresses his passion for sharing knowledge and enlightening others about the benefits of diversifying through real estate He emphasizes the importance of patience and the long-term nature of real estate investing Bharat discusses the current market challenges, including high interest rates and the difficulty in finding good deals   00:20:01 - 00:28:00 | Strategies for Success in a Volatile Market   Bharat shares his experience with using fixed bridge loans and successfully refinancing into agency loans He highlights the importance of consistent hard work, maintaining high occupancy, and controlling expenses Bharat discusses the advantages of investing in Midwest markets, which offer slower but steadier growth and less volatility compared to hot markets like Phoenix and Austin   Quote:   “This is not something to get rich quick. Patience is very critical in investing.” - Bharat Kona   Connect with Bharat:    Facebook: https://www.facebook.com/bharatkona LinkedIn: https://www.linkedin.com/in/bharatkona/ Website: https://www.eldoradocapitalinc.com/   WANT TO LEARN MORE? Connect with me through LinkedIn. Or send me an email at sujata@luxe-cap.com V

    28 min

  6. 13 MAY

    493. Mastering the Fundamentals: A Deep Dive into Real Estate Investing with Igor Shaltanov

    What does it take to go from being a professional athlete in Russia to a successful real estate investor in the United States?   In this captivating episode, Igor Shaltanov shares his remarkable journey from being a professional water polo player in Russia to becoming a thriving entrepreneur and real estate investor in the United States. He discusses the challenges he faced during the uncertain times in Russia in the 1990s and how his decision to pursue a career in sports led him to discover new opportunities and expand his horizons. Igor's story is one of perseverance, adaptability, and the willingness to take risks in pursuit of a better future for himself and his family. Throughout the episode, he shares valuable insights on transitioning from being an athlete to an entrepreneur, the importance of passion and discipline in business, and the lessons he learned from his experiences in real estate investing.   Igor Shaltanov, co-founder and managing partner of Avista Fund, is a former professional athlete who transitioned into successful entrepreneurship and real estate investment. Guided by discipline and a relentless drive for excellence, Igor has founded and managed thriving companies and businesses in Southern California.  [00:00:00] - [00:08:59] Growing Up in Russia and Pursuing a Career in Sports   The challenges and uncertainties of living in Russia in the 1990s How sports provided an opportunity for personal growth and new experiences The impact of traveling and expanding one's horizons   [00:09:00] - [00:16:59] Transitioning from Athlete to Entrepreneur   The decision to stay in the United States and start a new life Opening a basketball training company and the lessons learned from running a business The importance of passion and discipline in entrepreneurship   [00:17:00] - [00:23:59] Discovering Real Estate Investing   The journey from being a business owner to an investor The lessons learned from early real estate investments in Russia The decision to focus on real estate investing in the United States   [00:24:00] - [00:30:59] Scaling Up in Real Estate   The challenges and benefits of investing in single-family homes The decision to transition to multifamily syndication The importance of understanding one's goals and desired role in real estate investing   [00:31:00] - [00:34:59] Navigating the Current Multifamily Market   The impact of rising interest rates and new supply on the multifamily market The importance of finding good deals and locking in favorable interest rates  The value of staying informed through conversations with experienced operators     Quotes:   "Investing is not about chasing the latest trends; it's about understanding the fundamentals and making informed decisions." - Igor Shaltanov   "Real estate investing is a journey of constant learning and adaptation. Embrace the challenges, and you'll find success." - Igor Shaltanov Connect with Igor:    Website: https://avistafund.com/   eBook: www.winrealestategame.com WANT TO LEARN MORE? Connect with me through LinkedIn. Or send me an email at sujata@luxe-cap.com Visit my website, www.luxe-cap.com, or my YouTube channel. Thanks for tuning in! If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    38 min

  7. 9 MAY

    492. From Brazil to Texas: Capitalizing on Apartment Investing Opportunities with Vinicius Ramos

    How can foreign investors navigate the complexities of investing in U.S. multifamily syndications and capitalize on the opportunities available in the current market?   In this insightful episode, Vinicius Ramos shares his unique experience as a foreign investor in U.S. multifamily syndications. Vinicius, originally from Brazil, transitioned from a successful corporate career to co-founding Texas Valley Group, which helps international investors access multifamily investment opportunities in Texas. He discusses the challenges and strategies for investing as a foreign investor, the importance of surrounding yourself with knowledgeable people, and the lessons he has learned throughout his journey in the ever-changing real estate market.   Vinicius is a managing partner with Texas Valley Group Co-sponsored xa600+ units across San Antonio, McAllen, and Houston since 2021. He has focused his experience on scaling operations using digital transformation and go-to-market distribution strategies and has managed operations of US$45M+ year revenue. Graduated in Business Administration and with 16 years of experience in several industries, he has held positions in Brazil, Mexico, and the USA as Country Manager, New Business, and Managing director for large corporations.     [00:00:00] - [00:04:00] Chapter 1: From Brazil to Texas: Vinicius's Journey in Real Estate Investing - Vinicius's background in consulting and international corporate career - Falling in love with Texas and its business opportunities - Discovering the potential of apartment investing   [00:04:00] - [00:09:00] Chapter 2: Diving into Multifamily Syndications: Financing and Growth - The attraction of apartment investing as a low-risk asset class - Navigating financing options as a first-time investor - Growing from a 52-unit apartment to over 800 units under management   [00:09:00] - [00:12:00] Chapter 3: Navigating the Current Market: Opportunities and Strategies - Adapting to the high inflation and high interest rate environment - Finding opportunities through assumable loans and distressed assets - Underwriting conservatively and being selective with tenant screening   [00:12:00] - [00:15:00] Chapter 4: Investing as a Foreign Investor: Challenges and Guidance - Differences between investing as a U.S. person and a foreign investor - Fiscal implications and strategies to protect investments - Providing guidance and support for foreign investors   [00:15:00] - [00:20:00] Chapter 5: Lessons Learned and Advice for Aspiring Investors - Surrounding yourself with knowledgeable people and networking - Minimizing risk exposure by co-investing and learning from others - Prioritizing investor relationships and putting their interests first   Quotes:   "I believe it is a time of opportunity. You have to be conservative on next steps because it will get worse before it gets better." - Vinicius Ramos   "If you want to do something, you have to get in the water. You have to really surround yourself with the knowledge and the people that are living and breathing what you're trying to do." - Vinicius Ramos   Connect with Vinicius:   Website: www.texasvalleygroup.com Linkedin: https://www.linkedin.com/in/vinicius-ranucci-ramos-5017aabb/ Instagram: https://www.instagram.com/texasvalleygroup/   WANT TO LEARN MORE? Connect with me through LinkedIn. Or send me an email at sujata@luxe-cap.com Visit my website, www.luxe-cap.com, or my YouTube channel. Thanks for tuning in! If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    21 min

  8. 6 MAY

    491. Navigating Market Cycles: Insights on Multifamily Investing with Tim Fergestad

    What if the path to financial freedom lies in thinking differently about investments and following the footsteps of the uber-wealthy?   In this thought-provoking episode, Tim Fergestad shares his journey from neuroscience to real estate investing, shedding light on the importance of aligning interests with financial advisors and diversifying one's portfolio. He discusses the pitfalls of relying solely on the stock market and the advantages of investing in real estate, particularly multifamily properties. Tim also shares his insights on the current market cycle, the benefits of buying and holding real estate, and the potential of debt funds as a passive investment option.   Tim Fergestad believes that relationships are the cornerstone of success. His drive to help others has made him a sought-after partner for top investors. Before being the a full-time investor, Tim used his Ph.D. in Neuroscience to study the molecular mechanisms underlying synaptic function. Being a father of two teenagers and spouse of a busy physician means, when he is not traveling for conferences and inspecting properties, you’ll often find him sipping a fine mezcal or diving in the Caribbean - all while managing his assets and serving his clients.   00:00:00 - 00:07:00 - From Neuroscience to Real Estate: Tim's Pivotal Career Shift    Tim's background in neuroscience and his decision to pivot to real estate investing  The importance of aligning interests with financial advisors  Discovering real estate as one of the best asset classes for generating wealth   00:07:01 - 00:14:00 - Unveiling the Investment Strategies of the Wealthy    The stock market is a minority in the portfolios of successful investors  The power of real estate in creating millionaires  The role of private equity and businesses in generating substantial wealth   00:14:01 - 00:21:00 - Scaling Up: Transitioning from Single-Family to Multifamily Investing    The challenges of managing single-family rentals from afar  The advantages of multifamily investing, including scale and on-site property management  The importance of holding real estate long-term to generate wealth   00:21:01 - 00:28:00 - Navigating Market Cycles and Investment Opportunities    The current state of the single-family and multifamily markets  The potential for buying opportunities when the market is down  The significance of loan terms and their impact on real estate investments   00:28:01 - 00:31:00 - Passive Investing and the Potential of Debt Funds    The advantages of passive real estate investing  The potential of debt funds as a passive, cash-flowing investment option  The importance of understanding one's risk profile and investment goals   Quotes:   "Wealth historically in real estate is generated by buying and holding. The holding is really important." - Tim Fergestad   "I like real estate because it is easier to deal with, it's simple. I know what I'm getting into, and I can control most of the variables." - Tim Fergestad   Connect with Tim:    Website: https://oakstreetassets.com/Tim-Fergestad-media-kit/   WANT TO LEARN MORE? Connect with me through LinkedIn. Or send me an email at sujata@luxe-cap.com Visit my website, www.luxe-cap.com, or my YouTube channel. Thanks for tuning in! If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    31 min
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About

Welcome to Passive Income Unlocked! Your host, Suja Shyam, reached financial independence by the age of 33 solely through investing in Real Estate. She is passionate about bringing the model of Real Estate Syndications to more people. On the show, she interviews experts in the Real Estate Syndication space and chats with them about their stories, their work, and their "WHY." Suja also interviews passive investors and others who provide valuable insights into personal development and growth. Once a week, Suja has a solo show where she discusses industry topics, her own journey to building Passive Income, and more. Please do not expect building passive income to be easy. But please DO expect that it is possible for you! This show aims to educate and inspire, thereby closing the real estate investing gap one investor at a time. Thanks for being here and enjoy the show!

Information

  • Creator
    Sujata Shyam
  • Years Active
    2021 - 2024
  • Episodes
    495
  • Rating
    Clean
  • Copyright
    © 2021 - All Rights Reserved
  • Show Website
    Passive Income Unlocked

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